Premiums 2027 · Canton of Ticino

Health insurance premiums 2027 in the canton of Ticino

The canton of Ticino has 2 premium regions. In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Ticino is CHF 658.00 with Agrisano (region 2). With an alternative model and the CHF 2'500 deductible it drops to CHF 457.75 (Sanitas – Medico di famiglia 1 (family doctor)). The dearest standard premium reaches CHF 858.90, that is CHF 2'411 more a year for the same care.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

658.00cheapest adult premium a month (CHF), standard, CHF 300 deductible

457.75cheapest across all models (CHF), CHF 2,500 deductible

21health insurers active in the canton

+4.0%average rise of the standard model vs 2026

60 days left to switch insurer: your cancellation letter must arrive by 30 November 2026. Switch insurer in 5 steps

Premium region 1: Lugano, Bellinzona, Capriasca…

For an adult with accident cover, the cheapest standard offer in region 1 is Agrisano at CHF 713.00 a month (CHF 300 deductible), against CHF 679.00 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 616.70. With the CHF 2,500 deductible it falls to CHF 505.80 (Agrisano – AGRIsmart (telmed)). The median standard premium is CHF 764.00. On average, standard-model premiums rise by +4.3% compared with 2026.

Monthly premium in CHF, region 1 of the canton of Ticino, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 713.00	CHF 616.70	CHF 505.80	CHF 858.90	CHF 1'751
Young adults (19–25)	CHF 466.35	CHF 447.70	CHF 319.40	CHF 689.60	CHF 2'679
Children (0–18)	CHF 156.90	CHF 135.00	CHF 100.00	CHF 250.50	CHF 1'123

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers in region 1

Adults (26 and over): Agrisano, CHF 713.00 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 616.70 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 505.80
Young adults (19 to 25): Sanitas, CHF 466.35 (standard model, CHF 300 deductible) · all models: Sanitas – Medico di famiglia 1 (family doctor), CHF 447.70 · CHF 2'500 deductible: Sanitas – Medico di famiglia 1 (family doctor), CHF 319.40
Children (0 to 18): Agrisano, CHF 156.90 (standard model, CHF 0 deductible) · all models: Assura – QualiMed (combined), CHF 135.00 · CHF 600 deductible: Assura – QualiMed (combined), CHF 100.00

For a child, the cheapest standard premium is CHF 156.90 a month (Agrisano, CHF 0 deductible) and CHF 100.00 with the CHF 600 deductible (Assura – QualiMed (combined)).

Municipalities of region 1 (70): Lugano, Bellinzona, Capriasca, Gambarogno, Mendrisio, Locarno, Lema, Castel San Pietro, Breggia, Tresa, Agno, Alto Malcantone, Bioggio, Collina d'Oro and others. Type your postcode into the comparator to find your region.

Premium region 2: Faido, Acquarossa, Onsernone…

For an adult with accident cover, the cheapest standard offer in region 2 is Agrisano at CHF 658.00 a month (CHF 300 deductible), against CHF 626.70 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 569.20. With the CHF 2,500 deductible it falls to CHF 457.75 (Sanitas – Medico di famiglia 1 (family doctor)). The median standard premium is CHF 711.20. On average, standard-model premiums rise by +3.8% compared with 2026.

Monthly premium in CHF, region 2 of the canton of Ticino, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 658.00	CHF 569.20	CHF 457.75	CHF 806.10	CHF 1'777
Young adults (19–25)	CHF 417.65	CHF 400.60	CHF 272.65	CHF 651.10	CHF 2'801
Children (0–18)	CHF 144.80	CHF 125.30	CHF 91.60	CHF 223.10	CHF 940

The cheapest offers in region 2

Adults (26 and over): Agrisano, CHF 658.00 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 569.20 · CHF 2'500 deductible: Sanitas – Medico di famiglia 1 (family doctor), CHF 457.75
Young adults (19 to 25): Sanitas, CHF 417.65 (standard model, CHF 300 deductible) · all models: CSS – Assicurazione del medico di famiglia Profit (family doctor), CHF 400.60 · CHF 2'500 deductible: Sanitas – Medico di famiglia 1 (family doctor), CHF 272.65
Children (0 to 18): Agrisano, CHF 144.80 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 125.30 · CHF 600 deductible: Assura – QualiMed (combined), CHF 91.60

For a child, the cheapest standard premium is CHF 144.80 a month (Agrisano, CHF 0 deductible) and CHF 91.60 with the CHF 600 deductible (Assura – QualiMed (combined)).

Municipalities of region 2 (30): Faido, Acquarossa, Onsernone, Maggia, Centovalli, Blenio, Lavizzara, Verzasca, Quinto, Riviera, Cevio, Cugnasco-Gerra, Serravalle, Campo (Vallemaggia) and others. Type your postcode into the comparator to find your region.

The 21 health insurers active in the canton of Ticino

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Ticino in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Agrisano at CHF 658.00 a month (region 2). By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 457.75 with Sanitas – Medico di famiglia 1 (family doctor). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Ticino?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Ticino is CHF 144.80 a month with Agrisano, and the dearest CHF 250.50. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Ticino in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Ticino rise by +4.0% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Ticino for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

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