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Premiums 2027 · Canton of Obwalden

Health insurance premiums 2027 in the canton of Obwalden

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Obwalden is CHF 474.00 with Agrisano. With an alternative model and the CHF 2'500 deductible it drops to CHF 299.00 (Concordia – HMO (family doctor)). The dearest standard premium reaches CHF 599.80, that is CHF 1'510 more a year for the same care.

Official 2027 FOPH premiums, published on . Page updated on .

474.00cheapest adult premium a month (CHF), standard, CHF 300 deductible
299.00cheapest across all models (CHF), CHF 2,500 deductible
26health insurers active in the canton
+3.9%average rise of the standard model vs 2026

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Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Obwalden is Agrisano at CHF 474.00 a month (CHF 300 deductible), against CHF 445.10 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 410.00. With the CHF 2,500 deductible it falls to CHF 299.00 (Concordia – HMO (family doctor)). The median standard premium is CHF 519.20. On average, standard-model premiums rise by +3.9% compared with 2026.

Monthly premium in CHF, canton of Obwalden, 2027, with accident cover
ProfileStandard, min. deductibleAll models, min. deductibleAll models, max. deductibleDearest standardGap per year
Adults (26+)CHF 474.00CHF 410.00CHF 299.00CHF 599.80CHF 1'510
Young adults (19–25)CHF 331.45CHF 299.30CHF 188.30CHF 477.20CHF 1'749
Children (0–18)CHF 104.30CHF 90.20CHF 59.90CHF 167.90CHF 763

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers

  • Adults (26 and over): Agrisano, CHF 474.00 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 410.00 · CHF 2'500 deductible: Concordia – HMO (family doctor), CHF 299.00
  • Young adults (19 to 25): Sanitas, CHF 331.45 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 299.30 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 188.30
  • Children (0 to 18): Agrisano, CHF 104.30 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 90.20 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 59.90

For a child, the cheapest standard premium is CHF 104.30 a month (Agrisano, CHF 0 deductible) and CHF 59.90 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities (7): Sarnen, Alpnach, Kerns, Sachseln, Engelberg, Giswil, Lungern. Type your postcode into the comparator to find your region.

The 26 health insurers active in the canton of Obwalden

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Einsiedler Krankenkasse, Galenos, Helsana, KPT, Krankenkasse Luzerner Hinterland, Krankenkasse Steffisburg, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Obwalden in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Agrisano at CHF 474.00 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 299.00 with Concordia – HMO (family doctor). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Obwalden?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Obwalden is CHF 104.30 a month with Agrisano, and the dearest CHF 167.90. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Obwalden in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Obwalden rise by +3.9% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Obwalden for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of , processed by PremiMatch on . Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

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