Premiums 2027 · Canton of Schaffhausen

Health insurance premiums 2027 in the canton of Schaffhausen

The canton of Schaffhausen has 2 premium regions. In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Schaffhausen is CHF 514.50 with Agrisano (region 2). With an alternative model and the CHF 2'500 deductible it drops to CHF 334.10 (Agrisano – AGRIsmart (telmed)). The dearest standard premium reaches CHF 707.40, that is CHF 2'315 more a year for the same care.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

514.50cheapest adult premium a month (CHF), standard, CHF 300 deductible

334.10cheapest across all models (CHF), CHF 2,500 deductible

23health insurers active in the canton

+4.5%average rise of the standard model vs 2026

60 days left to switch insurer: your cancellation letter must arrive by 30 November 2026. Switch insurer in 5 steps

Premium region 1: Schaffhausen, Neuhausen am Rheinfall

For an adult with accident cover, the cheapest standard offer in region 1 is Agrisano at CHF 568.30 a month (CHF 300 deductible), against CHF 557.20 in 2026. Across all models, the cheapest is ÖKK – ÖKK CASAMED HMO (family doctor) at CHF 503.80. With the CHF 2,500 deductible it falls to CHF 380.10 (KPT – KPTwin.smart - Hausarzt mit App (telmed)). The median standard premium is CHF 611.00. On average, standard-model premiums rise by +4.6% compared with 2026.

Monthly premium in CHF, region 1 of the canton of Schaffhausen, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 568.30	CHF 503.80	CHF 380.10	CHF 707.40	CHF 1'669
Young adults (19–25)	CHF 405.05	CHF 376.70	CHF 257.70	CHF 523.40	CHF 1'420
Children (0–18)	CHF 125.00	CHF 110.70	CHF 75.70	CHF 186.20	CHF 734

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers in region 1

Adults (26 and over): Agrisano, CHF 568.30 (standard model, CHF 300 deductible) · all models: ÖKK – ÖKK CASAMED HMO (family doctor), CHF 503.80 · CHF 2'500 deductible: KPT – KPTwin.smart - Hausarzt mit App (telmed), CHF 380.10
Young adults (19 to 25): Sanitas, CHF 405.05 (standard model, CHF 300 deductible) · all models: Aquilana – SMARTMED (telmed), CHF 376.70 · CHF 2'500 deductible: EGK – EGK-TelCare (telmed), CHF 257.70
Children (0 to 18): Agrisano, CHF 125.00 (standard model, CHF 0 deductible) · all models: Assura – PharMed (family doctor), CHF 110.70 · CHF 600 deductible: Assura – PharMed (family doctor), CHF 75.70

For a child, the cheapest standard premium is CHF 125.00 a month (Agrisano, CHF 0 deductible) and CHF 75.70 with the CHF 600 deductible (Assura – PharMed (family doctor)).

Municipalities of region 1 (2): Schaffhausen, Neuhausen am Rheinfall. Type your postcode into the comparator to find your region.

Premium region 2: Thayngen, Neunkirch, Gächlingen…

For an adult with accident cover, the cheapest standard offer in region 2 is Agrisano at CHF 514.50 a month (CHF 300 deductible), against CHF 504.40 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 445.00. With the CHF 2,500 deductible it falls to CHF 334.10 (Agrisano – AGRIsmart (telmed)). The median standard premium is CHF 578.60. On average, standard-model premiums rise by +4.4% compared with 2026.

Monthly premium in CHF, region 2 of the canton of Schaffhausen, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 514.50	CHF 445.00	CHF 334.10	CHF 665.00	CHF 1'806
Young adults (19–25)	CHF 375.60	CHF 324.90	CHF 213.90	CHF 488.80	CHF 1'358
Children (0–18)	CHF 113.20	CHF 97.90	CHF 66.90	CHF 184.40	CHF 854

The cheapest offers in region 2

Adults (26 and over): Agrisano, CHF 514.50 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 445.00 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 334.10
Young adults (19 to 25): Agrisano, CHF 375.60 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 324.90 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 213.90
Children (0 to 18): Agrisano, CHF 113.20 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 97.90 · CHF 600 deductible: Assura – PharMed (family doctor), CHF 66.90

For a child, the cheapest standard premium is CHF 113.20 a month (Agrisano, CHF 0 deductible) and CHF 66.90 with the CHF 600 deductible (Assura – PharMed (family doctor)).

Municipalities of region 2 (24): Thayngen, Neunkirch, Gächlingen, Beggingen, Beringen, Buchberg, Büttenhardt, Löhningen, Trasadingen, Wilchingen, Bargen (SH), Buch (SH), Dörflingen, Hallau and others. Type your postcode into the comparator to find your region.

The 23 health insurers active in the canton of Schaffhausen

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Schaffhausen in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Agrisano at CHF 514.50 a month (region 2). By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 334.10 with Agrisano – AGRIsmart (telmed). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Schaffhausen?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Schaffhausen is CHF 113.20 a month with Agrisano, and the dearest CHF 186.20. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Schaffhausen in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Schaffhausen rise by +4.5% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Schaffhausen for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

Compare my 2027 premiums