rhenusana's 2027 premiums in every canton
rhenusana offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 496.00 (Appenzell Innerrhoden) to CHF 915.70 (Geneva). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +4.4% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 599.20 | 14/27 | Agrisano CHF 548.80 | CHF 605 | CHF 433.30 | CHF 149.80 | +4.0% |
| Appenzell Innerrhoden | – | CHF 496.00 | 18/23 | ÖKK CHF 436.00 | CHF 720 | CHF 328.40 | CHF 124.00 | +4.0% |
| Appenzell Ausserrhoden | – | CHF 532.60 | 2/23 | Agrisano CHF 501.00 | CHF 379 | CHF 372.70 | CHF 124.90 | +4.2% |
| Bern | 1 | CHF 789.30 | 26/26 | Sanitas CHF 653.70 | CHF 1'627 | CHF 608.20 | CHF 197.40 | +4.0% |
| Bern | 2 | CHF 686.70 | 25/26 | ÖKK CHF 590.00 | CHF 1'160 | CHF 513.80 | CHF 171.70 | +4.0% |
| Bern | 3 | CHF 659.20 | 25/26 | Agrisano CHF 541.20 | CHF 1'416 | CHF 488.60 | CHF 164.80 | +4.0% |
| Basel-Landschaft | 1 | CHF 709.80 | 14/23 | ÖKK CHF 650.00 | CHF 718 | CHF 535.10 | CHF 177.50 | +4.0% |
| Basel-Landschaft | 2 | CHF 660.10 | 13/23 | ÖKK CHF 606.00 | CHF 649 | CHF 489.30 | CHF 165.10 | +4.0% |
| Basel-Stadt | – | CHF 842.10 | 22/23 | SLKK CHF 690.40 | CHF 1'820 | CHF 656.80 | CHF 210.60 | +4.0% |
| Fribourg | 1 | CHF 699.70 | 23/23 | Atupri CHF 593.30 | CHF 1'277 | CHF 571.70 | CHF 175.00 | +4.0% |
| Fribourg | 2 | CHF 642.30 | 23/23 | ÖKK CHF 551.00 | CHF 1'096 | CHF 514.30 | CHF 160.60 | +4.0% |
| Geneva | – | CHF 915.70 | 21/21 | Assura CHF 711.20 | CHF 2'454 | CHF 787.70 | CHF 229.00 | +4.0% |
| Glarus | – | CHF 567.80 | 18/26 | Agrisano CHF 523.80 | CHF 528 | CHF 404.40 | CHF 142.00 | +4.0% |
| Graubünden | 1 | CHF 576.50 | 9/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 616 | CHF 412.40 | CHF 144.20 | +4.0% |
| Graubünden | 2 | CHF 541.90 | 10/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 629 | CHF 380.60 | CHF 135.50 | +4.0% |
| Graubünden | 3 | CHF 514.80 | 9/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 768 | CHF 355.80 | CHF 128.70 | +4.0% |
| Jura | – | CHF 716.60 | 14/21 | Atupri CHF 655.80 | CHF 730 | CHF 588.60 | CHF 179.20 | +4.0% |
| Lucerne | 1 | CHF 619.40 | 21/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 1'101 | CHF 451.90 | CHF 154.90 | +4.0% |
| Lucerne | 2 | CHF 563.70 | 18/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 889 | CHF 400.70 | CHF 141.00 | +4.0% |
| Lucerne | 3 | CHF 538.30 | 14/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 836 | CHF 377.30 | CHF 134.60 | +4.0% |
| Neuchâtel | – | CHF 795.00 | 19/21 | Atupri CHF 675.60 | CHF 1'433 | CHF 667.00 | CHF 198.80 | +4.0% |
| Nidwalden | – | CHF 517.30 | 17/26 | Agrisano CHF 461.50 | CHF 670 | CHF 358.00 | CHF 129.40 | +4.0% |
| Obwalden | – | CHF 544.90 | 22/26 | Agrisano CHF 474.00 | CHF 851 | CHF 383.40 | CHF 136.30 | +4.0% |
| St. Gallen | 1 | CHF 604.40 | 16/25 | Agrisano CHF 560.50 | CHF 527 | CHF 409.10 | CHF 125.80 | +4.0% |
| St. Gallen | 2 | CHF 554.20 | 12/25 | Agrisano CHF 509.90 | CHF 532 | CHF 372.10 | CHF 115.90 | +4.0% |
| St. Gallen | 3 | CHF 541.50 | 16/25 | Agrisano CHF 488.00 | CHF 642 | CHF 360.00 | CHF 112.70 | +3.1% |
| Schaffhausen | 1 | CHF 633.70 | 16/23 | Agrisano CHF 568.30 | CHF 785 | CHF 446.00 | CHF 158.50 | +4.0% |
| Schaffhausen | 2 | CHF 589.30 | 15/23 | Agrisano CHF 514.50 | CHF 898 | CHF 406.50 | CHF 147.40 | +4.0% |
| Solothurn | – | CHF 655.00 | 21/25 | Agrisano CHF 582.40 | CHF 871 | CHF 484.60 | CHF 163.80 | +4.0% |
| Schwyz | – | CHF 564.80 | 21/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'321 | CHF 401.70 | CHF 141.20 | +4.0% |
| Thurgau | – | CHF 556.10 | 9/23 | Agrisano CHF 524.60 | CHF 378 | CHF 395.60 | CHF 128.00 | +4.0% |
| Ticino | 1 | CHF 792.10 | 13/21 | Agrisano CHF 713.00 | CHF 949 | CHF 664.10 | CHF 198.10 | +4.0% |
| Ticino | 2 | CHF 728.70 | 13/21 | Agrisano CHF 658.00 | CHF 848 | CHF 600.70 | CHF 182.20 | +4.0% |
| Uri | – | CHF 547.50 | 22/26 | Atupri CHF 463.90 | CHF 1'003 | CHF 385.80 | CHF 136.90 | +4.0% |
| Vaud | 1 | CHF 780.80 | 21/21 | Galenos CHF 661.40 | CHF 1'433 | CHF 652.90 | CHF 195.20 | +4.0% |
| Vaud | 2 | CHF 749.60 | 21/21 | Galenos CHF 614.40 | CHF 1'622 | CHF 621.60 | CHF 187.40 | +4.0% |
| Valais | 1 | CHF 627.50 | 19/24 | Atupri CHF 574.20 | CHF 640 | CHF 499.50 | CHF 156.90 | +4.0% |
| Valais | 2 | CHF 583.60 | 22/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 1'070 | CHF 455.60 | CHF 145.90 | +4.0% |
| Zug | – | CHF 557.60 | 27/27 | Agrisano CHF 405.30 | CHF 1'828 | CHF 395.00 | CHF 139.40 | +4.0% |
| Zurich | 1 | CHF 682.80 | 18/27 | SLKK CHF 633.00 | CHF 598 | CHF 519.00 | CHF 170.70 | +7.2% |
| Zurich | 2 | CHF 581.70 | 6/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 295 | CHF 411.60 | CHF 145.50 | +7.2% |
| Zurich | 3 | CHF 552.60 | 9/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 534 | CHF 380.90 | CHF 138.20 | +12.8% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
rhenusana's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: HausarztmodellDE
- Telemedicine: sanmed24DE
Frequently asked questions
01Is rhenusana cheaper in 2027?
In none of the 42 regions where it operates does rhenusana have the cheapest standard offer. Its lowest standard premium for an adult is CHF 496.00 a month (Appenzell Innerrhoden). The ranking depends on your region, age, deductible and model: type your postcode above to see rhenusana against the other insurers and your possible saving.
02How do I cancel rhenusana?
By registered letter, which must reach rhenusana by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does rhenusana offer?
Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can rhenusana refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method