sana24's 2027 premiums in every canton
sana24 offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 451.30 (Zug) to CHF 800.90 (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +4.8% on average. Models offered: Free choice of doctor, Combined model, Telemedicine, Family doctor or HMO.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 603.60 | 15/27 | Agrisano CHF 548.80 | CHF 658 | CHF 396.90 | CHF 157.20 | +2.1% |
| Appenzell Innerrhoden | – | CHF 485.30 | 16/23 | ÖKK CHF 436.00 | CHF 592 | CHF 289.10 | CHF 121.60 | +4.3% |
| Appenzell Ausserrhoden | – | CHF 576.70 | 14/23 | Agrisano CHF 501.00 | CHF 908 | CHF 367.70 | CHF 150.20 | +5.3% |
| Bern | 1 | CHF 684.10 | 6/26 | Sanitas CHF 653.70 | CHF 365 | CHF 473.70 | CHF 171.30 | +2.9% |
| Bern | 2 | CHF 648.20 | 20/26 | ÖKK CHF 590.00 | CHF 698 | CHF 429.20 | CHF 162.40 | +2.9% |
| Bern | 3 | CHF 583.60 | 7/26 | Agrisano CHF 541.20 | CHF 509 | CHF 379.50 | CHF 146.20 | +2.9% |
| Basel-Landschaft | 1 | CHF 778.80 | 21/23 | ÖKK CHF 650.00 | CHF 1'546 | CHF 541.50 | CHF 202.80 | +5.6% |
| Basel-Landschaft | 2 | CHF 748.50 | 23/23 | ÖKK CHF 606.00 | CHF 1'710 | CHF 515.40 | CHF 194.90 | +5.6% |
| Basel-Stadt | – | CHF 735.00 | 13/23 | SLKK CHF 690.40 | CHF 535 | CHF 492.80 | CHF 191.40 | +6.9% |
| Fribourg | 1 | CHF 679.50 | 22/23 | Atupri CHF 593.30 | CHF 1'034 | CHF 456.10 | CHF 177.00 | +5.1% |
| Fribourg | 2 | CHF 617.50 | 21/23 | ÖKK CHF 551.00 | CHF 798 | CHF 402.80 | CHF 160.80 | +5.1% |
| Geneva | – | CHF 771.00 | 11/21 | Assura CHF 711.20 | CHF 718 | CHF 542.50 | CHF 193.10 | +2.3% |
| Glarus | – | CHF 589.40 | 21/26 | Agrisano CHF 523.80 | CHF 787 | CHF 378.60 | CHF 153.50 | +5.4% |
| Graubünden | 1 | CHF 616.20 | 18/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 1'092 | CHF 407.80 | CHF 160.50 | +5.8% |
| Graubünden | 2 | CHF 581.70 | 18/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 1'106 | CHF 372.00 | CHF 151.50 | +5.8% |
| Graubünden | 3 | CHF 536.40 | 13/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'027 | CHF 333.00 | CHF 139.80 | +5.8% |
| Jura | – | CHF 755.40 | 18/21 | Atupri CHF 655.80 | CHF 1'195 | CHF 506.30 | CHF 196.70 | +5.7% |
| Lucerne | 1 | CHF 601.00 | 16/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 880 | CHF 400.60 | CHF 156.60 | +6.7% |
| Lucerne | 2 | CHF 580.40 | 22/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 1'089 | CHF 366.20 | CHF 151.20 | +6.7% |
| Lucerne | 3 | CHF 560.70 | 22/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 1'105 | CHF 347.20 | CHF 146.10 | +6.7% |
| Neuchâtel | – | CHF 754.60 | 15/21 | Atupri CHF 675.60 | CHF 948 | CHF 513.10 | CHF 196.50 | +2.1% |
| Nidwalden | – | CHF 548.10 | 23/26 | Agrisano CHF 461.50 | CHF 1'039 | CHF 343.10 | CHF 142.80 | +4.9% |
| Obwalden | – | CHF 543.40 | 19/26 | Agrisano CHF 474.00 | CHF 833 | CHF 339.00 | CHF 141.60 | +5.1% |
| St. Gallen | 1 | CHF 606.90 | 18/25 | Agrisano CHF 560.50 | CHF 557 | CHF 393.70 | CHF 158.10 | +5.6% |
| St. Gallen | 2 | CHF 573.00 | 19/25 | Agrisano CHF 509.90 | CHF 757 | CHF 376.00 | CHF 149.30 | +5.6% |
| St. Gallen | 3 | CHF 546.30 | 18/25 | Agrisano CHF 488.00 | CHF 700 | CHF 341.50 | CHF 142.30 | +5.6% |
| Schaffhausen | 1 | CHF 662.40 | 21/23 | Agrisano CHF 568.30 | CHF 1'129 | CHF 441.40 | CHF 172.50 | +5.4% |
| Schaffhausen | 2 | CHF 611.80 | 19/23 | Agrisano CHF 514.50 | CHF 1'168 | CHF 397.90 | CHF 159.40 | +5.4% |
| Solothurn | – | CHF 666.90 | 23/25 | Agrisano CHF 582.40 | CHF 1'014 | CHF 431.90 | CHF 173.70 | +5.2% |
| Schwyz | – | CHF 573.10 | 24/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'421 | CHF 364.60 | CHF 149.30 | +6.5% |
| Thurgau | – | CHF 611.20 | 21/23 | Agrisano CHF 524.60 | CHF 1'039 | CHF 397.40 | CHF 159.20 | +3.0% |
| Ticino | 1 | CHF 800.90 | 15/21 | Agrisano CHF 713.00 | CHF 1'055 | CHF 538.10 | CHF 208.50 | +7.9% |
| Ticino | 2 | CHF 756.20 | 17/21 | Agrisano CHF 658.00 | CHF 1'178 | CHF 496.40 | CHF 196.90 | +7.9% |
| Uri | – | CHF 728.40 | 26/26 | Atupri CHF 463.90 | CHF 3'174 | CHF 498.10 | CHF 182.40 | +6.9% |
| Vaud | 1 | CHF 718.00 | 10/21 | Galenos CHF 661.40 | CHF 679 | CHF 475.70 | CHF 187.00 | +3.1% |
| Vaud | 2 | CHF 684.00 | 15/21 | Galenos CHF 614.40 | CHF 835 | CHF 446.30 | CHF 178.10 | +3.1% |
| Valais | 1 | CHF 595.10 | 10/24 | Atupri CHF 574.20 | CHF 251 | CHF 395.40 | CHF 149.10 | +3.0% |
| Valais | 2 | CHF 537.90 | 14/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 521 | CHF 334.30 | CHF 134.80 | +3.0% |
| Zug | – | CHF 451.30 | 18/27 | Agrisano CHF 405.30 | CHF 552 | CHF 259.80 | CHF 113.10 | +4.8% |
| Zurich | 1 | CHF 701.80 | 23/27 | SLKK CHF 633.00 | CHF 826 | CHF 468.30 | CHF 182.80 | +2.6% |
| Zurich | 2 | CHF 627.00 | 19/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 839 | CHF 404.70 | CHF 163.30 | +2.6% |
| Zurich | 3 | CHF 593.60 | 19/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'026 | CHF 382.20 | CHF 154.60 | +2.6% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
sana24's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Combined model: Combi Care
- Telemedicine: Med Call, Tel Care, Tel Doc
- Family doctor or HMO: Managed Care, Managed Care ohne Capitation, Med Direct, VIVA - Gesundheitsplan
Frequently asked questions
01Is sana24 cheaper in 2027?
In none of the 42 regions where it operates does sana24 have the cheapest standard offer. Its lowest standard premium for an adult is CHF 451.30 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see sana24 against the other insurers and your possible saving.
02How do I cancel sana24?
By registered letter, which must reach sana24 by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does sana24 offer?
Free choice of doctor, Combined model, Telemedicine, Family doctor or HMO. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can sana24 refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method