Galenos's 2027 premiums in every canton
Galenos (GALENOS AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 443.80 (Zug) to CHF 810.60 (Jura). It is the cheapest standard insurer in 2 of 42 premium regions. Compared with 2026, its standard premiums change by +3.1% on average. Models offered: Free choice of doctor, Combined model, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 605.80 | 17/27 | Agrisano CHF 548.80 | CHF 684 | CHF 392.70 | CHF 157.80 | +3.1% |
| Appenzell Innerrhoden | – | CHF 524.00 | 20/23 | ÖKK CHF 436.00 | CHF 1'056 | CHF 322.40 | CHF 131.30 | +5.6% |
| Appenzell Ausserrhoden | – | CHF 595.60 | 17/23 | Agrisano CHF 501.00 | CHF 1'135 | CHF 382.70 | CHF 155.20 | +4.6% |
| Bern | 1 | CHF 717.60 | 19/26 | Sanitas CHF 653.70 | CHF 767 | CHF 506.10 | CHF 179.70 | +0.7% |
| Bern | 2 | CHF 626.80 | 11/26 | ÖKK CHF 590.00 | CHF 442 | CHF 427.10 | CHF 157.00 | +0.7% |
| Bern | 3 | CHF 588.90 | 12/26 | Agrisano CHF 541.20 | CHF 572 | CHF 382.30 | CHF 147.50 | +0.7% |
| Basel-Landschaft | 1 | CHF 711.30 | 15/23 | ÖKK CHF 650.00 | CHF 736 | CHF 489.10 | CHF 185.20 | +4.6% |
| Basel-Landschaft | 2 | CHF 668.70 | 16/23 | ÖKK CHF 606.00 | CHF 752 | CHF 448.10 | CHF 174.20 | +4.6% |
| Basel-Stadt | – | CHF 760.50 | 17/23 | SLKK CHF 690.40 | CHF 841 | CHF 509.00 | CHF 190.40 | +0.3% |
| Fribourg | 1 | CHF 652.40 | 18/23 | Atupri CHF 593.30 | CHF 709 | CHF 415.20 | CHF 169.90 | +2.0% |
| Fribourg | 2 | CHF 587.20 | 12/23 | ÖKK CHF 551.00 | CHF 434 | CHF 373.80 | CHF 153.00 | +2.0% |
| Geneva | – | CHF 807.30 | 17/21 | Assura CHF 711.20 | CHF 1'153 | CHF 530.50 | CHF 210.20 | +0.6% |
| Glarus | – | CHF 591.70 | 24/26 | Agrisano CHF 523.80 | CHF 815 | CHF 375.30 | CHF 154.10 | +3.4% |
| Graubünden | 1 | CHF 674.20 | 23/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 1'788 | CHF 443.40 | CHF 168.90 | +3.6% |
| Graubünden | 2 | CHF 634.90 | 24/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 1'745 | CHF 406.30 | CHF 159.00 | +3.6% |
| Graubünden | 3 | CHF 593.70 | 23/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'715 | CHF 377.60 | CHF 148.70 | +3.6% |
| Jura | – | CHF 810.60 | 21/21 | Atupri CHF 655.80 | CHF 1'858 | CHF 520.20 | CHF 211.10 | +6.3% |
| Lucerne | 1 | CHF 606.30 | 19/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 944 | CHF 379.20 | CHF 152.30 | +2.5% |
| Lucerne | 2 | CHF 571.30 | 21/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 980 | CHF 347.60 | CHF 143.50 | +2.5% |
| Lucerne | 3 | CHF 550.90 | 21/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 987 | CHF 340.00 | CHF 138.40 | +2.5% |
| Neuchâtel | – | CHF 697.40 | 3/21 | Atupri CHF 675.60 | CHF 262 | CHF 478.50 | CHF 174.70 | +0.1% |
| Nidwalden | – | CHF 545.70 | 22/26 | Agrisano CHF 461.50 | CHF 1'010 | CHF 338.30 | CHF 136.70 | +4.0% |
| Obwalden | – | CHF 547.30 | 23/26 | Agrisano CHF 474.00 | CHF 880 | CHF 335.80 | CHF 142.60 | +4.2% |
| St. Gallen | 1 | CHF 618.20 | 21/25 | Agrisano CHF 560.50 | CHF 692 | CHF 397.20 | CHF 154.10 | +4.4% |
| St. Gallen | 2 | CHF 569.20 | 18/25 | Agrisano CHF 509.90 | CHF 712 | CHF 355.50 | CHF 141.90 | +4.4% |
| St. Gallen | 3 | CHF 534.20 | 14/25 | Agrisano CHF 488.00 | CHF 554 | CHF 331.10 | CHF 133.20 | +4.4% |
| Schaffhausen | 1 | CHF 611.90 | 13/23 | Agrisano CHF 568.30 | CHF 523 | CHF 391.80 | CHF 159.40 | +2.1% |
| Schaffhausen | 2 | CHF 573.00 | 10/23 | Agrisano CHF 514.50 | CHF 702 | CHF 363.90 | CHF 149.30 | +2.1% |
| Solothurn | – | CHF 635.30 | 16/25 | Agrisano CHF 582.40 | CHF 635 | CHF 402.20 | CHF 159.10 | +3.1% |
| Schwyz | – | CHF 574.20 | 25/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'434 | CHF 351.80 | CHF 142.40 | +3.9% |
| Thurgau | – | CHF 555.50 | 8/23 | Agrisano CHF 524.60 | CHF 371 | CHF 359.40 | CHF 144.70 | +2.8% |
| Ticino | 1 | CHF 726.60 | 2/21 | Agrisano CHF 713.00 | CHF 163 | CHF 540.20 | CHF 189.20 | +5.0% |
| Ticino | 2 | CHF 686.50 | 5/21 | Agrisano CHF 658.00 | CHF 342 | CHF 485.40 | CHF 178.80 | +5.0% |
| Uri | – | CHF 557.60 | 23/26 | Atupri CHF 463.90 | CHF 1'124 | CHF 342.90 | CHF 139.70 | +5.2% |
| Vaud | 1 | CHF 661.40 | 1/21 | the cheapest | – | CHF 483.50 | CHF 172.30 | +2.1% |
| Vaud | 2 | CHF 614.40 | 1/21 | the cheapest | – | CHF 449.20 | CHF 160.00 | +2.1% |
| Valais | 1 | CHF 595.10 | 9/24 | Atupri CHF 574.20 | CHF 251 | CHF 395.40 | CHF 149.10 | +1.7% |
| Valais | 2 | CHF 536.30 | 13/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 502 | CHF 338.30 | CHF 134.40 | +1.7% |
| Zug | – | CHF 443.80 | 14/27 | Agrisano CHF 405.30 | CHF 462 | CHF 248.10 | CHF 115.70 | +4.3% |
| Zurich | 1 | CHF 750.70 | 27/27 | SLKK CHF 633.00 | CHF 1'412 | CHF 523.30 | CHF 187.60 | +3.7% |
| Zurich | 2 | CHF 661.30 | 27/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 1'250 | CHF 431.20 | CHF 165.30 | +3.7% |
| Zurich | 3 | CHF 599.30 | 21/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'094 | CHF 369.20 | CHF 149.80 | +3.7% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Galenos's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Combined model: Combi Care
- Family doctor or HMO: Managed Care, Med Direct, VIVA - Gesundheitsplan
- Telemedicine: Tel Doc
Frequently asked questions
01Is Galenos cheaper in 2027?
Galenos is the cheapest standard insurer in 2 of 42 regions. Its lowest standard premium for an adult is CHF 443.80 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Galenos against the other insurers and your possible saving.
02How do I cancel Galenos?
By registered letter, which must reach Galenos by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Galenos offer?
Free choice of doctor, Combined model, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Galenos refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method