Premiums 2027 · Canton of Fribourg

Health insurance premiums 2027 in the canton of Fribourg

The canton of Fribourg has 2 premium regions. In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Fribourg is CHF 551.00 with ÖKK (region 2). With an alternative model and the CHF 2'500 deductible it drops to CHF 353.80 (KPT – KPTwin.smart - Médecin de famille avec app (telmed)). The dearest standard premium reaches CHF 699.70, that is CHF 1'784 more a year for the same care.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

551.00cheapest adult premium a month (CHF), standard, CHF 300 deductible

353.80cheapest across all models (CHF), CHF 2,500 deductible

23health insurers active in the canton

+3.9%average rise of the standard model vs 2026

60 days left to switch insurer: your cancellation letter must arrive by 30 November 2026. Switch insurer in 5 steps

Premium region 1: Gibloux, Le Mouret, Bois-d'Amont…

For an adult with accident cover, the cheapest standard offer in region 1 is Atupri at CHF 593.30 a month (CHF 300 deductible), against CHF 578.80 in 2026. Across all models, the cheapest is Atupri – HMO (family doctor) at CHF 513.20. With the CHF 2,500 deductible it falls to CHF 384.90 (Atupri – HMO (family doctor)). The median standard premium is CHF 629.80. On average, standard-model premiums rise by +4.1% compared with 2026.

Monthly premium in CHF, region 1 of the canton of Fribourg, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 593.30	CHF 513.20	CHF 384.90	CHF 699.70	CHF 1'277
Young adults (19–25)	CHF 402.45	CHF 374.60	CHF 246.30	CHF 604.80	CHF 2'428
Children (0–18)	CHF 137.50	CHF 119.60	CHF 88.20	CHF 180.90	CHF 521

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers in region 1

Adults (26 and over): Atupri, CHF 593.30 (standard model, CHF 300 deductible) · all models: Atupri – HMO (family doctor), CHF 513.20 · CHF 2'500 deductible: Atupri – HMO (family doctor), CHF 384.90
Young adults (19 to 25): Sanitas, CHF 402.45 (standard model, CHF 300 deductible) · all models: Atupri – HMO (family doctor), CHF 374.60 · CHF 2'500 deductible: Atupri – HMO (family doctor), CHF 246.30
Children (0 to 18): Agrisano, CHF 137.50 (standard model, CHF 0 deductible) · all models: KPT – KPTwin.smart - Médecin de famille avec app (telmed), CHF 119.60 · CHF 600 deductible: CSS – Assurance du médecin de famille Profit (family doctor), CHF 88.20

For a child, the cheapest standard premium is CHF 137.50 a month (Agrisano, CHF 0 deductible) and CHF 88.20 with the CHF 600 deductible (CSS – Assurance du médecin de famille Profit (family doctor)).

Municipalities of region 1 (25): Gibloux, Le Mouret, Bois-d'Amont, La Brillaz, La Sonnaz, Prez, Belfaux, Corminboeuf, Grolley-Ponthaux, Treyvaux, Autigny, Avry, Fribourg, Hauterive (FR) and others. Type your postcode into the comparator to find your region.

Premium region 2: Estavayer, Murten, Belmont-Broye…

For an adult with accident cover, the cheapest standard offer in region 2 is ÖKK at CHF 551.00 a month (CHF 300 deductible), against CHF 531.00 in 2026. Across all models, the cheapest is Aquilana – SMARTMED (telmed) at CHF 479.50. With the CHF 2,500 deductible it falls to CHF 353.80 (KPT – KPTwin.smart - Médecin de famille avec app (telmed)). The median standard premium is CHF 587.20. On average, standard-model premiums rise by +3.8% compared with 2026.

Monthly premium in CHF, region 2 of the canton of Fribourg, 2027, with accident cover
Profile	Standard, min. deductible	All models, min. deductible	All models, max. deductible	Dearest standard	Gap per year
Adults (26+)	CHF 551.00	CHF 479.50	CHF 353.80	CHF 642.30	CHF 1'096
Young adults (19–25)	CHF 398.70	CHF 354.10	CHF 225.80	CHF 549.60	CHF 1'811
Children (0–18)	CHF 124.30	CHF 107.50	CHF 77.20	CHF 167.30	CHF 516

The cheapest offers in region 2

Adults (26 and over): ÖKK, CHF 551.00 (standard model, CHF 300 deductible) · all models: Aquilana – SMARTMED (telmed), CHF 479.50 · CHF 2'500 deductible: KPT – KPTwin.smart - Médecin de famille avec app (telmed), CHF 353.80
Young adults (19 to 25): EGK, CHF 398.70 (standard model, CHF 300 deductible) · all models: Atupri – HMO (family doctor), CHF 354.10 · CHF 2'500 deductible: Atupri – HMO (family doctor), CHF 225.80
Children (0 to 18): Agrisano, CHF 124.30 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 107.50 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 77.20

For a child, the cheapest standard premium is CHF 124.30 a month (Agrisano, CHF 0 deductible) and CHF 77.20 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities of region 2 (94): Estavayer, Murten, Belmont-Broye, Gurmels, Ursy, Vuisternens-devant-Romont, Courtepin, Rue, Tafers, Gruyères, Mont-Vully, Montagny (FR), Plaffeien, Surpierre and others. Type your postcode into the comparator to find your region.

The 23 health insurers active in the canton of Fribourg

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Fribourg in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is ÖKK at CHF 551.00 a month (region 2). By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 353.80 with KPT – KPTwin.smart - Médecin de famille avec app (telmed). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Fribourg?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Fribourg is CHF 124.30 a month with Agrisano, and the dearest CHF 180.90. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Fribourg in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Fribourg rise by +3.9% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Fribourg for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

Compare my 2027 premiums