Krankenkasse Luzerner Hinterland's 2027 premiums in every canton
Krankenkasse Luzerner Hinterland offers basic insurance in 10 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 437.60 (Zug) to CHF 702.40 (Bern, region 1). It is the cheapest standard insurer in 3 of 16 premium regions. Compared with 2026, its standard premiums change by +5.5% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 566.00 | 4/27 | Agrisano CHF 548.80 | CHF 206 | CHF 403.70 | CHF 138.65 | +9.0% |
| Bern | 1 | CHF 702.40 | 15/26 | Sanitas CHF 653.70 | CHF 584 | CHF 531.90 | CHF 175.60 | +4.0% |
| Bern | 2 | CHF 599.30 | 3/26 | ÖKK CHF 590.00 | CHF 112 | CHF 435.00 | CHF 149.05 | +4.0% |
| Bern | 3 | CHF 544.25 | 2/26 | Agrisano CHF 541.20 | CHF 37 | CHF 383.25 | CHF 136.05 | +3.0% |
| Lucerne | 1 | CHF 527.65 | 1/25 | the cheapest | – | CHF 367.65 | CHF 124.00 | +5.0% |
| Lucerne | 2 | CHF 489.65 | 1/25 | the cheapest | – | CHF 331.95 | CHF 115.05 | +4.5% |
| Lucerne | 3 | CHF 468.65 | 1/25 | the cheapest | – | CHF 312.20 | CHF 110.15 | +3.5% |
| Nidwalden | – | CHF 504.45 | 9/26 | Agrisano CHF 461.50 | CHF 515 | CHF 345.85 | CHF 123.60 | +5.0% |
| Obwalden | – | CHF 505.15 | 10/26 | Agrisano CHF 474.00 | CHF 374 | CHF 346.50 | CHF 123.75 | +5.0% |
| Solothurn | – | CHF 606.30 | 4/25 | Agrisano CHF 582.40 | CHF 287 | CHF 441.60 | CHF 148.55 | +5.0% |
| Schwyz | – | CHF 524.65 | 9/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 839 | CHF 364.85 | CHF 128.55 | +5.0% |
| Uri | – | CHF 483.60 | 4/26 | Atupri CHF 463.90 | CHF 236 | CHF 326.25 | CHF 118.50 | +5.0% |
| Zug | – | CHF 437.60 | 11/27 | Agrisano CHF 405.30 | CHF 388 | CHF 283.00 | CHF 107.20 | -3.0% |
| Zurich | 1 | CHF 678.10 | 15/27 | SLKK CHF 633.00 | CHF 541 | CHF 509.10 | CHF 166.15 | +11.1% |
| Zurich | 2 | CHF 602.35 | 13/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 543 | CHF 437.90 | CHF 147.60 | +11.1% |
| Zurich | 3 | CHF 554.40 | 12/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 556 | CHF 392.80 | CHF 135.85 | +11.1% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Krankenkasse Luzerner Hinterland's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: Hausmed
- Telemedicine: Telmed
Frequently asked questions
01Is Krankenkasse Luzerner Hinterland cheaper in 2027?
Krankenkasse Luzerner Hinterland is the cheapest standard insurer in 3 of 16 regions. Its lowest standard premium for an adult is CHF 437.60 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Krankenkasse Luzerner Hinterland against the other insurers and your possible saving.
02How do I cancel Krankenkasse Luzerner Hinterland?
By registered letter, which must reach Krankenkasse Luzerner Hinterland by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Krankenkasse Luzerner Hinterland offer?
Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Krankenkasse Luzerner Hinterland refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method