vita surselva's 2027 premiums in every canton
vita surselva offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 452.00 (Graubünden, region 3) to CHF 848.00 (Geneva). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +2.5% on average. Models offered: Free choice of doctor, Family doctor or HMO.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 582.00 | 9/27 | Agrisano CHF 548.80 | CHF 398 | CHF 425.75 | CHF 136.00 | +5.2% |
| Appenzell Innerrhoden | – | CHF 468.00 | 13/23 | ÖKK CHF 436.00 | CHF 384 | CHF 320.10 | CHF 103.00 | +3.1% |
| Appenzell Ausserrhoden | – | CHF 545.00 | 9/23 | Agrisano CHF 501.00 | CHF 528 | CHF 393.55 | CHF 126.00 | +5.6% |
| Bern | 1 | CHF 685.00 | 7/26 | Sanitas CHF 653.70 | CHF 376 | CHF 523.90 | CHF 166.00 | +0.7% |
| Bern | 2 | CHF 667.00 | 23/26 | ÖKK CHF 590.00 | CHF 924 | CHF 506.90 | CHF 145.00 | +1.5% |
| Bern | 3 | CHF 603.00 | 16/26 | Agrisano CHF 541.20 | CHF 742 | CHF 446.95 | CHF 136.00 | +1.7% |
| Basel-Landschaft | 1 | CHF 692.00 | 7/23 | ÖKK CHF 650.00 | CHF 504 | CHF 567.45 | CHF 167.00 | +0.4% |
| Basel-Landschaft | 2 | CHF 646.00 | 8/23 | ÖKK CHF 606.00 | CHF 480 | CHF 537.45 | CHF 151.00 | +1.6% |
| Basel-Stadt | – | CHF 788.00 | 19/23 | SLKK CHF 690.40 | CHF 1'171 | CHF 661.90 | CHF 178.00 | +1.2% |
| Fribourg | 1 | CHF 632.00 | 13/23 | Atupri CHF 593.30 | CHF 464 | CHF 505.60 | CHF 153.00 | +1.9% |
| Fribourg | 2 | CHF 596.00 | 16/23 | ÖKK CHF 551.00 | CHF 540 | CHF 476.80 | CHF 138.00 | +1.2% |
| Geneva | – | CHF 848.00 | 19/21 | Assura CHF 711.20 | CHF 1'642 | CHF 720.80 | CHF 188.00 | +1.4% |
| Glarus | – | CHF 532.00 | 5/26 | Agrisano CHF 523.80 | CHF 98 | CHF 378.05 | CHF 122.00 | +7.9% |
| Graubünden | 1 | CHF 529.00 | 2/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 46 | CHF 377.25 | CHF 108.00 | +6.0% |
| Graubünden | 2 | CHF 492.00 | 2/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 30 | CHF 351.20 | CHF 104.00 | +6.0% |
| Graubünden | 3 | CHF 452.00 | 2/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 14 | CHF 304.60 | CHF 98.00 | +6.1% |
| Jura | – | CHF 688.00 | 6/21 | Atupri CHF 655.80 | CHF 386 | CHF 564.15 | CHF 161.00 | +1.5% |
| Lucerne | 1 | CHF 582.00 | 11/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 652 | CHF 425.75 | CHF 134.00 | +1.7% |
| Lucerne | 2 | CHF 542.00 | 9/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 628 | CHF 391.30 | CHF 129.00 | +1.9% |
| Lucerne | 3 | CHF 522.00 | 8/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 640 | CHF 371.90 | CHF 125.00 | +2.0% |
| Neuchâtel | – | CHF 788.00 | 18/21 | Atupri CHF 675.60 | CHF 1'349 | CHF 661.90 | CHF 178.00 | +3.0% |
| Nidwalden | – | CHF 512.00 | 13/26 | Agrisano CHF 461.50 | CHF 606 | CHF 384.00 | CHF 122.00 | +4.1% |
| Obwalden | – | CHF 528.00 | 15/26 | Agrisano CHF 474.00 | CHF 648 | CHF 401.30 | CHF 122.00 | +3.9% |
| St. Gallen | 1 | CHF 588.00 | 9/25 | Agrisano CHF 560.50 | CHF 330 | CHF 441.85 | CHF 138.00 | +1.7% |
| St. Gallen | 2 | CHF 542.00 | 6/25 | Agrisano CHF 509.90 | CHF 385 | CHF 388.75 | CHF 128.00 | +1.9% |
| St. Gallen | 3 | CHF 502.00 | 2/25 | Agrisano CHF 488.00 | CHF 168 | CHF 352.90 | CHF 116.00 | +2.4% |
| Schaffhausen | 1 | CHF 604.00 | 9/23 | Agrisano CHF 568.30 | CHF 428 | CHF 477.15 | CHF 148.00 | +1.7% |
| Schaffhausen | 2 | CHF 574.00 | 11/23 | Agrisano CHF 514.50 | CHF 714 | CHF 451.15 | CHF 139.00 | +1.7% |
| Solothurn | – | CHF 609.00 | 7/25 | Agrisano CHF 582.40 | CHF 319 | CHF 481.10 | CHF 141.00 | +1.7% |
| Schwyz | – | CHF 532.00 | 10/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 928 | CHF 379.05 | CHF 132.00 | +1.9% |
| Thurgau | – | CHF 562.00 | 11/23 | Agrisano CHF 524.60 | CHF 449 | CHF 405.85 | CHF 138.00 | +1.8% |
| Ticino | 1 | CHF 749.00 | 5/21 | Agrisano CHF 713.00 | CHF 432 | CHF 621.65 | CHF 174.00 | +4.5% |
| Ticino | 2 | CHF 692.00 | 6/21 | Agrisano CHF 658.00 | CHF 408 | CHF 574.35 | CHF 162.00 | +1.6% |
| Uri | – | CHF 498.00 | 11/26 | Atupri CHF 463.90 | CHF 409 | CHF 373.50 | CHF 118.00 | +4.2% |
| Vaud | 1 | CHF 736.00 | 17/21 | Galenos CHF 661.40 | CHF 895 | CHF 610.90 | CHF 176.00 | +1.9% |
| Vaud | 2 | CHF 678.00 | 12/21 | Galenos CHF 614.40 | CHF 763 | CHF 555.95 | CHF 164.00 | +1.5% |
| Valais | 1 | CHF 597.00 | 11/24 | Atupri CHF 574.20 | CHF 274 | CHF 471.65 | CHF 141.00 | +1.7% |
| Valais | 2 | CHF 521.00 | 8/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 319 | CHF 395.95 | CHF 124.00 | +2.0% |
| Zug | – | CHF 525.00 | 26/27 | Agrisano CHF 405.30 | CHF 1'436 | CHF 399.00 | CHF 128.00 | +1.0% |
| Zurich | 1 | CHF 677.00 | 14/27 | SLKK CHF 633.00 | CHF 528 | CHF 521.00 | CHF 158.00 | +1.5% |
| Zurich | 2 | CHF 613.00 | 16/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 671 | CHF 453.95 | CHF 147.00 | +1.7% |
| Zurich | 3 | CHF 553.00 | 10/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 539 | CHF 399.00 | CHF 133.00 | 0.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
vita surselva's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: Sparmed
Frequently asked questions
01Is vita surselva cheaper in 2027?
In none of the 42 regions where it operates does vita surselva have the cheapest standard offer. Its lowest standard premium for an adult is CHF 452.00 a month (Graubünden, region 3). The ranking depends on your region, age, deductible and model: type your postcode above to see vita surselva against the other insurers and your possible saving.
02How do I cancel vita surselva?
By registered letter, which must reach vita surselva by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does vita surselva offer?
Free choice of doctor, Family doctor or HMO. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can vita surselva refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method