Mutuel Assurance's 2027 premiums in every canton
Mutuel Assurance (Mutuel Assurance Maladie SA) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 431.40 (Zug) to CHF 803.30 (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +3.9% on average. Models offered: Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 626.80 | 24/27 | Agrisano CHF 548.80 | CHF 936 | CHF 404.80 | CHF 146.00 | +4.0% |
| Appenzell Innerrhoden | – | CHF 482.50 | 15/23 | ÖKK CHF 436.00 | CHF 558 | CHF 294.20 | CHF 111.00 | 0.0% |
| Appenzell Ausserrhoden | – | CHF 663.20 | 22/23 | Agrisano CHF 501.00 | CHF 1'946 | CHF 455.70 | CHF 149.30 | +4.5% |
| Bern | 1 | CHF 692.90 | 10/26 | Sanitas CHF 653.70 | CHF 470 | CHF 488.70 | CHF 159.20 | +0.9% |
| Bern | 2 | CHF 637.50 | 16/26 | ÖKK CHF 590.00 | CHF 570 | CHF 439.40 | CHF 146.50 | +0.9% |
| Bern | 3 | CHF 609.80 | 21/26 | Agrisano CHF 541.20 | CHF 823 | CHF 414.70 | CHF 140.10 | +0.9% |
| Basel-Landschaft | 1 | CHF 720.70 | 17/23 | ÖKK CHF 650.00 | CHF 848 | CHF 463.00 | CHF 164.80 | +7.7% |
| Basel-Landschaft | 2 | CHF 677.50 | 18/23 | ÖKK CHF 606.00 | CHF 858 | CHF 427.60 | CHF 155.00 | +7.7% |
| Basel-Stadt | – | CHF 715.10 | 8/23 | SLKK CHF 690.40 | CHF 296 | CHF 472.70 | CHF 175.00 | +3.0% |
| Fribourg | 1 | CHF 645.30 | 15/23 | Atupri CHF 593.30 | CHF 624 | CHF 436.60 | CHF 176.00 | 0.0% |
| Fribourg | 2 | CHF 609.90 | 19/23 | ÖKK CHF 551.00 | CHF 707 | CHF 405.60 | CHF 166.40 | 0.0% |
| Geneva | – | CHF 779.30 | 13/21 | Assura CHF 711.20 | CHF 817 | CHF 515.00 | CHF 190.10 | +3.6% |
| Glarus | – | CHF 564.20 | 17/26 | Agrisano CHF 523.80 | CHF 485 | CHF 376.40 | CHF 138.90 | +4.5% |
| Graubünden | 1 | CHF 579.80 | 10/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 655 | CHF 379.40 | CHF 154.00 | +5.8% |
| Graubünden | 2 | CHF 550.90 | 13/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 737 | CHF 354.00 | CHF 146.30 | +3.1% |
| Graubünden | 3 | CHF 539.30 | 14/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'062 | CHF 343.90 | CHF 143.30 | +3.6% |
| Jura | – | CHF 698.10 | 9/21 | Atupri CHF 655.80 | CHF 508 | CHF 486.40 | CHF 167.10 | +3.8% |
| Lucerne | 1 | CHF 677.20 | 25/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 1'795 | CHF 464.60 | CHF 145.90 | +5.7% |
| Lucerne | 2 | CHF 650.20 | 25/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 1'927 | CHF 440.90 | CHF 140.10 | +8.0% |
| Lucerne | 3 | CHF 636.60 | 25/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 2'015 | CHF 429.00 | CHF 137.20 | +6.8% |
| Neuchâtel | – | CHF 730.20 | 11/21 | Atupri CHF 675.60 | CHF 655 | CHF 496.40 | CHF 165.90 | +0.1% |
| Nidwalden | – | CHF 607.30 | 26/26 | Agrisano CHF 461.50 | CHF 1'750 | CHF 406.50 | CHF 144.30 | +4.5% |
| Obwalden | – | CHF 511.50 | 11/26 | Agrisano CHF 474.00 | CHF 450 | CHF 329.80 | CHF 124.30 | +2.1% |
| St. Gallen | 1 | CHF 606.30 | 17/25 | Agrisano CHF 560.50 | CHF 550 | CHF 402.60 | CHF 155.00 | +0.6% |
| St. Gallen | 2 | CHF 563.90 | 16/25 | Agrisano CHF 509.90 | CHF 648 | CHF 365.40 | CHF 144.20 | +0.6% |
| St. Gallen | 3 | CHF 533.60 | 13/25 | Agrisano CHF 488.00 | CHF 547 | CHF 338.90 | CHF 136.40 | +0.6% |
| Schaffhausen | 1 | CHF 684.60 | 22/23 | Agrisano CHF 568.30 | CHF 1'396 | CHF 474.50 | CHF 142.50 | +8.5% |
| Schaffhausen | 2 | CHF 650.40 | 22/23 | Agrisano CHF 514.50 | CHF 1'631 | CHF 444.40 | CHF 135.40 | +8.5% |
| Solothurn | – | CHF 656.10 | 22/25 | Agrisano CHF 582.40 | CHF 884 | CHF 403.50 | CHF 143.60 | +7.6% |
| Schwyz | – | CHF 578.10 | 26/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'481 | CHF 380.80 | CHF 145.50 | +12.3% |
| Thurgau | – | CHF 600.10 | 17/23 | Agrisano CHF 524.60 | CHF 906 | CHF 406.10 | CHF 148.50 | +8.1% |
| Ticino | 1 | CHF 803.30 | 17/21 | Agrisano CHF 713.00 | CHF 1'084 | CHF 583.00 | CHF 188.20 | +4.0% |
| Ticino | 2 | CHF 763.20 | 19/21 | Agrisano CHF 658.00 | CHF 1'262 | CHF 547.40 | CHF 178.80 | +4.0% |
| Uri | – | CHF 576.10 | 24/26 | Atupri CHF 463.90 | CHF 1'346 | CHF 376.10 | CHF 130.90 | +4.5% |
| Vaud | 1 | CHF 721.60 | 12/21 | Galenos CHF 661.40 | CHF 722 | CHF 499.80 | CHF 183.50 | +0.5% |
| Vaud | 2 | CHF 678.40 | 13/21 | Galenos CHF 614.40 | CHF 768 | CHF 462.20 | CHF 172.50 | +0.5% |
| Valais | 1 | CHF 616.40 | 17/24 | Atupri CHF 574.20 | CHF 506 | CHF 389.80 | CHF 140.80 | +2.9% |
| Valais | 2 | CHF 585.60 | 23/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 1'094 | CHF 363.90 | CHF 133.80 | +2.9% |
| Zug | – | CHF 431.40 | 10/27 | Agrisano CHF 405.30 | CHF 313 | CHF 249.50 | CHF 100.80 | +3.7% |
| Zurich | 1 | CHF 661.60 | 10/27 | SLKK CHF 633.00 | CHF 343 | CHF 457.60 | CHF 158.60 | +3.4% |
| Zurich | 2 | CHF 635.20 | 21/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 937 | CHF 434.10 | CHF 152.30 | +3.4% |
| Zurich | 3 | CHF 615.30 | 22/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'286 | CHF 416.60 | CHF 147.50 | +8.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Mutuel Assurance's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: OptiMed (Ärztenetz), PrimaCare (Hausarzt)
- Combined model: PrimaFlex (flexibles Modell)
- Telemedicine: SanaTel (Telemedizin)
Frequently asked questions
01Is Mutuel Assurance cheaper in 2027?
In none of the 42 regions where it operates does Mutuel Assurance have the cheapest standard offer. Its lowest standard premium for an adult is CHF 431.40 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Mutuel Assurance against the other insurers and your possible saving.
02How do I cancel Mutuel Assurance?
By registered letter, which must reach Mutuel Assurance by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Mutuel Assurance offer?
Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Mutuel Assurance refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method