Sumiswalder Krankenkasse's 2027 premiums in every canton
Sumiswalder Krankenkasse offers basic insurance in 21 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 421.40 (Zug) to CHF 787.80 (Basel-Stadt). It is not the cheapest standard insurer in any of the 35 premium regions where it operates. Compared with 2026, its standard premiums change by +3.6% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 555.50 | 2/27 | Agrisano CHF 548.80 | CHF 80 | CHF 393.10 | CHF 127.80 | +5.2% |
| Appenzell Innerrhoden | – | CHF 465.80 | 10/23 | ÖKK CHF 436.00 | CHF 358 | CHF 310.60 | CHF 107.20 | +4.0% |
| Appenzell Ausserrhoden | – | CHF 534.30 | 5/23 | Agrisano CHF 501.00 | CHF 400 | CHF 373.60 | CHF 124.80 | +4.2% |
| Bern | 1 | CHF 671.30 | 4/26 | Sanitas CHF 653.70 | CHF 211 | CHF 487.60 | CHF 154.40 | +5.3% |
| Bern | 2 | CHF 596.10 | 2/26 | ÖKK CHF 590.00 | CHF 73 | CHF 419.60 | CHF 137.20 | +5.3% |
| Bern | 3 | CHF 552.00 | 3/26 | Agrisano CHF 541.20 | CHF 130 | CHF 380.00 | CHF 127.60 | +5.5% |
| Basel-Landschaft | 1 | CHF 672.10 | 3/23 | ÖKK CHF 650.00 | CHF 265 | CHF 500.40 | CHF 161.40 | +4.0% |
| Basel-Landschaft | 2 | CHF 635.80 | 3/23 | ÖKK CHF 606.00 | CHF 358 | CHF 467.00 | CHF 152.60 | +4.0% |
| Basel-Stadt | – | CHF 787.80 | 18/23 | SLKK CHF 690.40 | CHF 1'169 | CHF 606.80 | CHF 181.20 | +4.0% |
| Fribourg | 1 | CHF 611.30 | 5/23 | Atupri CHF 593.30 | CHF 216 | CHF 444.40 | CHF 146.20 | +2.1% |
| Fribourg | 2 | CHF 562.50 | 6/23 | ÖKK CHF 551.00 | CHF 138 | CHF 399.50 | CHF 133.20 | +2.7% |
| Glarus | – | CHF 533.90 | 8/26 | Agrisano CHF 523.80 | CHF 121 | CHF 373.20 | CHF 124.50 | +3.5% |
| Graubünden | 1 | CHF 547.40 | 4/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 266 | CHF 385.80 | CHF 130.00 | +4.0% |
| Graubünden | 2 | CHF 512.10 | 5/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 271 | CHF 353.20 | CHF 121.90 | +4.6% |
| Graubünden | 3 | CHF 483.70 | 3/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 395 | CHF 327.20 | CHF 114.90 | +4.8% |
| Lucerne | 1 | CHF 564.80 | 5/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 446 | CHF 401.70 | CHF 130.00 | +3.0% |
| Lucerne | 2 | CHF 520.20 | 2/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 367 | CHF 360.60 | CHF 119.70 | +3.0% |
| Lucerne | 3 | CHF 503.60 | 2/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 419 | CHF 345.40 | CHF 115.90 | +3.0% |
| Nidwalden | – | CHF 494.10 | 5/26 | Agrisano CHF 461.50 | CHF 391 | CHF 336.60 | CHF 115.20 | +2.8% |
| Obwalden | – | CHF 491.60 | 3/26 | Agrisano CHF 474.00 | CHF 211 | CHF 334.30 | CHF 114.90 | +3.0% |
| St. Gallen | 1 | CHF 574.20 | 4/25 | Agrisano CHF 560.50 | CHF 164 | CHF 410.30 | CHF 137.10 | +3.4% |
| St. Gallen | 2 | CHF 533.60 | 5/25 | Agrisano CHF 509.90 | CHF 284 | CHF 373.00 | CHF 124.10 | +3.5% |
| St. Gallen | 3 | CHF 513.40 | 5/25 | Agrisano CHF 488.00 | CHF 305 | CHF 354.40 | CHF 118.60 | +3.8% |
| Schaffhausen | 1 | CHF 583.40 | 3/23 | Agrisano CHF 568.30 | CHF 181 | CHF 418.80 | CHF 136.00 | +3.0% |
| Schaffhausen | 2 | CHF 550.50 | 6/23 | Agrisano CHF 514.50 | CHF 432 | CHF 388.60 | CHF 126.60 | +3.9% |
| Solothurn | – | CHF 596.30 | 2/25 | Agrisano CHF 582.40 | CHF 167 | CHF 430.60 | CHF 143.20 | +3.5% |
| Schwyz | – | CHF 517.00 | 6/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 748 | CHF 357.70 | CHF 118.90 | +4.1% |
| Thurgau | – | CHF 544.80 | 5/23 | Agrisano CHF 524.60 | CHF 242 | CHF 383.30 | CHF 128.70 | +3.3% |
| Uri | – | CHF 487.50 | 7/26 | Atupri CHF 463.90 | CHF 283 | CHF 330.50 | CHF 111.40 | +5.0% |
| Valais | 1 | CHF 590.70 | 6/24 | Atupri CHF 574.20 | CHF 198 | CHF 425.50 | CHF 139.60 | +4.8% |
| Valais | 2 | CHF 506.40 | 5/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 143 | CHF 347.90 | CHF 118.70 | +2.1% |
| Zug | – | CHF 421.40 | 6/27 | Agrisano CHF 405.30 | CHF 193 | CHF 269.70 | CHF 99.10 | -5.0% |
| Zurich | 1 | CHF 634.80 | 2/27 | SLKK CHF 633.00 | CHF 22 | CHF 466.10 | CHF 147.30 | +4.0% |
| Zurich | 2 | CHF 578.30 | 3/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 254 | CHF 414.10 | CHF 133.10 | +4.0% |
| Zurich | 3 | CHF 526.30 | 3/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 218 | CHF 366.20 | CHF 123.70 | +4.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Sumiswalder Krankenkasse's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: Hausarztmodell, HMO plus
- Telemedicine: sumis24Telmed
Frequently asked questions
01Is Sumiswalder Krankenkasse cheaper in 2027?
In none of the 35 regions where it operates does Sumiswalder Krankenkasse have the cheapest standard offer. Its lowest standard premium for an adult is CHF 421.40 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Sumiswalder Krankenkasse against the other insurers and your possible saving.
02How do I cancel Sumiswalder Krankenkasse?
By registered letter, which must reach Sumiswalder Krankenkasse by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Sumiswalder Krankenkasse offer?
Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Sumiswalder Krankenkasse refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method