Helsana's 2027 premiums in every canton
Helsana (Helsana Versicherungen AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 411.00 (Zug) to CHF 785.00 (Geneva). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +3.5% on average. Models offered: Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 615.00 | 20/27 | Agrisano CHF 548.80 | CHF 794 | CHF 388.30 | CHF 141.40 | +6.8% |
| Appenzell Innerrhoden | – | CHF 444.00 | 4/23 | ÖKK CHF 436.00 | CHF 96 | CHF 253.50 | CHF 102.10 | -10.1% |
| Appenzell Ausserrhoden | – | CHF 569.00 | 13/23 | Agrisano CHF 501.00 | CHF 816 | CHF 349.60 | CHF 130.80 | +3.3% |
| Bern | 1 | CHF 664.00 | 3/26 | Sanitas CHF 653.70 | CHF 124 | CHF 449.30 | CHF 152.70 | +5.2% |
| Bern | 2 | CHF 646.00 | 19/26 | ÖKK CHF 590.00 | CHF 672 | CHF 414.30 | CHF 148.50 | +8.0% |
| Bern | 3 | CHF 604.00 | 17/26 | Agrisano CHF 541.20 | CHF 754 | CHF 385.10 | CHF 138.90 | +6.2% |
| Basel-Landschaft | 1 | CHF 695.00 | 9/23 | ÖKK CHF 650.00 | CHF 540 | CHF 462.40 | CHF 159.80 | +2.1% |
| Basel-Landschaft | 2 | CHF 651.00 | 10/23 | ÖKK CHF 606.00 | CHF 540 | CHF 425.00 | CHF 149.70 | +4.2% |
| Basel-Stadt | – | CHF 741.00 | 14/23 | SLKK CHF 690.40 | CHF 607 | CHF 494.10 | CHF 170.40 | +8.3% |
| Fribourg | 1 | CHF 647.00 | 16/23 | Atupri CHF 593.30 | CHF 644 | CHF 415.10 | CHF 148.80 | +12.1% |
| Fribourg | 2 | CHF 598.00 | 18/23 | ÖKK CHF 551.00 | CHF 564 | CHF 374.00 | CHF 137.50 | +6.4% |
| Geneva | – | CHF 785.00 | 14/21 | Assura CHF 711.20 | CHF 886 | CHF 523.20 | CHF 180.50 | +8.7% |
| Glarus | – | CHF 534.00 | 9/26 | Agrisano CHF 523.80 | CHF 122 | CHF 336.20 | CHF 122.80 | -1.5% |
| Graubünden | 1 | CHF 574.00 | 8/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 586 | CHF 359.60 | CHF 132.00 | +3.1% |
| Graubünden | 2 | CHF 529.00 | 6/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 474 | CHF 331.90 | CHF 121.60 | -0.8% |
| Graubünden | 3 | CHF 529.00 | 11/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 938 | CHF 321.30 | CHF 121.60 | +0.6% |
| Jura | – | CHF 710.00 | 13/21 | Atupri CHF 655.80 | CHF 650 | CHF 475.20 | CHF 163.30 | +4.3% |
| Lucerne | 1 | CHF 578.00 | 9/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 604 | CHF 357.20 | CHF 132.90 | +2.8% |
| Lucerne | 2 | CHF 546.00 | 12/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 676 | CHF 335.80 | CHF 125.50 | 0.0% |
| Lucerne | 3 | CHF 546.00 | 17/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 928 | CHF 330.30 | CHF 125.50 | +1.9% |
| Neuchâtel | – | CHF 729.00 | 10/21 | Atupri CHF 675.60 | CHF 641 | CHF 484.00 | CHF 167.60 | +10.3% |
| Nidwalden | – | CHF 512.00 | 12/26 | Agrisano CHF 461.50 | CHF 606 | CHF 317.10 | CHF 117.70 | +0.2% |
| Obwalden | – | CHF 500.00 | 9/26 | Agrisano CHF 474.00 | CHF 312 | CHF 306.70 | CHF 115.00 | -1.0% |
| St. Gallen | 1 | CHF 588.00 | 8/25 | Agrisano CHF 560.50 | CHF 330 | CHF 377.30 | CHF 135.20 | +3.3% |
| St. Gallen | 2 | CHF 550.00 | 11/25 | Agrisano CHF 509.90 | CHF 481 | CHF 339.20 | CHF 126.50 | +0.7% |
| St. Gallen | 3 | CHF 513.00 | 4/25 | Agrisano CHF 488.00 | CHF 300 | CHF 318.00 | CHF 117.90 | -2.5% |
| Schaffhausen | 1 | CHF 611.00 | 12/23 | Agrisano CHF 568.30 | CHF 512 | CHF 403.20 | CHF 140.50 | +9.3% |
| Schaffhausen | 2 | CHF 611.00 | 18/23 | Agrisano CHF 514.50 | CHF 1'158 | CHF 391.00 | CHF 140.50 | +5.7% |
| Solothurn | – | CHF 623.00 | 11/25 | Agrisano CHF 582.40 | CHF 487 | CHF 407.40 | CHF 143.20 | +7.0% |
| Schwyz | – | CHF 544.00 | 14/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'072 | CHF 334.10 | CHF 125.10 | 0.0% |
| Thurgau | – | CHF 577.00 | 16/23 | Agrisano CHF 524.60 | CHF 629 | CHF 356.30 | CHF 132.70 | +3.4% |
| Ticino | 1 | CHF 756.00 | 9/21 | Agrisano CHF 713.00 | CHF 516 | CHF 521.80 | CHF 173.80 | +0.9% |
| Ticino | 2 | CHF 678.00 | 4/21 | Agrisano CHF 658.00 | CHF 240 | CHF 461.50 | CHF 155.90 | +3.0% |
| Uri | – | CHF 492.00 | 9/26 | Atupri CHF 463.90 | CHF 337 | CHF 294.80 | CHF 113.10 | -3.1% |
| Vaud | 1 | CHF 726.00 | 13/21 | Galenos CHF 661.40 | CHF 775 | CHF 481.50 | CHF 166.90 | +3.9% |
| Vaud | 2 | CHF 685.00 | 16/21 | Galenos CHF 614.40 | CHF 847 | CHF 453.90 | CHF 157.50 | +3.9% |
| Valais | 1 | CHF 631.00 | 21/24 | Atupri CHF 574.20 | CHF 682 | CHF 401.70 | CHF 145.10 | +6.4% |
| Valais | 2 | CHF 579.00 | 21/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 1'015 | CHF 369.60 | CHF 133.10 | +11.8% |
| Zug | – | CHF 411.00 | 4/27 | Agrisano CHF 405.30 | CHF 68 | CHF 229.20 | CHF 94.50 | -4.4% |
| Zurich | 1 | CHF 676.00 | 13/27 | SLKK CHF 633.00 | CHF 516 | CHF 432.70 | CHF 155.40 | +5.1% |
| Zurich | 2 | CHF 620.00 | 18/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 755 | CHF 386.30 | CHF 142.60 | +4.2% |
| Zurich | 3 | CHF 594.00 | 20/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'031 | CHF 364.70 | CHF 136.60 | +6.1% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Helsana's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: Helsana BeneFit PLUS Hausarzt R4, Helsana BeneFit PLUS Hausarzt R3, Helsana BeneFit PLUS Hausarzt R2, Helsana BeneFit PLUS Hausarzt R1
- Combined model: Helsana BeneFit PLUS Flexmed
- Telemedicine: Helsana BeneFit PLUS Telemed, Helsana Premed-24
Frequently asked questions
01Is Helsana cheaper in 2027?
In none of the 42 regions where it operates does Helsana have the cheapest standard offer. Its lowest standard premium for an adult is CHF 411.00 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Helsana against the other insurers and your possible saving.
02How do I cancel Helsana?
By registered letter, which must reach Helsana by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Helsana offer?
Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Helsana refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method