Atupri's 2027 premiums in every canton
Atupri (Atupri Gesundheitsversicherung) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 451.20 (Appenzell Innerrhoden) to CHF 749.90 (Ticino, region 1). It is the cheapest standard insurer in 5 of 42 premium regions. Compared with 2026, its standard premiums change by +3.6% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 575.20 | 6/27 | Agrisano CHF 548.80 | CHF 317 | CHF 370.40 | CHF 155.30 | +5.0% |
| Appenzell Innerrhoden | – | CHF 451.20 | 7/23 | ÖKK CHF 436.00 | CHF 182 | CHF 277.80 | CHF 121.80 | +7.0% |
| Appenzell Ausserrhoden | – | CHF 658.70 | 21/23 | Agrisano CHF 501.00 | CHF 1'892 | CHF 451.40 | CHF 177.80 | +1.0% |
| Bern | 1 | CHF 678.90 | 5/26 | Sanitas CHF 653.70 | CHF 302 | CHF 446.70 | CHF 183.30 | +4.8% |
| Bern | 2 | CHF 622.60 | 9/26 | ÖKK CHF 590.00 | CHF 391 | CHF 414.00 | CHF 168.10 | +4.8% |
| Bern | 3 | CHF 613.30 | 23/26 | Agrisano CHF 541.20 | CHF 865 | CHF 408.30 | CHF 165.60 | +5.1% |
| Basel-Landschaft | 1 | CHF 653.50 | 2/23 | ÖKK CHF 650.00 | CHF 42 | CHF 440.20 | CHF 176.40 | +2.1% |
| Basel-Landschaft | 2 | CHF 640.40 | 5/23 | ÖKK CHF 606.00 | CHF 413 | CHF 434.60 | CHF 172.90 | +4.1% |
| Basel-Stadt | – | CHF 717.00 | 9/23 | SLKK CHF 690.40 | CHF 319 | CHF 504.80 | CHF 193.60 | +3.9% |
| Fribourg | 1 | CHF 593.30 | 1/23 | the cheapest | – | CHF 384.90 | CHF 160.20 | +2.5% |
| Fribourg | 2 | CHF 558.90 | 4/23 | ÖKK CHF 551.00 | CHF 95 | CHF 356.80 | CHF 150.90 | +3.2% |
| Geneva | – | CHF 732.50 | 5/21 | Assura CHF 711.20 | CHF 256 | CHF 512.60 | CHF 197.80 | +5.0% |
| Glarus | – | CHF 531.60 | 3/26 | Agrisano CHF 523.80 | CHF 94 | CHF 347.50 | CHF 143.50 | +3.5% |
| Graubünden | 1 | CHF 598.80 | 14/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 883 | CHF 392.70 | CHF 161.70 | +0.6% |
| Graubünden | 2 | CHF 541.30 | 9/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 622 | CHF 343.70 | CHF 146.20 | +0.6% |
| Graubünden | 3 | CHF 541.30 | 15/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'086 | CHF 342.60 | CHF 146.20 | +0.6% |
| Jura | – | CHF 655.80 | 1/21 | the cheapest | – | CHF 461.90 | CHF 177.10 | +4.4% |
| Lucerne | 1 | CHF 546.10 | 2/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 221 | CHF 346.30 | CHF 147.40 | +4.0% |
| Lucerne | 2 | CHF 530.80 | 4/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 494 | CHF 344.10 | CHF 143.30 | +3.7% |
| Lucerne | 3 | CHF 512.80 | 4/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 530 | CHF 328.10 | CHF 138.50 | +3.7% |
| Neuchâtel | – | CHF 675.60 | 1/21 | the cheapest | – | CHF 473.00 | CHF 182.40 | +3.0% |
| Nidwalden | – | CHF 488.90 | 3/26 | Agrisano CHF 461.50 | CHF 329 | CHF 306.80 | CHF 132.00 | +5.0% |
| Obwalden | – | CHF 495.70 | 6/26 | Agrisano CHF 474.00 | CHF 260 | CHF 305.40 | CHF 133.80 | +4.9% |
| St. Gallen | 1 | CHF 576.40 | 6/25 | Agrisano CHF 560.50 | CHF 191 | CHF 378.90 | CHF 155.60 | +3.1% |
| St. Gallen | 2 | CHF 528.60 | 4/25 | Agrisano CHF 509.90 | CHF 224 | CHF 327.90 | CHF 142.70 | +3.4% |
| St. Gallen | 3 | CHF 528.60 | 9/25 | Agrisano CHF 488.00 | CHF 487 | CHF 334.20 | CHF 142.70 | +3.4% |
| Schaffhausen | 1 | CHF 598.20 | 6/23 | Agrisano CHF 568.30 | CHF 359 | CHF 398.10 | CHF 161.50 | +2.0% |
| Schaffhausen | 2 | CHF 598.20 | 16/23 | Agrisano CHF 514.50 | CHF 1'004 | CHF 398.10 | CHF 161.50 | +2.0% |
| Solothurn | – | CHF 606.70 | 5/25 | Agrisano CHF 582.40 | CHF 292 | CHF 400.70 | CHF 163.80 | +4.2% |
| Schwyz | – | CHF 521.20 | 8/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 798 | CHF 329.60 | CHF 140.70 | +5.6% |
| Thurgau | – | CHF 539.80 | 3/23 | Agrisano CHF 524.60 | CHF 182 | CHF 336.50 | CHF 145.70 | +3.3% |
| Ticino | 1 | CHF 749.90 | 6/21 | Agrisano CHF 713.00 | CHF 443 | CHF 528.60 | CHF 202.50 | +2.5% |
| Ticino | 2 | CHF 700.40 | 9/21 | Agrisano CHF 658.00 | CHF 509 | CHF 462.80 | CHF 189.10 | +2.5% |
| Uri | – | CHF 463.90 | 1/26 | the cheapest | – | CHF 282.30 | CHF 125.30 | +2.3% |
| Vaud | 1 | CHF 665.50 | 2/21 | Galenos CHF 661.40 | CHF 49 | CHF 456.00 | CHF 173.00 | +2.5% |
| Vaud | 2 | CHF 636.60 | 2/21 | Galenos CHF 614.40 | CHF 266 | CHF 437.00 | CHF 165.50 | +4.2% |
| Valais | 1 | CHF 574.20 | 1/24 | the cheapest | – | CHF 379.30 | CHF 155.00 | +5.5% |
| Valais | 2 | CHF 516.80 | 7/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 268 | CHF 322.90 | CHF 139.50 | +4.9% |
| Zug | – | CHF 455.30 | 20/27 | Agrisano CHF 405.30 | CHF 600 | CHF 254.20 | CHF 122.90 | +4.1% |
| Zurich | 1 | CHF 644.30 | 4/27 | SLKK CHF 633.00 | CHF 136 | CHF 406.80 | CHF 174.00 | +3.3% |
| Zurich | 2 | CHF 581.80 | 7/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 296 | CHF 367.40 | CHF 157.10 | +4.2% |
| Zurich | 3 | CHF 550.40 | 8/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 508 | CHF 360.50 | CHF 148.60 | +4.2% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Atupri's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: CareMed, HMO
- Telemedicine: SmartCare, TelFirst
- Combined model: FlexCare
Frequently asked questions
01Is Atupri cheaper in 2027?
Atupri is the cheapest standard insurer in 5 of 42 regions. Its lowest standard premium for an adult is CHF 451.20 a month (Appenzell Innerrhoden). The ranking depends on your region, age, deductible and model: type your postcode above to see Atupri against the other insurers and your possible saving.
02How do I cancel Atupri?
By registered letter, which must reach Atupri by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Atupri offer?
Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Atupri refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method