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Premiums 2027 · Canton of Appenzell Ausserrhoden

Health insurance premiums 2027 in the canton of Appenzell Ausserrhoden

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Appenzell Ausserrhoden is CHF 501.00 with Agrisano. With an alternative model and the CHF 2'500 deductible it drops to CHF 322.40 (Agrisano – AGRIsmart (telmed)). The dearest standard premium reaches CHF 672.30, that is CHF 2'056 more a year for the same care.

Official 2027 FOPH premiums, published on . Page updated on .

501.00cheapest adult premium a month (CHF), standard, CHF 300 deductible
322.40cheapest across all models (CHF), CHF 2,500 deductible
23health insurers active in the canton
+4.7%average rise of the standard model vs 2026

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Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Appenzell Ausserrhoden is Agrisano at CHF 501.00 a month (CHF 300 deductible), against CHF 479.40 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 433.40. With the CHF 2,500 deductible it falls to CHF 322.40 (Agrisano – AGRIsmart (telmed)). The median standard premium is CHF 555.60. On average, standard-model premiums rise by +4.7% compared with 2026.

Monthly premium in CHF, canton of Appenzell Ausserrhoden, 2027, with accident cover
ProfileStandard, min. deductibleAll models, min. deductibleAll models, max. deductibleDearest standardGap per year
Adults (26+)CHF 501.00CHF 433.40CHF 322.40CHF 672.30CHF 2'056
Young adults (19–25)CHF 359.05CHF 316.30CHF 205.40CHF 520.00CHF 1'931
Children (0–18)CHF 110.20CHF 95.30CHF 65.00CHF 177.80CHF 811

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers

  • Adults (26 and over): Agrisano, CHF 501.00 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 433.40 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 322.40
  • Young adults (19 to 25): Sanitas, CHF 359.05 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 316.30 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 205.40
  • Children (0 to 18): Agrisano, CHF 110.20 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 95.30 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 65.00

For a child, the cheapest standard premium is CHF 110.20 a month (Agrisano, CHF 0 deductible) and CHF 65.00 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities (20): Teufen (AR), Heiden, Gais, Hundwil, Schwellbrunn, Wolfhalden, Herisau, Lutzenberg, Rehetobel, Reute (AR), Urnäsch, Waldstatt, Bühler, Grub (AR) and others. Type your postcode into the comparator to find your region.

The 23 health insurers active in the canton of Appenzell Ausserrhoden

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Appenzell Ausserrhoden in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Agrisano at CHF 501.00 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 322.40 with Agrisano – AGRIsmart (telmed). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Appenzell Ausserrhoden?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Appenzell Ausserrhoden is CHF 110.20 a month with Agrisano, and the dearest CHF 177.80. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Appenzell Ausserrhoden in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Appenzell Ausserrhoden rise by +4.7% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Appenzell Ausserrhoden for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of , processed by PremiMatch on . Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

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