# Health insurance premiums 2027 – Canton of Neuchâtel: the cheapest insurers

> 2027 basic health insurance (KVG/LAMal) premiums in the canton of Neuchâtel: cheapest adult premium from CHF 675.60 a month (Atupri), children, young adults, 21 insurers, average rise +3.3%. Official FOPH data.

https://premimatch.ch/en/premiums/neuchatel/ · 2026-10-01 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/premiums/neuchatel.md

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Premiums 2027 · Canton of Neuchâtel

# Health insurance premiums 2027 in the canton of Neuchâtel

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Neuchâtel is **CHF 675.60** with Atupri. With an alternative model and the CHF 2'500 deductible it drops to **CHF 465.40** (Sanitas – TelMed Basic). The dearest standard premium reaches CHF 835.00, that is **CHF 1'913 more a year** for the same care.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

- **675.60** cheapest adult premium a month (CHF), standard, CHF 300 deductible
- **465.40** cheapest across all models (CHF), CHF 2,500 deductible
- **21** health insurers active in the canton
- **+3.3%** average rise of the standard model vs 2026

**60 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Neuchâtel is **Atupri at CHF 675.60 a month** (CHF 300 deductible), against CHF 655.90 in 2026. Across all models, the cheapest is Agrisano – AGRIsmart (telmed) at CHF 583.40. With the CHF 2,500 deductible it falls to CHF 465.40 (Sanitas – TelMed Basic). The median standard premium is CHF 730.20. On average, standard-model premiums rise by +3.3% compared with 2026.

**Monthly premium in CHF, canton of Neuchâtel, 2027, with accident cover**

| Profile | Standard, min. deductible | All models, min. deductible | All models, max. deductible | Dearest standard | Gap per year |
| --- | --- | --- | --- | --- | --- |
| Adults (26+) | CHF 675.60 | CHF 583.40 | CHF 465.40 | CHF 835.00 | CHF 1'913 |
| Young adults (19–25) | CHF 447.05 | CHF 425.90 | CHF 300.85 | CHF 651.30 | CHF 2'451 |
| Children (0–18) | CHF 155.60 | CHF 128.40 | CHF 99.50 | CHF 246.40 | CHF 1'090 |

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

### The cheapest offers

- **Adults (26 and over)**: Atupri, CHF 675.60 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 583.40 · CHF 2'500 deductible: Sanitas – TelMed Basic, CHF 465.40
- **Young adults (19 to 25)**: Sanitas, CHF 447.05 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 425.90 · CHF 2'500 deductible: Sanitas – Médecin de famille 1 (family doctor), CHF 300.85
- **Children (0 to 18)**: Agrisano, CHF 155.60 (standard model, CHF 0 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 128.40 · CHF 600 deductible: Agrisano – AGRIsmart (telmed), CHF 99.50

For a child, the cheapest standard premium is CHF 155.60 a month (Agrisano, CHF 0 deductible) and CHF 99.50 with the CHF 600 deductible (Agrisano – AGRIsmart (telmed)).

Municipalities (24): Val-de-Ruz, Val-de-Travers, Rochefort, Boudry, La Grande Béroche, Laténa, Neuchâtel, Milvignes, La Brévine, La Chaux-de-Fonds, Les Ponts-de-Martel, Le Cerneux-Péquignot, Le Landeron, Le Locle and others. Type your postcode into the comparator to find your region.

## The 21 health insurers active in the canton of Neuchâtel

[Agrisano](https://premimatch.ch/en/insurers/agrisano/), [Aquilana](https://premimatch.ch/en/insurers/aquilana/), [Assura](https://premimatch.ch/en/insurers/assura/), [Atupri](https://premimatch.ch/en/insurers/atupri/), [Avenir](https://premimatch.ch/en/insurers/avenir/), [Concordia](https://premimatch.ch/en/insurers/concordia/), [CSS](https://premimatch.ch/en/insurers/css/), [EGK](https://premimatch.ch/en/insurers/egk/), [Galenos](https://premimatch.ch/en/insurers/galenos/), [Helsana](https://premimatch.ch/en/insurers/helsana/), [KPT](https://premimatch.ch/en/insurers/kpt/), [Mutuel Assurance](https://premimatch.ch/en/insurers/mutuel-assurance/), [ÖKK](https://premimatch.ch/en/insurers/oekk/), [Philos](https://premimatch.ch/en/insurers/philos/), [rhenusana](https://premimatch.ch/en/insurers/rhenusana/), [sana24](https://premimatch.ch/en/insurers/sana24/), [Sanitas](https://premimatch.ch/en/insurers/sanitas/), [SWICA](https://premimatch.ch/en/insurers/swica/), [Sympany](https://premimatch.ch/en/insurers/sympany/), [Visana](https://premimatch.ch/en/insurers/visana/), [vita surselva](https://premimatch.ch/en/insurers/vita-surselva/).

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

## Frequently asked questions

### 1. Which health insurer is the cheapest in the canton of Neuchâtel in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is Atupri at CHF 675.60 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 465.40 with Sanitas – TelMed Basic. The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

### 2. How much does basic insurance cost for a child in the canton of Neuchâtel?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Neuchâtel is CHF 155.60 a month with Agrisano, and the dearest CHF 246.40. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

### 3. Are premiums rising in the canton of Neuchâtel in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Neuchâtel rise by +3.3% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

### 4. Until when can you switch insurer in the canton of Neuchâtel for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See [switch insurer in 5 steps](https://premimatch.ch/en/changer/).

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## 2027 premiums in the other cantons

- [Aargau](https://premimatch.ch/en/premiums/aargau/)
- [Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/)
- [Appenzell Innerrhoden](https://premimatch.ch/en/premiums/appenzell-innerrhoden/)
- [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/)
- [Basel-Stadt](https://premimatch.ch/en/premiums/basel-stadt/)
- [Bern](https://premimatch.ch/en/premiums/bern/)
- [Fribourg](https://premimatch.ch/en/premiums/fribourg/)
- [Geneva](https://premimatch.ch/en/premiums/geneva/)
- [Glarus](https://premimatch.ch/en/premiums/glarus/)
- [Graubünden](https://premimatch.ch/en/premiums/graubunden/)
- [Jura](https://premimatch.ch/en/premiums/jura/)
- [Lucerne](https://premimatch.ch/en/premiums/lucerne/)
- [Nidwalden](https://premimatch.ch/en/premiums/nidwalden/)
- [Obwalden](https://premimatch.ch/en/premiums/obwalden/)
- [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/)
- [Schwyz](https://premimatch.ch/en/premiums/schwyz/)
- [Solothurn](https://premimatch.ch/en/premiums/solothurn/)
- [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/)
- [Thurgau](https://premimatch.ch/en/premiums/thurgau/)
- [Ticino](https://premimatch.ch/en/premiums/ticino/)
- [Uri](https://premimatch.ch/en/premiums/uri/)
- [Valais](https://premimatch.ch/en/premiums/valais/)
- [Vaud](https://premimatch.ch/en/premiums/vaud/)
- [Zug](https://premimatch.ch/en/premiums/zug/)
- [Zurich](https://premimatch.ch/en/premiums/zurich/)

[Comparison of the 26 cantons](https://premimatch.ch/en/premiums/) · [All health insurers](https://premimatch.ch/en/insurers/) · [Understand Swiss health insurance](https://premimatch.ch/en/guide/) · [Switch insurer](https://premimatch.ch/en/changer/) · [About and method](https://premimatch.ch/en/about/)

[Compare my 2027 premiums](https://premimatch.ch/en/)