EGK's 2027 premiums in every canton
EGK (EGK Grundversicherungen AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 422.00 (Zug) to CHF 779.90 (Basel-Landschaft, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +3.1% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 575.30 | 7/27 | Agrisano CHF 548.80 | CHF 318 | CHF 374.20 | CHF 141.00 | +4.5% |
| Appenzell Innerrhoden | – | CHF 534.20 | 21/23 | ÖKK CHF 436.00 | CHF 1'178 | CHF 315.10 | CHF 117.60 | +4.0% |
| Appenzell Ausserrhoden | – | CHF 540.70 | 7/23 | Agrisano CHF 501.00 | CHF 476 | CHF 329.90 | CHF 126.00 | +0.2% |
| Bern | 1 | CHF 695.30 | 12/26 | Sanitas CHF 653.70 | CHF 499 | CHF 490.20 | CHF 173.90 | +0.8% |
| Bern | 2 | CHF 626.50 | 10/26 | ÖKK CHF 590.00 | CHF 438 | CHF 404.80 | CHF 156.70 | +1.0% |
| Bern | 3 | CHF 584.60 | 8/26 | Agrisano CHF 541.20 | CHF 521 | CHF 374.50 | CHF 146.20 | +2.4% |
| Basel-Landschaft | 1 | CHF 779.90 | 22/23 | ÖKK CHF 650.00 | CHF 1'559 | CHF 534.70 | CHF 176.50 | +3.8% |
| Basel-Landschaft | 2 | CHF 698.10 | 19/23 | ÖKK CHF 606.00 | CHF 1'105 | CHF 441.60 | CHF 158.00 | +3.8% |
| Basel-Stadt | – | CHF 750.00 | 15/23 | SLKK CHF 690.40 | CHF 715 | CHF 545.70 | CHF 187.50 | +3.8% |
| Fribourg | 1 | CHF 615.00 | 8/23 | Atupri CHF 593.30 | CHF 260 | CHF 419.20 | CHF 140.00 | +1.3% |
| Fribourg | 2 | CHF 565.00 | 7/23 | ÖKK CHF 551.00 | CHF 168 | CHF 360.10 | CHF 128.60 | +2.2% |
| Geneva | – | CHF 726.10 | 3/21 | Assura CHF 711.20 | CHF 179 | CHF 514.20 | CHF 211.50 | +1.9% |
| Glarus | – | CHF 590.60 | 22/26 | Agrisano CHF 523.80 | CHF 802 | CHF 383.00 | CHF 135.90 | +6.0% |
| Graubünden | 1 | CHF 626.20 | 20/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 1'212 | CHF 422.10 | CHF 137.80 | +0.6% |
| Graubünden | 2 | CHF 588.70 | 20/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 1'190 | CHF 388.50 | CHF 129.60 | +0.6% |
| Graubünden | 3 | CHF 547.50 | 17/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'160 | CHF 341.40 | CHF 120.50 | +0.6% |
| Jura | – | CHF 740.00 | 17/21 | Atupri CHF 655.80 | CHF 1'010 | CHF 463.70 | CHF 166.50 | +1.6% |
| Lucerne | 1 | CHF 577.70 | 8/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 601 | CHF 378.10 | CHF 137.50 | +3.0% |
| Lucerne | 2 | CHF 537.30 | 7/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 572 | CHF 336.50 | CHF 127.90 | +3.0% |
| Lucerne | 3 | CHF 515.90 | 5/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 567 | CHF 330.90 | CHF 122.80 | +3.0% |
| Neuchâtel | – | CHF 763.90 | 17/21 | Atupri CHF 675.60 | CHF 1'060 | CHF 521.10 | CHF 171.90 | +3.0% |
| Nidwalden | – | CHF 495.00 | 6/26 | Agrisano CHF 461.50 | CHF 402 | CHF 312.30 | CHF 121.30 | +5.0% |
| Obwalden | – | CHF 499.00 | 8/26 | Agrisano CHF 474.00 | CHF 300 | CHF 316.30 | CHF 124.80 | +4.4% |
| St. Gallen | 1 | CHF 599.00 | 14/25 | Agrisano CHF 560.50 | CHF 462 | CHF 391.40 | CHF 140.80 | +3.7% |
| St. Gallen | 2 | CHF 548.70 | 10/25 | Agrisano CHF 509.90 | CHF 466 | CHF 342.00 | CHF 129.00 | +4.3% |
| St. Gallen | 3 | CHF 532.60 | 12/25 | Agrisano CHF 488.00 | CHF 535 | CHF 345.80 | CHF 125.20 | +4.3% |
| Schaffhausen | 1 | CHF 605.00 | 10/23 | Agrisano CHF 568.30 | CHF 440 | CHF 412.00 | CHF 136.10 | +4.7% |
| Schaffhausen | 2 | CHF 568.70 | 9/23 | Agrisano CHF 514.50 | CHF 650 | CHF 389.30 | CHF 127.90 | +5.7% |
| Solothurn | – | CHF 630.00 | 14/25 | Agrisano CHF 582.40 | CHF 571 | CHF 402.10 | CHF 150.00 | +2.7% |
| Schwyz | – | CHF 543.90 | 13/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'070 | CHF 340.60 | CHF 133.30 | +4.5% |
| Thurgau | – | CHF 560.50 | 10/23 | Agrisano CHF 524.60 | CHF 431 | CHF 353.80 | CHF 140.20 | +3.0% |
| Ticino | 1 | CHF 756.50 | 10/21 | Agrisano CHF 713.00 | CHF 522 | CHF 518.60 | CHF 181.10 | +2.2% |
| Ticino | 2 | CHF 711.20 | 12/21 | Agrisano CHF 658.00 | CHF 638 | CHF 479.80 | CHF 170.30 | +2.8% |
| Uri | – | CHF 518.20 | 17/26 | Atupri CHF 463.90 | CHF 652 | CHF 309.60 | CHF 124.40 | +3.0% |
| Vaud | 1 | CHF 720.80 | 11/21 | Galenos CHF 661.40 | CHF 713 | CHF 516.90 | CHF 194.70 | +3.0% |
| Vaud | 2 | CHF 659.60 | 6/21 | Galenos CHF 614.40 | CHF 542 | CHF 448.90 | CHF 178.10 | +4.1% |
| Valais | 1 | CHF 606.60 | 14/24 | Atupri CHF 574.20 | CHF 389 | CHF 420.70 | CHF 142.60 | +3.5% |
| Valais | 2 | CHF 564.20 | 19/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 837 | CHF 366.20 | CHF 132.60 | +4.6% |
| Zug | – | CHF 422.00 | 7/27 | Agrisano CHF 405.30 | CHF 200 | CHF 267.50 | CHF 105.50 | 0.0% |
| Zurich | 1 | CHF 652.00 | 6/27 | SLKK CHF 633.00 | CHF 228 | CHF 453.00 | CHF 163.00 | +3.9% |
| Zurich | 2 | CHF 609.70 | 14/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 631 | CHF 399.70 | CHF 152.50 | +3.9% |
| Zurich | 3 | CHF 572.40 | 15/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 772 | CHF 357.00 | CHF 143.10 | +5.6% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
EGK's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: EGK-Care
- Telemedicine: EGK-TelCare
Frequently asked questions
01Is EGK cheaper in 2027?
In none of the 42 regions where it operates does EGK have the cheapest standard offer. Its lowest standard premium for an adult is CHF 422.00 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see EGK against the other insurers and your possible saving.
02How do I cancel EGK?
By registered letter, which must reach EGK by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does EGK offer?
Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can EGK refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method