Basic insurance · 2027

Are you paying too much for your health insurance?

Family doctor: you always see your family doctor first.
HMO: you go to a group practice (HMO centre) first.
Telmed: you call a medical helpline first, 24 hours a day.
Pharmacy / combined: you start at the pharmacy or choose your first point of contact.

The cover is the same with every insurer. Only the price changes. Six questions are all it takes.

60 days left to switch insurer
Your letter must arrive by 30 November 2026.Switch insurer in 5 steps

Official dataPremiums approved by the FOPH

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