Health insurers in 2027: premiums by insurer
32 health insurers offer basic insurance in 2027. Each page shows the insurer's premiums in every canton and region, its rank and its models. The lowest standard premium in Switzerland for an adult is Agrisano's (CHF 405.30 a month, Zug); Agrisano is the cheapest standard insurer in the largest number of regions (16/42).
Official 2027 FOPH premiums, published on . Page updated on .
| Insurer | Cantons | Lowest premium | Highest | Regions where it is the cheapest | Vs 2026 |
|---|---|---|---|---|---|
| Agrisano | 26 | CHF 405.30 Zug | CHF 849.80 Geneva | 16/42 | +4.5% |
| Aquilana | 26 | CHF 451.80 Zug | CHF 800.00 Basel-Stadt | 0/42 | +4.3% |
| Assura | 26 | CHF 442.70 Appenzell Innerrhoden | CHF 764.80 Ticino | 1/42 | +4.6% |
| Atupri | 26 | CHF 451.20 Appenzell Innerrhoden | CHF 749.90 Ticino | 5/42 | +3.6% |
| Avenir | 26 | CHF 437.80 Zug | CHF 826.00 Ticino | 0/42 | +5.2% |
| Cassa da malsauns Lumneziana | 1 | CHF 450.80 Graubünden | CHF 525.20 Graubünden | 3/3 | +5.0% |
| Concordia | 26 | CHF 408.90 Zug | CHF 751.30 Ticino | 0/42 | +2.9% |
| CSS | 26 | CHF 457.00 Zug | CHF 797.00 Ticino | 0/42 | +7.1% |
| EGK | 26 | CHF 422.00 Zug | CHF 779.90 Basel-Landschaft | 0/42 | +3.1% |
| Einsiedler Krankenkasse | 9 | CHF 454.70 Schwyz | CHF 696.50 Zurich | 1/15 | +2.6% |
| Galenos | 26 | CHF 443.80 Zug | CHF 810.60 Jura | 2/42 | +3.1% |
| Glarner Krankenversicherung | 3 | CHF 504.30 Schwyz | CHF 560.70 St. Gallen | 0/5 | -2.6% |
| Helsana | 26 | CHF 411.00 Zug | CHF 785.00 Geneva | 0/42 | +3.5% |
| KPT | 26 | CHF 421.10 Zug | CHF 804.40 Neuchâtel | 0/42 | +2.7% |
| Krankenkasse Birchmeier | 1 | CHF 603.70 Aargau | CHF 603.70 Aargau | 0/1 | +6.5% |
| Krankenkasse Luzerner Hinterland | 10 | CHF 437.60 Zug | CHF 702.40 Bern | 3/16 | +5.5% |
| Krankenkasse Steffisburg | 11 | CHF 490.30 Zug | CHF 694.60 Zurich | 0/16 | +3.2% |
| Krankenkasse Visperterminen | 1 | CHF 494.45 Valais | CHF 494.45 Valais | 1/1 | +5.0% |
| Krankenkasse Wädenswil | 4 | CHF 444.50 Zug | CHF 649.20 Zurich | 2/6 | +3.3% |
| Mutuel Assurance | 26 | CHF 431.40 Zug | CHF 803.30 Ticino | 0/42 | +3.9% |
| ÖKK | 26 | CHF 436.00 Appenzell Innerrhoden | CHF 744.00 Ticino | 5/42 | +2.9% |
| Philos | 26 | CHF 455.60 Zug | CHF 854.70 Basel-Stadt | 0/42 | +5.5% |
| rhenusana | 26 | CHF 496.00 Appenzell Innerrhoden | CHF 915.70 Geneva | 0/42 | +4.4% |
| sana24 | 26 | CHF 451.30 Zug | CHF 800.90 Ticino | 0/42 | +4.8% |
| Sanitas | 26 | CHF 422.40 Zug | CHF 752.20 Ticino | 1/42 | +3.4% |
| SLKK | 21 | CHF 409.50 Zug | CHF 804.00 Basel-Landschaft | 2/34 | +2.8% |
| sodalis | 2 | CHF 504.50 Valais | CHF 698.50 Bern | 0/5 | +5.2% |
| Sumiswalder Krankenkasse | 21 | CHF 421.40 Zug | CHF 787.80 Basel-Stadt | 0/35 | +3.6% |
| SWICA | 26 | CHF 447.60 Zug | CHF 808.90 Ticino | 0/42 | +2.9% |
| Sympany | 26 | CHF 427.00 Zug | CHF 849.00 Ticino | 0/42 | +7.5% |
| Visana | 26 | CHF 441.50 Zug | CHF 858.90 Ticino | 0/42 | +4.7% |
| vita surselva | 26 | CHF 452.00 Graubünden | CHF 848.00 Geneva | 0/42 | +2.5% |
Lowest / highest premium: the insurer's adult standard premium (CHF 300 deductible, with accident cover), depending on the canton and region. Regions count those where the insurer has the cheapest standard offer, among the regions where it operates.
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Frequently asked questions
01How many health insurers are there in Switzerland in 2027?
32 insurers offer basic insurance in 2027 according to the premiums approved by the FOPH, 21 of them in all 26 cantons. The others are regional insurers. All reimburse exactly the same basic benefits.
02How do I choose a health insurer?
For basic insurance, by price: the benefits are set by law. Compare the premiums of your region for your age, your deductible and the model you accept, then check the quality of service (reimbursement times, app, language). For supplementary insurance, compare the benefits, not just the price.
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method
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