Health insurance premiums 2027 in the canton of Schwyz
In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Schwyz is CHF 454.70 with Einsiedler Krankenkasse. With an alternative model and the CHF 2'500 deductible it drops to CHF 316.20 (Concordia – HMO (family doctor)). The dearest standard premium reaches CHF 617.30, that is CHF 1'951 more a year for the same care.
Official 2027 FOPH premiums, published on . Page updated on .
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Every municipality of the canton
For an adult with accident cover, the cheapest standard offer in the canton of Schwyz is Einsiedler Krankenkasse at CHF 454.70 a month (CHF 300 deductible), against CHF 439.30 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 434.70. With the CHF 2,500 deductible it falls to CHF 316.20 (Concordia – HMO (family doctor)). The median standard premium is CHF 546.00. On average, standard-model premiums rise by +3.9% compared with 2026.
| Profile | Standard, min. deductible | All models, min. deductible | All models, max. deductible | Dearest standard | Gap per year |
|---|---|---|---|---|---|
| Adults (26+) | CHF 454.70 | CHF 434.70 | CHF 316.20 | CHF 617.30 | CHF 1'951 |
| Young adults (19–25) | CHF 340.95 | CHF 317.30 | CHF 199.00 | CHF 456.20 | CHF 1'383 |
| Children (0–18) | CHF 104.60 | CHF 95.70 | CHF 65.40 | CHF 161.10 | CHF 678 |
Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.
The cheapest offers
- Adults (26 and over): Einsiedler Krankenkasse, CHF 454.70 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 434.70 · CHF 2'500 deductible: Concordia – HMO (family doctor), CHF 316.20
- Young adults (19 to 25): Sanitas, CHF 340.95 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 317.30 · CHF 2'500 deductible: Sanitas – Hausarztmodell 1 (family doctor), CHF 199.00
- Children (0 to 18): Einsiedler Krankenkasse, CHF 104.60 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 95.70 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 65.40
For a child, the cheapest standard premium is CHF 104.60 a month (Einsiedler Krankenkasse, CHF 0 deductible) and CHF 65.40 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).
Municipalities (30): Arth, Einsiedeln, Schwyz, Freienbach, Feusisberg, Muotathal, Morschach, Sattel, Schübelbach, Wollerau, Galgenen, Küssnacht (SZ), Tuggen, Unteriberg and others. Type your postcode into the comparator to find your region.
The 28 health insurers active in the canton of Schwyz
Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Einsiedler Krankenkasse, Galenos, Glarner Krankenversicherung, Helsana, KPT, Krankenkasse Luzerner Hinterland, Krankenkasse Steffisburg, Krankenkasse Wädenswil, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.
All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.
Frequently asked questions
01Which health insurer is the cheapest in the canton of Schwyz in 2027?
For an adult with accident cover, standard model and CHF 300 deductible, it is Einsiedler Krankenkasse at CHF 454.70 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 316.20 with Concordia – HMO (family doctor). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.
02How much does basic insurance cost for a child in the canton of Schwyz?
In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Schwyz is CHF 104.60 a month with Einsiedler Krankenkasse, and the dearest CHF 161.10. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.
03Are premiums rising in the canton of Schwyz in 2027?
Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Schwyz rise by +3.9% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.
04Until when can you switch insurer in the canton of Schwyz for 2027?
As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.
2027 premiums in the other cantons
- Aargau
- Appenzell Ausserrhoden
- Appenzell Innerrhoden
- Basel-Landschaft
- Basel-Stadt
- Bern
- Fribourg
- Geneva
- Glarus
- Graubünden
- Jura
- Lucerne
- Neuchâtel
- Nidwalden
- Obwalden
- Schaffhausen
- Solothurn
- St. Gallen
- Thurgau
- Ticino
- Uri
- Valais
- Vaud
- Zug
- Zurich
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