Visana's 2027 premiums in every canton
Visana offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from CHF 441.50 (Zug) to CHF 858.90 (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +4.7% on average. Models offered: Free choice of doctor, Combined model, Telemedicine, Family doctor or HMO.
Official 2027 FOPH premiums, published on . Page updated on .
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2027 premiums by canton and region
| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
|---|---|---|---|---|---|---|---|---|
| Aargau | – | CHF 628.30 | 25/27 | Agrisano CHF 548.80 | CHF 954 | CHF 399.50 | CHF 151.10 | +4.3% |
| Appenzell Innerrhoden | – | CHF 493.90 | 17/23 | ÖKK CHF 436.00 | CHF 695 | CHF 296.50 | CHF 118.80 | +3.8% |
| Appenzell Ausserrhoden | – | CHF 605.90 | 18/23 | Agrisano CHF 501.00 | CHF 1'259 | CHF 392.80 | CHF 145.70 | +7.8% |
| Bern | 1 | CHF 691.10 | 9/26 | Sanitas CHF 653.70 | CHF 449 | CHF 446.40 | CHF 166.20 | +3.9% |
| Bern | 2 | CHF 610.50 | 5/26 | ÖKK CHF 590.00 | CHF 246 | CHF 396.10 | CHF 146.80 | +3.9% |
| Bern | 3 | CHF 563.80 | 5/26 | Agrisano CHF 541.20 | CHF 271 | CHF 366.20 | CHF 135.60 | +3.9% |
| Basel-Landschaft | 1 | CHF 733.70 | 18/23 | ÖKK CHF 650.00 | CHF 1'004 | CHF 491.70 | CHF 176.40 | +5.9% |
| Basel-Landschaft | 2 | CHF 642.50 | 6/23 | ÖKK CHF 606.00 | CHF 438 | CHF 437.10 | CHF 154.50 | +5.9% |
| Basel-Stadt | – | CHF 794.40 | 20/23 | SLKK CHF 690.40 | CHF 1'248 | CHF 547.00 | CHF 191.00 | +7.1% |
| Fribourg | 1 | CHF 629.80 | 12/23 | Atupri CHF 593.30 | CHF 438 | CHF 419.60 | CHF 151.50 | +6.4% |
| Fribourg | 2 | CHF 566.90 | 9/23 | ÖKK CHF 551.00 | CHF 191 | CHF 370.60 | CHF 136.40 | +6.4% |
| Geneva | – | CHF 839.90 | 18/21 | Assura CHF 711.20 | CHF 1'544 | CHF 577.20 | CHF 201.90 | +2.5% |
| Glarus | – | CHF 556.70 | 15/26 | Agrisano CHF 523.80 | CHF 395 | CHF 356.00 | CHF 133.90 | +5.8% |
| Graubünden | 1 | CHF 634.10 | 22/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 1'307 | CHF 404.40 | CHF 152.50 | +3.5% |
| Graubünden | 2 | CHF 596.80 | 21/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 1'288 | CHF 373.00 | CHF 143.50 | +3.5% |
| Graubünden | 3 | CHF 549.40 | 19/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'183 | CHF 333.20 | CHF 132.20 | +3.5% |
| Jura | – | CHF 701.40 | 10/21 | Atupri CHF 655.80 | CHF 547 | CHF 481.90 | CHF 168.60 | +6.7% |
| Lucerne | 1 | CHF 662.30 | 24/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 1'616 | CHF 439.30 | CHF 159.30 | +7.2% |
| Lucerne | 2 | CHF 601.20 | 23/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 1'339 | CHF 391.80 | CHF 144.60 | +7.2% |
| Lucerne | 3 | CHF 601.20 | 24/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 1'591 | CHF 391.80 | CHF 144.60 | +7.2% |
| Neuchâtel | – | CHF 706.20 | 6/21 | Atupri CHF 675.60 | CHF 367 | CHF 470.60 | CHF 169.80 | +1.9% |
| Nidwalden | – | CHF 520.30 | 18/26 | Agrisano CHF 461.50 | CHF 706 | CHF 302.50 | CHF 125.20 | +2.4% |
| Obwalden | – | CHF 519.20 | 14/26 | Agrisano CHF 474.00 | CHF 542 | CHF 311.50 | CHF 124.90 | +3.6% |
| St. Gallen | 1 | CHF 685.50 | 24/25 | Agrisano CHF 560.50 | CHF 1'500 | CHF 453.70 | CHF 164.80 | +7.5% |
| St. Gallen | 2 | CHF 651.40 | 24/25 | Agrisano CHF 509.90 | CHF 1'698 | CHF 424.80 | CHF 156.60 | +7.5% |
| St. Gallen | 3 | CHF 638.90 | 24/25 | Agrisano CHF 488.00 | CHF 1'811 | CHF 414.80 | CHF 153.60 | +7.5% |
| Schaffhausen | 1 | CHF 636.50 | 17/23 | Agrisano CHF 568.30 | CHF 818 | CHF 412.80 | CHF 153.10 | +5.5% |
| Schaffhausen | 2 | CHF 578.60 | 12/23 | Agrisano CHF 514.50 | CHF 769 | CHF 363.50 | CHF 139.20 | +5.5% |
| Solothurn | – | CHF 619.40 | 9/25 | Agrisano CHF 582.40 | CHF 444 | CHF 406.90 | CHF 149.00 | +4.8% |
| Schwyz | – | CHF 617.30 | 28/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'951 | CHF 365.60 | CHF 148.50 | +5.4% |
| Thurgau | – | CHF 600.40 | 18/23 | Agrisano CHF 524.60 | CHF 910 | CHF 400.10 | CHF 144.40 | +4.7% |
| Ticino | 1 | CHF 858.90 | 21/21 | Agrisano CHF 713.00 | CHF 1'751 | CHF 588.10 | CHF 206.40 | +4.8% |
| Ticino | 2 | CHF 806.10 | 21/21 | Agrisano CHF 658.00 | CHF 1'777 | CHF 581.10 | CHF 193.80 | +4.8% |
| Uri | – | CHF 516.50 | 15/26 | Atupri CHF 463.90 | CHF 631 | CHF 300.40 | CHF 124.30 | +4.3% |
| Vaud | 1 | CHF 729.10 | 15/21 | Galenos CHF 661.40 | CHF 812 | CHF 476.90 | CHF 175.30 | 0.0% |
| Vaud | 2 | CHF 699.80 | 18/21 | Galenos CHF 614.40 | CHF 1'025 | CHF 452.60 | CHF 168.30 | 0.0% |
| Valais | 1 | CHF 652.90 | 24/24 | Atupri CHF 574.20 | CHF 944 | CHF 394.10 | CHF 157.00 | +1.5% |
| Valais | 2 | CHF 606.50 | 24/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 1'345 | CHF 381.20 | CHF 145.90 | +1.5% |
| Zug | – | CHF 441.50 | 13/27 | Agrisano CHF 405.30 | CHF 434 | CHF 238.20 | CHF 106.30 | +6.3% |
| Zurich | 1 | CHF 733.90 | 26/27 | SLKK CHF 633.00 | CHF 1'211 | CHF 458.90 | CHF 176.40 | +3.6% |
| Zurich | 2 | CHF 633.80 | 20/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 920 | CHF 385.10 | CHF 152.40 | +3.6% |
| Zurich | 3 | CHF 591.70 | 18/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'003 | CHF 351.00 | CHF 142.30 | +3.6% |
Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.
Visana's insurance models
For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.
- Free choice of doctor
- Combined model: Combi Care
- Telemedicine: Med Call, Tel Care, Tel Doc
- Family doctor or HMO: Managed Care, Med Direct, HMO plus, VIVA - Gesundheitsplan
Frequently asked questions
01Is Visana cheaper in 2027?
In none of the 42 regions where it operates does Visana have the cheapest standard offer. Its lowest standard premium for an adult is CHF 441.50 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Visana against the other insurers and your possible saving.
02How do I cancel Visana?
By registered letter, which must reach Visana by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. The 5 steps and the letter template.
03Which insurance models does Visana offer?
Free choice of doctor, Combined model, Telemedicine, Family doctor or HMO. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.
04Can Visana refuse to insure me?
No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.
The other health insurers in 2027
- Agrisano
- Aquilana
- Assura
- Atupri
- Avenir
- Cassa da malsauns Lumneziana
- Concordia
- CSS
- EGK
- Einsiedler Krankenkasse
- Galenos
- Glarner Krankenversicherung
- Helsana
- KPT
- Krankenkasse Birchmeier
- Krankenkasse Luzerner Hinterland
- Krankenkasse Steffisburg
- Krankenkasse Visperterminen
- Krankenkasse Wädenswil
- Mutuel Assurance
- ÖKK
- Philos
- rhenusana
- sana24
- Sanitas
- SLKK
- sodalis
- Sumiswalder Krankenkasse
- SWICA
- Sympany
- vita surselva
Comparison of the 26 cantons · Understand Swiss health insurance · Switch insurer · About and method