PremiMatch 2027
Health insurer · Premiums 2027

KPT's 2027 premiums in every canton

KPT (KPT Krankenkasse AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 421.10 (Zug) to CHF 804.40 (Neuchâtel). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +2.7% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model.

Official 2027 FOPH premiums, published on . Page updated on .

421.10cheapest adult standard premium (CHF/month)
804.40dearest (CHF/month)
26cantons covered
+2.7%average change vs 2026

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2027 premiums by canton and region

KPT, monthly premium in CHF 2027, adult with accident cover, standard model (free choice of doctor); rank among the standard offers of the region
CantonRegionStandard, CHF 300RankCheapest in the regionGap per yearAll models, CHF 2,500Child, standardVs 2026
Aargau–CHF 595.8013/27Agrisano CHF 548.80CHF 564CHF 374.00CHF 143.00+3.0%
Appenzell Innerrhoden–CHF 438.802/23ÖKK CHF 436.00CHF 34CHF 248.40CHF 105.30+3.5%
Appenzell Ausserrhoden–CHF 546.4010/23Agrisano CHF 501.00CHF 545CHF 334.50CHF 131.10+4.5%
Bern1CHF 701.0014/26Sanitas CHF 653.70CHF 568CHF 458.20CHF 168.20+1.5%
Bern2CHF 630.4012/26ÖKK CHF 590.00CHF 485CHF 401.70CHF 151.30+2.0%
Bern3CHF 598.2014/26Agrisano CHF 541.20CHF 684CHF 375.90CHF 143.60+3.5%
Basel-Landschaft1CHF 696.6010/23ÖKK CHF 650.00CHF 559CHF 454.60CHF 167.20+2.5%
Basel-Landschaft2CHF 644.707/23ÖKK CHF 606.00CHF 464CHF 413.10CHF 154.70+2.0%
Basel-Stadt–CHF 734.1012/23SLKK CHF 690.40CHF 524CHF 484.60CHF 176.20+1.0%
Fribourg1CHF 622.9010/23Atupri CHF 593.30CHF 355CHF 395.70CHF 149.50+1.5%
Fribourg2CHF 570.6011/23ÖKK CHF 551.00CHF 235CHF 353.80CHF 136.90+2.5%
Geneva–CHF 755.009/21Assura CHF 711.20CHF 526CHF 501.40CHF 181.20+0.5%
Glarus–CHF 537.7011/26Agrisano CHF 523.80CHF 167CHF 327.50CHF 129.00+2.0%
Graubünden1CHF 562.906/24Cassa da malsauns Lumneziana CHF 525.20CHF 452CHF 347.70CHF 135.10+3.5%
Graubünden2CHF 551.6014/24Cassa da malsauns Lumneziana CHF 489.50CHF 745CHF 334.40CHF 132.40+2.5%
Graubünden3CHF 556.5020/24Cassa da malsauns Lumneziana CHF 450.80CHF 1'268CHF 342.60CHF 133.60+2.5%
Jura–CHF 735.3016/21Atupri CHF 655.80CHF 954CHF 485.60CHF 176.50+5.5%
Lucerne1CHF 621.1022/25Krankenkasse Luzerner Hinterland CHF 527.65CHF 1'121CHF 394.20CHF 149.10+4.0%
Lucerne2CHF 547.6013/25Krankenkasse Luzerner Hinterland CHF 489.65CHF 695CHF 335.40CHF 131.40+4.0%
Lucerne3CHF 525.8011/25Krankenkasse Luzerner Hinterland CHF 468.65CHF 686CHF 318.00CHF 126.20+4.0%
Neuchâtel–CHF 804.4020/21Atupri CHF 675.60CHF 1'546CHF 540.90CHF 193.10+4.0%
Nidwalden–CHF 514.3014/26Agrisano CHF 461.50CHF 634CHF 308.80CHF 123.40+4.0%
Obwalden–CHF 531.7017/26Agrisano CHF 474.00CHF 692CHF 322.70CHF 127.60-2.0%
St. Gallen1CHF 594.4010/25Agrisano CHF 560.50CHF 407CHF 372.90CHF 142.70+3.0%
St. Gallen2CHF 547.108/25Agrisano CHF 509.90CHF 446CHF 335.00CHF 131.30+3.5%
St. Gallen3CHF 528.008/25Agrisano CHF 488.00CHF 480CHF 319.80CHF 126.70+4.0%
Schaffhausen1CHF 603.408/23Agrisano CHF 568.30CHF 421CHF 380.10CHF 144.80+1.0%
Schaffhausen2CHF 559.707/23Agrisano CHF 514.50CHF 542CHF 345.10CHF 134.30+1.0%
Solothurn–CHF 640.5018/25Agrisano CHF 582.40CHF 697CHF 409.80CHF 153.70+2.5%
Schwyz–CHF 570.3022/28Einsiedler Krankenkasse CHF 454.70CHF 1'387CHF 353.60CHF 136.90+3.0%
Thurgau–CHF 568.8012/23Agrisano CHF 524.60CHF 530CHF 352.40CHF 136.50+3.0%
Ticino1CHF 764.0011/21Agrisano CHF 713.00CHF 612CHF 508.60CHF 183.40+4.0%
Ticino2CHF 702.3010/21Agrisano CHF 658.00CHF 532CHF 459.20CHF 168.60+4.0%
Uri–CHF 491.508/26Atupri CHF 463.90CHF 331CHF 290.60CHF 118.000.0%
Vaud1CHF 745.5018/21Galenos CHF 661.40CHF 1'009CHF 493.80CHF 178.900.0%
Vaud2CHF 671.109/21Galenos CHF 614.40CHF 680CHF 434.20CHF 161.100.0%
Valais1CHF 629.2020/24Atupri CHF 574.20CHF 660CHF 395.70CHF 151.00+4.0%
Valais2CHF 543.6016/26Krankenkasse Visperterminen CHF 494.45CHF 590CHF 332.20CHF 130.50+4.0%
Zug–CHF 421.105/27Agrisano CHF 405.30CHF 190CHF 234.20CHF 101.10+5.0%
Zurich1CHF 663.9011/27SLKK CHF 633.00CHF 371CHF 428.50CHF 159.30+2.5%
Zurich2CHF 592.0011/27Krankenkasse Wädenswil CHF 557.10CHF 419CHF 371.00CHF 142.10+3.5%
Zurich3CHF 578.0017/27Krankenkasse Wädenswil CHF 508.10CHF 839CHF 359.80CHF 138.70+2.5%

Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.

KPT's insurance models

For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.

  • Free choice of doctor
  • Family doctor or HMO: KPTwin.plus - HMO-Hausarzt, KPTwin.doc - Hausarzt
  • Telemedicine: KPTwin.easy - Telmed, KPTwin.smart - Hausarzt mit App
  • Combined model: KPTwin.win - Hausarzt, Telmed und Apotheke

Frequently asked questions

01Is KPT cheaper in 2027?

In none of the 42 regions where it operates does KPT have the cheapest standard offer. Its lowest standard premium for an adult is CHF 421.10 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see KPT against the other insurers and your possible saving.

02How do I cancel KPT?

By registered letter, which must reach KPT by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.

03Which insurance models does KPT offer?

Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.

04Can KPT refuse to insure me?

No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of , processed by PremiMatch on . Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

The other health insurers in 2027

Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method

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