Concordia's 2027 premiums in every canton
Concordia (CONCORDIA Schweiz. Kranken- und Unfallversicherung AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 408.90 (Zug) to CHF 751.30 (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +2.9% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 584.60 | 10/27 | Agrisano CHF 548.80 | CHF 430 | CHF 371.60 | CHF 138.30 | +4.0% |
| Appenzell Innerrhoden | – | CHF 466.40 | 12/23 | ÖKK CHF 436.00 | CHF 365 | CHF 275.20 | CHF 115.60 | +8.0% |
| Appenzell Ausserrhoden | – | CHF 542.10 | 8/23 | Agrisano CHF 501.00 | CHF 493 | CHF 346.10 | CHF 133.50 | +4.0% |
| Bern | 1 | CHF 709.50 | 18/26 | Sanitas CHF 653.70 | CHF 670 | CHF 471.30 | CHF 161.80 | +1.5% |
| Bern | 2 | CHF 636.00 | 14/26 | ÖKK CHF 590.00 | CHF 552 | CHF 409.20 | CHF 145.10 | +1.5% |
| Bern | 3 | CHF 595.10 | 13/26 | Agrisano CHF 541.20 | CHF 647 | CHF 374.60 | CHF 135.70 | +1.5% |
| Basel-Landschaft | 1 | CHF 699.50 | 11/23 | ÖKK CHF 650.00 | CHF 594 | CHF 476.80 | CHF 167.90 | +2.0% |
| Basel-Landschaft | 2 | CHF 654.70 | 11/23 | ÖKK CHF 606.00 | CHF 584 | CHF 438.10 | CHF 157.20 | +2.0% |
| Basel-Stadt | – | CHF 704.70 | 4/23 | SLKK CHF 690.40 | CHF 172 | CHF 470.70 | CHF 174.60 | +1.0% |
| Fribourg | 1 | CHF 602.60 | 4/23 | Atupri CHF 593.30 | CHF 112 | CHF 393.00 | CHF 143.30 | +1.5% |
| Fribourg | 2 | CHF 561.00 | 5/23 | ÖKK CHF 551.00 | CHF 120 | CHF 357.00 | CHF 133.40 | +0.5% |
| Geneva | – | CHF 745.50 | 6/21 | Assura CHF 711.20 | CHF 412 | CHF 516.60 | CHF 190.00 | +2.0% |
| Glarus | – | CHF 535.00 | 10/26 | Agrisano CHF 523.80 | CHF 134 | CHF 339.90 | CHF 130.50 | +3.5% |
| Graubünden | 1 | CHF 556.20 | 5/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 372 | CHF 347.30 | CHF 134.50 | +3.0% |
| Graubünden | 2 | CHF 536.70 | 8/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 566 | CHF 330.60 | CHF 129.80 | +3.0% |
| Graubünden | 3 | CHF 513.30 | 8/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 750 | CHF 310.60 | CHF 124.20 | +3.0% |
| Jura | – | CHF 705.30 | 12/21 | Atupri CHF 655.80 | CHF 594 | CHF 492.40 | CHF 165.40 | +4.5% |
| Lucerne | 1 | CHF 569.20 | 6/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 499 | CHF 358.40 | CHF 133.10 | +2.2% |
| Lucerne | 2 | CHF 536.10 | 6/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 557 | CHF 330.10 | CHF 125.40 | +2.5% |
| Lucerne | 3 | CHF 521.60 | 7/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 635 | CHF 317.70 | CHF 122.00 | +2.5% |
| Neuchâtel | – | CHF 715.00 | 9/21 | Atupri CHF 675.60 | CHF 473 | CHF 486.60 | CHF 170.50 | +1.0% |
| Nidwalden | – | CHF 514.60 | 15/26 | Agrisano CHF 461.50 | CHF 637 | CHF 319.50 | CHF 122.30 | +5.0% |
| Obwalden | – | CHF 491.10 | 2/26 | Agrisano CHF 474.00 | CHF 205 | CHF 299.00 | CHF 120.40 | +3.0% |
| St. Gallen | 1 | CHF 586.20 | 7/25 | Agrisano CHF 560.50 | CHF 308 | CHF 373.00 | CHF 135.90 | +3.0% |
| St. Gallen | 2 | CHF 546.60 | 7/25 | Agrisano CHF 509.90 | CHF 440 | CHF 339.10 | CHF 126.70 | +2.5% |
| St. Gallen | 3 | CHF 528.60 | 10/25 | Agrisano CHF 488.00 | CHF 487 | CHF 323.70 | CHF 122.50 | +2.5% |
| Schaffhausen | 1 | CHF 600.30 | 7/23 | Agrisano CHF 568.30 | CHF 384 | CHF 394.00 | CHF 140.90 | +4.0% |
| Schaffhausen | 2 | CHF 561.20 | 8/23 | Agrisano CHF 514.50 | CHF 560 | CHF 360.00 | CHF 131.80 | +4.0% |
| Solothurn | – | CHF 624.10 | 12/25 | Agrisano CHF 582.40 | CHF 500 | CHF 399.10 | CHF 144.70 | +4.0% |
| Schwyz | – | CHF 519.80 | 7/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 781 | CHF 316.20 | CHF 119.60 | +2.0% |
| Thurgau | – | CHF 550.50 | 7/23 | Agrisano CHF 524.60 | CHF 311 | CHF 339.70 | CHF 131.70 | +2.0% |
| Ticino | 1 | CHF 751.30 | 7/21 | Agrisano CHF 713.00 | CHF 460 | CHF 506.60 | CHF 172.80 | +3.5% |
| Ticino | 2 | CHF 700.10 | 8/21 | Agrisano CHF 658.00 | CHF 505 | CHF 463.30 | CHF 161.10 | +3.5% |
| Uri | – | CHF 520.50 | 18/26 | Atupri CHF 463.90 | CHF 679 | CHF 314.20 | CHF 123.30 | +5.0% |
| Vaud | 1 | CHF 703.50 | 7/21 | Galenos CHF 661.40 | CHF 505 | CHF 480.30 | CHF 178.50 | +2.0% |
| Vaud | 2 | CHF 667.80 | 8/21 | Galenos CHF 614.40 | CHF 641 | CHF 449.40 | CHF 169.40 | +2.0% |
| Valais | 1 | CHF 590.00 | 5/24 | Atupri CHF 574.20 | CHF 190 | CHF 382.10 | CHF 135.70 | +2.5% |
| Valais | 2 | CHF 532.70 | 11/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 459 | CHF 332.50 | CHF 122.60 | +2.2% |
| Zug | – | CHF 408.90 | 2/27 | Agrisano CHF 405.30 | CHF 43 | CHF 227.50 | CHF 100.40 | +6.0% |
| Zurich | 1 | CHF 652.10 | 7/27 | SLKK CHF 633.00 | CHF 229 | CHF 429.30 | CHF 160.80 | +2.5% |
| Zurich | 2 | CHF 590.10 | 9/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 396 | CHF 376.30 | CHF 145.50 | +2.5% |
| Zurich | 3 | CHF 555.50 | 13/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 569 | CHF 346.70 | CHF 137.00 | +3.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Concordia's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Family doctor or HMO: MyDoc, HMO
- Telemedicine: smartDoc
Frequently asked questions
01Is Concordia cheaper in 2027?
In none of the 42 regions where it operates does Concordia have the cheapest standard offer. Its lowest standard premium for an adult is CHF 408.90 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Concordia against the other insurers and your possible saving.
02How do I cancel Concordia?
By registered letter, which must reach Concordia by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Concordia offer?
Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Concordia refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method