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Premiums 2027 · Canton of Neuchâtel

Health insurance premiums 2027 in the canton of Neuchâtel

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Neuchâtel is CHF 675.60 with Atupri. With an alternative model and the CHF 2'500 deductible it drops to CHF 465.40 (Sanitas – TelMed Basic). The dearest standard premium reaches CHF 835.00, that is CHF 1'913 more a year for the same care.

Official 2027 FOPH premiums, published on . Page updated on .

675.60cheapest adult premium a month (CHF), standard, CHF 300 deductible
465.40cheapest across all models (CHF), CHF 2,500 deductible
21health insurers active in the canton
+3.3%average rise of the standard model vs 2026

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Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Neuchâtel is Atupri at CHF 675.60 a month (CHF 300 deductible), against CHF 655.90 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 583.40. With the CHF 2,500 deductible it falls to CHF 465.40 (Sanitas – TelMed Basic). The median standard premium is CHF 730.20. On average, standard-model premiums rise by +3.3% compared with 2026.

Monthly premium in CHF, canton of Neuchâtel, 2027, with accident cover
ProfileStandard, min. deductibleAll models, min. deductibleAll models, max. deductibleDearest standardGap per year
Adults (26+)CHF 675.60CHF 583.40CHF 465.40CHF 835.00CHF 1'913
Young adults (19–25)CHF 447.05CHF 425.90CHF 300.85CHF 651.30CHF 2'451
Children (0–18)CHF 155.60CHF 128.40CHF 99.50CHF 246.40CHF 1'090

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers

  • Adults (26 and over): Atupri, CHF 675.60 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 583.40 · CHF 2'500 deductible: Sanitas – TelMed Basic, CHF 465.40
  • Young adults (19 to 25): Sanitas, CHF 447.05 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 425.90 · CHF 2'500 deductible: Sanitas – Médecin de famille 1 (family doctor), CHF 300.85
  • Children (0 to 18): Agrisano, CHF 155.60 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 128.40 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 99.50

For a child, the cheapest standard premium is CHF 155.60 a month (Agrisano, CHF 0 deductible) and CHF 99.50 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities (24): Val-de-Ruz, Val-de-Travers, Rochefort, Boudry, La Grande Béroche, Laténa, Neuchâtel, Milvignes, La Brévine, La Chaux-de-Fonds, Les Ponts-de-Martel, Le Cerneux-Péquignot, Le Landeron, Le Locle and others. Type your postcode into the comparator to find your region.

The 21 health insurers active in the canton of Neuchâtel

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Neuchâtel in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Atupri at CHF 675.60 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 465.40 with Sanitas – TelMed Basic. The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Neuchâtel?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Neuchâtel is CHF 155.60 a month with Agrisano, and the dearest CHF 246.40. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Neuchâtel in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Neuchâtel rise by +3.3% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Neuchâtel for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of , processed by PremiMatch on . Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

2027 premiums in the other cantons

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