Health insurance premiums 2027 in the canton of Basel-Stadt
In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Basel-Stadt is CHF 690.40 with SLKK. With an alternative model and the CHF 2'500 deductible it drops to CHF 470.70 (Concordia – HMO (family doctor)). The dearest standard premium reaches CHF 854.70, that is CHF 1'972 more a year for the same care.
Official 2027 FOPH premiums, published on . Page updated on .
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Every municipality of the canton
For an adult with accident cover, the cheapest standard offer in the canton of Basel-Stadt is SLKK at CHF 690.40 a month (CHF 300 deductible), against CHF 686.50 in 2026. Across all models, the cheapest is Concordia – HMO (family doctor) at CHF 599.00. With the CHF 2,500 deductible it falls to CHF 470.70 (Concordia – HMO (family doctor)). The median standard premium is CHF 734.10. On average, standard-model premiums rise by +3.7% compared with 2026.
| Profile | Standard, min. deductible | All models, min. deductible | All models, max. deductible | Dearest standard | Gap per year |
|---|---|---|---|---|---|
| Adults (26+) | CHF 690.40 | CHF 599.00 | CHF 470.70 | CHF 854.70 | CHF 1'972 |
| Young adults (19–25) | CHF 449.50 | CHF 431.50 | CHF 303.20 | CHF 674.00 | CHF 2'694 |
| Children (0–18) | CHF 155.40 | CHF 134.40 | CHF 104.10 | CHF 210.60 | CHF 662 |
Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.
The cheapest offers
- Adults (26 and over): SLKK, CHF 690.40 (standard model, CHF 300 deductible) · all models: Concordia – HMO (family doctor), CHF 599.00 · CHF 2'500 deductible: Concordia – HMO (family doctor), CHF 470.70
- Young adults (19 to 25): Sanitas, CHF 449.50 (standard model, CHF 300 deductible) · all models: Sanitas – Hausarztmodell 1 (family doctor), CHF 431.50 · CHF 2'500 deductible: Sanitas – Hausarztmodell 1 (family doctor), CHF 303.20
- Children (0 to 18): Agrisano, CHF 155.40 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 134.40 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 104.10
For a child, the cheapest standard premium is CHF 155.40 a month (Agrisano, CHF 0 deductible) and CHF 104.10 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).
Municipalities (3): Basel, Riehen, Bettingen. Type your postcode into the comparator to find your region.
The 23 health insurers active in the canton of Basel-Stadt
Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Galenos, Helsana, KPT, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.
All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.
Frequently asked questions
01Which health insurer is the cheapest in the canton of Basel-Stadt in 2027?
For an adult with accident cover, standard model and CHF 300 deductible, it is SLKK at CHF 690.40 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 470.70 with Concordia – HMO (family doctor). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.
02How much does basic insurance cost for a child in the canton of Basel-Stadt?
In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Basel-Stadt is CHF 155.40 a month with Agrisano, and the dearest CHF 210.60. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.
03Are premiums rising in the canton of Basel-Stadt in 2027?
Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Basel-Stadt rise by +3.7% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.
04Until when can you switch insurer in the canton of Basel-Stadt for 2027?
As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.
2027 premiums in the other cantons
- Aargau
- Appenzell Ausserrhoden
- Appenzell Innerrhoden
- Basel-Landschaft
- Bern
- Fribourg
- Geneva
- Glarus
- Graubünden
- Jura
- Lucerne
- Neuchâtel
- Nidwalden
- Obwalden
- Schaffhausen
- Schwyz
- Solothurn
- St. Gallen
- Thurgau
- Ticino
- Uri
- Valais
- Vaud
- Zug
- Zurich
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