ÖKK's 2027 premiums in every canton
ÖKK (ÖKK Kranken- und Unfallversicherungen AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 436.00 (Appenzell Innerrhoden) to CHF 744.00 (Ticino, region 1). It is the cheapest standard insurer in 5 of 42 premium regions. Compared with 2026, its standard premiums change by +2.9% on average. Models offered: Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 585.00 | 11/27 | Agrisano CHF 548.80 | CHF 434 | CHF 380.70 | CHF 146.30 | +1.7% |
| Appenzell Innerrhoden | – | CHF 436.00 | 1/23 | the cheapest | – | CHF 251.10 | CHF 109.00 | +3.3% |
| Appenzell Ausserrhoden | – | CHF 533.00 | 3/23 | Agrisano CHF 501.00 | CHF 384 | CHF 335.50 | CHF 133.30 | +6.2% |
| Bern | 1 | CHF 687.00 | 8/26 | Sanitas CHF 653.70 | CHF 400 | CHF 484.60 | CHF 151.20 | +3.3% |
| Bern | 2 | CHF 590.00 | 1/26 | the cheapest | – | CHF 399.20 | CHF 129.80 | +3.1% |
| Bern | 3 | CHF 561.00 | 4/26 | Agrisano CHF 541.20 | CHF 238 | CHF 373.70 | CHF 123.50 | +3.5% |
| Basel-Landschaft | 1 | CHF 650.00 | 1/23 | the cheapest | – | CHF 456.70 | CHF 162.50 | +3.2% |
| Basel-Landschaft | 2 | CHF 606.00 | 1/23 | the cheapest | – | CHF 417.10 | CHF 151.50 | +3.6% |
| Basel-Stadt | – | CHF 704.00 | 2/23 | SLKK CHF 690.40 | CHF 163 | CHF 484.20 | CHF 176.00 | +0.3% |
| Fribourg | 1 | CHF 596.00 | 2/23 | Atupri CHF 593.30 | CHF 32 | CHF 408.10 | CHF 149.00 | +3.1% |
| Fribourg | 2 | CHF 551.00 | 1/23 | the cheapest | – | CHF 367.60 | CHF 137.80 | +3.8% |
| Geneva | – | CHF 729.00 | 4/21 | Assura CHF 711.20 | CHF 214 | CHF 546.10 | CHF 182.30 | +2.7% |
| Glarus | – | CHF 532.00 | 4/26 | Agrisano CHF 523.80 | CHF 98 | CHF 350.50 | CHF 133.00 | +0.4% |
| Graubünden | 1 | CHF 534.00 | 3/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 106 | CHF 352.30 | CHF 128.20 | +3.7% |
| Graubünden | 2 | CHF 510.00 | 4/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 246 | CHF 330.70 | CHF 122.40 | +5.4% |
| Graubünden | 3 | CHF 488.00 | 5/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 446 | CHF 310.90 | CHF 117.20 | +3.2% |
| Jura | – | CHF 668.00 | 2/21 | Atupri CHF 655.80 | CHF 146 | CHF 489.60 | CHF 167.00 | +2.8% |
| Lucerne | 1 | CHF 571.00 | 7/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 520 | CHF 374.20 | CHF 125.70 | +4.4% |
| Lucerne | 2 | CHF 540.00 | 8/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 604 | CHF 346.90 | CHF 118.80 | +3.6% |
| Lucerne | 3 | CHF 525.00 | 10/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 676 | CHF 333.70 | CHF 115.50 | +3.6% |
| Neuchâtel | – | CHF 685.00 | 2/21 | Atupri CHF 675.60 | CHF 113 | CHF 488.20 | CHF 171.30 | +1.5% |
| Nidwalden | – | CHF 497.00 | 7/26 | Agrisano CHF 461.50 | CHF 426 | CHF 304.10 | CHF 124.30 | +1.2% |
| Obwalden | – | CHF 495.00 | 4/26 | Agrisano CHF 474.00 | CHF 252 | CHF 302.40 | CHF 123.80 | +0.8% |
| St. Gallen | 1 | CHF 562.00 | 3/25 | Agrisano CHF 560.50 | CHF 18 | CHF 374.60 | CHF 123.70 | +1.8% |
| St. Gallen | 2 | CHF 527.00 | 3/25 | Agrisano CHF 509.90 | CHF 205 | CHF 343.80 | CHF 116.00 | +1.7% |
| St. Gallen | 3 | CHF 517.00 | 6/25 | Agrisano CHF 488.00 | CHF 348 | CHF 335.00 | CHF 113.80 | +1.8% |
| Schaffhausen | 1 | CHF 579.00 | 2/23 | Agrisano CHF 568.30 | CHF 128 | CHF 383.80 | CHF 127.40 | +4.9% |
| Schaffhausen | 2 | CHF 539.00 | 3/23 | Agrisano CHF 514.50 | CHF 294 | CHF 349.00 | CHF 118.60 | +4.7% |
| Solothurn | – | CHF 597.00 | 3/25 | Agrisano CHF 582.40 | CHF 175 | CHF 403.10 | CHF 149.30 | +1.0% |
| Schwyz | – | CHF 516.00 | 5/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 736 | CHF 325.80 | CHF 129.00 | +2.8% |
| Thurgau | – | CHF 533.00 | 2/23 | Agrisano CHF 524.60 | CHF 101 | CHF 349.10 | CHF 117.30 | +0.9% |
| Ticino | 1 | CHF 744.00 | 4/21 | Agrisano CHF 713.00 | CHF 372 | CHF 527.30 | CHF 186.00 | +1.5% |
| Ticino | 2 | CHF 669.00 | 2/21 | Agrisano CHF 658.00 | CHF 132 | CHF 462.10 | CHF 167.30 | +1.4% |
| Uri | – | CHF 478.00 | 3/26 | Atupri CHF 463.90 | CHF 169 | CHF 287.60 | CHF 119.50 | +0.6% |
| Vaud | 1 | CHF 678.00 | 3/21 | Galenos CHF 661.40 | CHF 199 | CHF 481.90 | CHF 169.50 | +2.7% |
| Vaud | 2 | CHF 645.00 | 3/21 | Galenos CHF 614.40 | CHF 367 | CHF 452.20 | CHF 161.30 | +2.4% |
| Valais | 1 | CHF 578.00 | 2/24 | Atupri CHF 574.20 | CHF 46 | CHF 391.90 | CHF 144.50 | +4.1% |
| Valais | 2 | CHF 505.00 | 4/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 127 | CHF 326.20 | CHF 126.30 | +5.2% |
| Zug | – | CHF 447.00 | 16/27 | Agrisano CHF 405.30 | CHF 500 | CHF 268.90 | CHF 98.40 | +2.5% |
| Zurich | 1 | CHF 672.00 | 12/27 | SLKK CHF 633.00 | CHF 468 | CHF 476.50 | CHF 147.90 | +7.5% |
| Zurich | 2 | CHF 580.00 | 5/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 275 | CHF 393.70 | CHF 127.60 | +3.9% |
| Zurich | 3 | CHF 528.00 | 4/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 239 | CHF 346.90 | CHF 116.20 | +3.7% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
ÖKK's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: ÖKK CASAMED HAUSARZT, ÖKK CASAMED HMO
- Combined model: ÖKK CASAMED SELECT
- Telemedicine: ÖKK CASAMED 24
Frequently asked questions
01Is ÖKK cheaper in 2027?
ÖKK is the cheapest standard insurer in 5 of 42 regions. Its lowest standard premium for an adult is CHF 436.00 a month (Appenzell Innerrhoden). The ranking depends on your region, age, deductible and model: type your postcode above to see ÖKK against the other insurers and your possible saving.
02How do I cancel ÖKK?
By registered letter, which must reach ÖKK by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does ÖKK offer?
Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can ÖKK refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method