Cassa da malsauns Lumneziana's 2027 premiums in every canton
Cassa da malsauns Lumneziana offers basic insurance in 1 canton. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 450.80 (Graubünden, region 3) to CHF 525.20 (Graubünden, region 1). It is the cheapest standard insurer in 3 of 3 premium regions. Compared with 2026, its standard premiums change by +5.0% on average. Models offered: Free choice of doctor, Family doctor or HMO.
Official 2027 FOPH premiums, published on . Page updated on .
60 days left to switch insurer: your cancellation letter must arrive by . Switch insurer in 5 steps
2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Graubünden | 1 | CHF 525.20 | 1/24 | the cheapest | – | CHF 372.20 | CHF 124.80 | +5.0% |
| Graubünden | 2 | CHF 489.50 | 1/24 | the cheapest | – | CHF 342.70 | CHF 116.20 | +5.0% |
| Graubünden | 3 | CHF 450.80 | 1/24 | the cheapest | – | CHF 311.80 | CHF 106.80 | +5.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Cassa da malsauns Lumneziana's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: CASAMED
Frequently asked questions
01Is Cassa da malsauns Lumneziana cheaper in 2027?
Cassa da malsauns Lumneziana is the cheapest standard insurer in 3 of 3 regions. Its lowest standard premium for an adult is CHF 450.80 a month (Graubünden, region 3). The ranking depends on your region, age, deductible and model: type your postcode above to see Cassa da malsauns Lumneziana against the other insurers and your possible saving.
02How do I cancel Cassa da malsauns Lumneziana?
By registered letter, which must reach Cassa da malsauns Lumneziana by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Cassa da malsauns Lumneziana offer?
Free choice of doctor, Family doctor or HMO. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Cassa da malsauns Lumneziana refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method