Sympany's 2027 premiums in every canton
Sympany (Vivao Sympany AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 427.00 (Zug) to CHF 849.00 (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +7.5% on average. Models offered: Free choice of doctor, Combined model, Family doctor or HMO, Telemedicine.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 615.00 | 21/27 | Agrisano CHF 548.80 | CHF 794 | CHF 419.10 | CHF 181.50 | +8.7% |
| Appenzell Innerrhoden | – | CHF 478.00 | 14/23 | ÖKK CHF 436.00 | CHF 504 | CHF 282.80 | CHF 141.10 | +14.1% |
| Appenzell Ausserrhoden | – | CHF 549.00 | 11/23 | Agrisano CHF 501.00 | CHF 576 | CHF 349.30 | CHF 162.00 | +4.0% |
| Bern | 1 | CHF 662.00 | 2/26 | Sanitas CHF 653.70 | CHF 100 | CHF 444.30 | CHF 182.10 | +4.9% |
| Bern | 2 | CHF 682.00 | 24/26 | ÖKK CHF 590.00 | CHF 1'104 | CHF 461.60 | CHF 187.60 | +12.4% |
| Bern | 3 | CHF 614.00 | 24/26 | Agrisano CHF 541.20 | CHF 874 | CHF 412.00 | CHF 168.90 | +5.3% |
| Basel-Landschaft | 1 | CHF 688.00 | 6/23 | ÖKK CHF 650.00 | CHF 456 | CHF 473.70 | CHF 203.00 | +5.2% |
| Basel-Landschaft | 2 | CHF 727.00 | 21/23 | ÖKK CHF 606.00 | CHF 1'452 | CHF 496.90 | CHF 214.50 | +5.2% |
| Basel-Stadt | – | CHF 706.00 | 6/23 | SLKK CHF 690.40 | CHF 187 | CHF 485.90 | CHF 208.30 | +4.3% |
| Fribourg | 1 | CHF 613.00 | 7/23 | Atupri CHF 593.30 | CHF 236 | CHF 395.80 | CHF 180.90 | +4.6% |
| Fribourg | 2 | CHF 567.00 | 10/23 | ÖKK CHF 551.00 | CHF 192 | CHF 365.00 | CHF 167.30 | +2.5% |
| Geneva | – | CHF 724.00 | 2/21 | Assura CHF 711.20 | CHF 154 | CHF 508.80 | CHF 213.60 | +3.4% |
| Glarus | – | CHF 636.00 | 26/26 | Agrisano CHF 523.80 | CHF 1'346 | CHF 425.00 | CHF 187.70 | +16.5% |
| Graubünden | 1 | CHF 600.00 | 15/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 898 | CHF 393.70 | CHF 177.00 | +3.1% |
| Graubünden | 2 | CHF 580.00 | 17/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 1'086 | CHF 376.30 | CHF 171.10 | +7.6% |
| Graubünden | 3 | CHF 542.00 | 16/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'094 | CHF 343.30 | CHF 159.90 | +9.9% |
| Jura | – | CHF 687.00 | 5/21 | Atupri CHF 655.80 | CHF 374 | CHF 469.40 | CHF 202.70 | +4.2% |
| Lucerne | 1 | CHF 562.00 | 4/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 412 | CHF 360.70 | CHF 165.80 | +5.0% |
| Lucerne | 2 | CHF 551.00 | 15/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 736 | CHF 348.30 | CHF 162.60 | +7.0% |
| Lucerne | 3 | CHF 536.00 | 13/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 808 | CHF 343.40 | CHF 158.20 | +9.4% |
| Neuchâtel | – | CHF 835.00 | 21/21 | Atupri CHF 675.60 | CHF 1'913 | CHF 598.20 | CHF 246.40 | +5.2% |
| Nidwalden | – | CHF 510.00 | 11/26 | Agrisano CHF 461.50 | CHF 582 | CHF 323.10 | CHF 150.50 | +9.9% |
| Obwalden | – | CHF 569.00 | 24/26 | Agrisano CHF 474.00 | CHF 1'140 | CHF 363.90 | CHF 167.90 | +14.0% |
| St. Gallen | 1 | CHF 598.00 | 12/25 | Agrisano CHF 560.50 | CHF 450 | CHF 386.00 | CHF 176.50 | +6.6% |
| St. Gallen | 2 | CHF 610.00 | 22/25 | Agrisano CHF 509.90 | CHF 1'201 | CHF 393.30 | CHF 180.00 | +8.7% |
| St. Gallen | 3 | CHF 574.00 | 22/25 | Agrisano CHF 488.00 | CHF 1'032 | CHF 362.50 | CHF 169.40 | +9.3% |
| Schaffhausen | 1 | CHF 631.00 | 15/23 | Agrisano CHF 568.30 | CHF 752 | CHF 427.00 | CHF 186.20 | +9.7% |
| Schaffhausen | 2 | CHF 625.00 | 21/23 | Agrisano CHF 514.50 | CHF 1'326 | CHF 421.70 | CHF 184.40 | +10.4% |
| Solothurn | – | CHF 654.00 | 20/25 | Agrisano CHF 582.40 | CHF 859 | CHF 437.40 | CHF 193.00 | +6.5% |
| Schwyz | – | CHF 546.00 | 15/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'096 | CHF 346.70 | CHF 161.10 | +5.8% |
| Thurgau | – | CHF 610.00 | 20/23 | Agrisano CHF 524.60 | CHF 1'025 | CHF 405.50 | CHF 180.00 | +13.4% |
| Ticino | 1 | CHF 849.00 | 20/21 | Agrisano CHF 713.00 | CHF 1'632 | CHF 610.30 | CHF 250.50 | +12.0% |
| Ticino | 2 | CHF 756.00 | 16/21 | Agrisano CHF 658.00 | CHF 1'176 | CHF 529.40 | CHF 223.10 | +6.0% |
| Uri | – | CHF 492.00 | 10/26 | Atupri CHF 463.90 | CHF 337 | CHF 307.10 | CHF 145.20 | +8.6% |
| Vaud | 1 | CHF 691.00 | 4/21 | Galenos CHF 661.40 | CHF 355 | CHF 462.50 | CHF 203.90 | +1.3% |
| Vaud | 2 | CHF 667.00 | 7/21 | Galenos CHF 614.40 | CHF 631 | CHF 438.70 | CHF 196.80 | +0.5% |
| Valais | 1 | CHF 603.00 | 13/24 | Atupri CHF 574.20 | CHF 346 | CHF 393.30 | CHF 177.90 | +3.4% |
| Valais | 2 | CHF 562.00 | 18/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 811 | CHF 357.80 | CHF 165.80 | +12.0% |
| Zug | – | CHF 427.00 | 9/27 | Agrisano CHF 405.30 | CHF 260 | CHF 247.50 | CHF 126.00 | +8.9% |
| Zurich | 1 | CHF 655.00 | 8/27 | SLKK CHF 633.00 | CHF 264 | CHF 428.50 | CHF 193.30 | +5.5% |
| Zurich | 2 | CHF 648.00 | 23/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 1'091 | CHF 432.20 | CHF 191.20 | +10.6% |
| Zurich | 3 | CHF 616.00 | 23/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'295 | CHF 413.80 | CHF 181.80 | +9.0% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Sympany's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Combined model: flexhelp24, casamed pharm
- Family doctor or HMO: casamed hausarzt, casamed hmo
- Telemedicine: callmed 24
Frequently asked questions
01Is Sympany cheaper in 2027?
In none of the 42 regions where it operates does Sympany have the cheapest standard offer. Its lowest standard premium for an adult is CHF 427.00 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Sympany against the other insurers and your possible saving.
02How do I cancel Sympany?
By registered letter, which must reach Sympany by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Sympany offer?
Free choice of doctor, Combined model, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Sympany refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Visana
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method