Health insurance premiums 2027 by canton
The cheapest monthly basic insurance premium in each of the 26 cantons for an adult (26 and over, accident cover, CHF 300 deductible, standard model), from the cheapest canton to the dearest. In 2027 it ranges from CHF 405.30 in the canton of Zug to CHF 711.20 in the canton of Geneva. The average rise in Switzerland is +5.0% (FOPH).
Official 2027 FOPH premiums, published on . Page updated on .
| # | Canton | Standard, CHF 300 | Insurer | All models, CHF 2,500 | Insurers | Rise vs 2026 |
|---|---|---|---|---|---|---|
| 1 | Zug | CHF 405.30 | Agrisano | CHF 227.50 | 27 | +2.9% |
| 2 | Appenzell Innerrhoden | CHF 436.00 | ÖKK | CHF 248.40 | 23 | +4.6% |
| 3 | Graubünden | CHF 450.80 | Cassa da malsauns Lumneziana (reg. 3) | CHF 304.60 | 24 | +3.8% |
| 4 | Schwyz | CHF 454.70 | Einsiedler Krankenkasse | CHF 316.20 | 28 | +3.9% |
| 5 | Nidwalden | CHF 461.50 | Agrisano | CHF 286.75 | 26 | +4.2% |
| 6 | Uri | CHF 463.90 | Atupri | CHF 282.30 | 26 | +4.1% |
| 7 | Lucerne | CHF 468.65 | Krankenkasse Luzerner Hinterland (reg. 3) | CHF 312.20 | 25 | +4.5% |
| 8 | Obwalden | CHF 474.00 | Agrisano | CHF 299.00 | 26 | +3.9% |
| 9 | St. Gallen | CHF 488.00 | Agrisano (reg. 3) | CHF 311.10 | 25 | +3.9% |
| 10 | Valais | CHF 494.45 | Krankenkasse Visperterminen (reg. 2) | CHF 317.90 | 26 | +3.9% |
| 11 | Appenzell Ausserrhoden | CHF 501.00 | Agrisano | CHF 322.40 | 23 | +4.7% |
| 12 | Zurich | CHF 508.10 | Krankenkasse Wädenswil (reg. 3) | CHF 338.90 | 27 | +4.8% |
| 13 | Schaffhausen | CHF 514.50 | Agrisano (reg. 2) | CHF 334.10 | 23 | +4.5% |
| 14 | Glarus | CHF 523.80 | Agrisano | CHF 327.50 | 26 | +3.9% |
| 15 | Thurgau | CHF 524.60 | Agrisano | CHF 336.50 | 23 | +4.5% |
| 16 | Bern | CHF 541.20 | Agrisano (reg. 3) | CHF 357.20 | 26 | +3.9% |
| 17 | Aargau | CHF 548.80 | Agrisano | CHF 363.70 | 27 | +4.8% |
| 18 | Fribourg | CHF 551.00 | ÖKK (reg. 2) | CHF 353.80 | 23 | +3.9% |
| 19 | Solothurn | CHF 582.40 | Agrisano | CHF 392.80 | 25 | +4.8% |
| 20 | Basel-Landschaft | CHF 606.00 | ÖKK (reg. 2) | CHF 413.10 | 23 | +4.0% |
| 21 | Vaud | CHF 614.40 | Galenos (reg. 2) | CHF 431.10 | 21 | +2.6% |
| 22 | Jura | CHF 655.80 | Atupri | CHF 456.00 | 21 | +4.8% |
| 23 | Ticino | CHF 658.00 | Agrisano (reg. 2) | CHF 457.75 | 21 | +4.0% |
| 24 | Neuchâtel | CHF 675.60 | Atupri | CHF 465.40 | 21 | +3.3% |
| 25 | Basel-Stadt | CHF 690.40 | SLKK | CHF 470.70 | 23 | +3.7% |
| 26 | Geneva | CHF 711.20 | Assura | CHF 483.40 | 21 | +2.0% |
In cantons with several premium regions, the premium shown is that of the cheapest region (reg.). "Rise": average change of standard-model premiums at the CHF 300 deductible between 2026 and 2027, across all insurers. Each canton page details the regions, young adults and children.
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2027 premiums canton by canton
Frequently asked questions
01Which canton has the cheapest health insurance premiums in 2027?
For an adult on the standard model with a CHF 300 deductible and accident cover, the lowest premium in Switzerland in 2027 is in the canton of Zug: CHF 405.30 a month with Agrisano. The dearest canton is Geneva, where the cheapest standard premium is already CHF 711.20.
02Why do premiums differ from one canton to another?
Premiums cover the health costs of each canton (hospitals, density of doctors, age of the population). The law requires every insurer to set its premiums per canton, and in some cantons per premium region (up to 3). The benefits, however, are identical throughout Switzerland.
03How do I know which premium region I live in?
Type your postcode into the comparator: PremiMatch finds your municipality and its premium region from the official FOPH list. Each canton's page also names the main municipalities of each region.
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