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Premiums 2027 · Canton of Nidwalden

Health insurance premiums 2027 in the canton of Nidwalden

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Nidwalden is CHF 461.50 with Agrisano. With an alternative model and the CHF 2'500 deductible it drops to CHF 286.75 (Sanitas – TelMed Basic). The dearest standard premium reaches CHF 607.30, that is CHF 1'750 more a year for the same care.

Official 2027 FOPH premiums, published on . Page updated on .

461.50cheapest adult premium a month (CHF), standard, CHF 300 deductible
286.75cheapest across all models (CHF), CHF 2,500 deductible
26health insurers active in the canton
+4.2%average rise of the standard model vs 2026

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Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Nidwalden is Agrisano at CHF 461.50 a month (CHF 300 deductible), against CHF 448.10 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 399.20. With the CHF 2,500 deductible it falls to CHF 286.75 (Sanitas – TelMed Basic). The median standard premium is CHF 514.30. On average, standard-model premiums rise by +4.2% compared with 2026.

Monthly premium in CHF, canton of Nidwalden, 2027, with accident cover
ProfileStandard, min. deductibleAll models, min. deductibleAll models, max. deductibleDearest standardGap per year
Adults (26+)CHF 461.50CHF 399.20CHF 286.75CHF 607.30CHF 1'750
Young adults (19–25)CHF 323.35CHF 291.40CHF 180.40CHF 438.60CHF 1'383
Children (0–18)CHF 101.50CHF 87.80CHF 57.50CHF 150.50CHF 588

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

The cheapest offers

  • Adults (26 and over): Agrisano, CHF 461.50 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 399.20 · CHF 2'500 deductible: Sanitas – TelMed Basic, CHF 286.75
  • Young adults (19 to 25): Sanitas, CHF 323.35 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 291.40 · CHF 2'500 deductible: Agrisano – AGRIsmart (telmed), CHF 180.40
  • Children (0 to 18): Agrisano, CHF 101.50 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 87.80 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 57.50

For a child, the cheapest standard premium is CHF 101.50 a month (Agrisano, CHF 0 deductible) and CHF 57.50 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities (11): Wolfenschiessen, Oberdorf (NW), Stansstad, Ennetbürgen, Dallenwil, Ennetmoos, Hergiswil (NW), Stans, Beckenried, Emmetten, Buochs. Type your postcode into the comparator to find your region.

The 26 health insurers active in the canton of Nidwalden

Agrisano, Aquilana, Assura, Atupri, Avenir, Concordia, CSS, EGK, Einsiedler Krankenkasse, Galenos, Helsana, KPT, Krankenkasse Luzerner Hinterland, Krankenkasse Steffisburg, Mutuel Assurance, ÖKK, Philos, rhenusana, sana24, Sanitas, SLKK, Sumiswalder Krankenkasse, SWICA, Sympany, Visana, vita surselva.

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

Frequently asked questions

01Which health insurer is the cheapest in the canton of Nidwalden in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Agrisano at CHF 461.50 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 286.75 with Sanitas – TelMed Basic. The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

02How much does basic insurance cost for a child in the canton of Nidwalden?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Nidwalden is CHF 101.50 a month with Agrisano, and the dearest CHF 150.50. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

03Are premiums rising in the canton of Nidwalden in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Nidwalden rise by +4.2% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

04Until when can you switch insurer in the canton of Nidwalden for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See switch insurer in 5 steps.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, opendata.swiss dataset of , processed by PremiMatch on . Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on priminfo.admin.ch.

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