# Health insurance premiums 2027 in Lugano: a gap of 1'751.- a year between the insurers

> 2027 basic health insurance (KVG/LAMal) premiums in Lugano: from 713.00.- to 858.90.- a month for an adult (standard model, 300.- deductible, with accident cover), a gap of 1'751.- a year between the cheapest and the most expensive insurer. Official FOPH data.

https://premimatch.ch/en/premiums/ticino/lugano/ · 2026-10-04 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/premiums/ticino/lugano.md

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Premiums 2027 · Canton of Ticino

# Health insurance premiums 2027 in Lugano

In Lugano, for an adult, the gap between the most expensive and the cheapest insurer is **1'751.-** a year. The cheapest is Agrisano at 713.00.- a month, the most expensive Visana at 858.90.- (standard model, 300.- deductible, with accident cover, premium region 1).

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 04.10.2026.

**57 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## The 21 insurers of premium region 1, from the cheapest to the most expensive

**Monthly premium, standard model, in Lugano, 2027, adult with accident cover, 300.- deductible**

| # | Insurer | Premium a month | Gap per year to the cheapest |
| --- | --- | --- | --- |
| 1 | Agrisano | 713.00.- | – |
| 2 | Galenos | 726.60.- | + 163.- |
| 3 | Aquilana | 732.50.- | + 234.- |
| 4 | ÖKK | 744.00.- | + 372.- |
| 5 | vita surselva | 749.00.- | + 432.- |
| 6 | Atupri | 749.90.- | + 443.- |
| 7 | Concordia | 751.30.- | + 460.- |
| 8 | Sanitas | 752.20.- | + 470.- |
| 9 | Helsana | 756.00.- | + 516.- |
| 10 | EGK | 756.50.- | + 522.- |
| 11 | KPT | 764.00.- | + 612.- |
| 12 | Assura | 764.80.- | + 622.- |
| 13 | rhenusana | 792.10.- | + 949.- |
| 14 | CSS | 797.00.- | + 1'008.- |
| 15 | sana24 | 800.90.- | + 1'055.- |
| 16 | Philos | 803.10.- | + 1'081.- |
| 17 | Mutuel Assurance | 803.30.- | + 1'084.- |
| 18 | SWICA | 808.90.- | + 1'151.- |
| 19 | Avenir | 826.00.- | + 1'356.- |
| 20 | Sympany | 849.00.- | + 1'632.- |
| 21 | Visana | 858.90.- | + 1'751.- |

Adult (26 and over), accident cover, 300.- deductible, standard model (free choice of doctor). Other models, deductibles and ages: the comparator works them out for your profile.

Lugano is in premium region 1 of the canton of Ticino: the premiums are the same as in every municipality of that region.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 04.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other large municipalities of the canton of Ticino

- [Bellinzona](https://premimatch.ch/en/premiums/ticino/bellinzona/)
- [Faido](https://premimatch.ch/en/premiums/ticino/faido/)
- [Capriasca](https://premimatch.ch/en/premiums/ticino/capriasca/)
- [Gambarogno](https://premimatch.ch/en/premiums/ticino/gambarogno/)
- [Mendrisio](https://premimatch.ch/en/premiums/ticino/mendrisio/)
- [Acquarossa](https://premimatch.ch/en/premiums/ticino/acquarossa/)
- [Locarno](https://premimatch.ch/en/premiums/ticino/locarno/)
- [Onsernone](https://premimatch.ch/en/premiums/ticino/onsernone/)
- [Lema](https://premimatch.ch/en/premiums/ticino/lema/)
- [Maggia](https://premimatch.ch/en/premiums/ticino/maggia/)
- [Castel San Pietro](https://premimatch.ch/en/premiums/ticino/castel-san-pietro/)
- [Centovalli](https://premimatch.ch/en/premiums/ticino/centovalli/)
- [Blenio](https://premimatch.ch/en/premiums/ticino/blenio/)
- [Lavizzara](https://premimatch.ch/en/premiums/ticino/lavizzara/)

[Premiums across the canton of Ticino](https://premimatch.ch/en/premiums/ticino/)

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