# Health insurance premiums 2027 in Luzern: a gap of 1'795.- a year between the insurers

> 2027 basic health insurance (KVG/LAMal) premiums in Luzern: from 527.65.- to 677.20.- a month for an adult (standard model, 300.- deductible, with accident cover), a gap of 1'795.- a year between the cheapest and the most expensive insurer. Official FOPH data.

https://premimatch.ch/en/premiums/lucerne/luzern/ · 2026-10-04 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/premiums/lucerne/luzern.md

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Premiums 2027 · Canton of Lucerne

# Health insurance premiums 2027 in Luzern

In Luzern, for an adult, the gap between the most expensive and the cheapest insurer is **1'795.-** a year. The cheapest is Krankenkasse Luzerner Hinterland at 527.65.- a month, the most expensive Mutuel Assurance at 677.20.- (standard model, 300.- deductible, with accident cover, premium region 1).

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 04.10.2026.

**57 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## The 25 insurers of premium region 1, from the cheapest to the most expensive

**Monthly premium, standard model, in Luzern, 2027, adult with accident cover, 300.- deductible**

| # | Insurer | Premium a month | Gap per year to the cheapest |
| --- | --- | --- | --- |
| 1 | Krankenkasse Luzerner Hinterland | 527.65.- | – |
| 2 | Atupri | 546.10.- | + 221.- |
| 3 | Sanitas | 549.40.- | + 261.- |
| 4 | Sympany | 562.00.- | + 412.- |
| 5 | Sumiswalder Krankenkasse | 564.80.- | + 446.- |
| 6 | Concordia | 569.20.- | + 499.- |
| 7 | ÖKK | 571.00.- | + 520.- |
| 8 | EGK | 577.70.- | + 601.- |
| 9 | Helsana | 578.00.- | + 604.- |
| 10 | Agrisano | 578.50.- | + 610.- |
| 11 | vita surselva | 582.00.- | + 652.- |
| 12 | SWICA | 582.30.- | + 656.- |
| 13 | Assura | 582.50.- | + 658.- |
| 14 | Avenir | 582.70.- | + 661.- |
| 15 | Einsiedler Krankenkasse | 586.80.- | + 710.- |
| 16 | sana24 | 601.00.- | + 880.- |
| 17 | Aquilana | 601.30.- | + 884.- |
| 18 | CSS | 602.00.- | + 892.- |
| 19 | Galenos | 606.30.- | + 944.- |
| 20 | SLKK | 609.50.- | + 982.- |
| 21 | rhenusana | 619.40.- | + 1'101.- |
| 22 | KPT | 621.10.- | + 1'121.- |
| 23 | Philos | 633.00.- | + 1'264.- |
| 24 | Visana | 662.30.- | + 1'616.- |
| 25 | Mutuel Assurance | 677.20.- | + 1'795.- |

Adult (26 and over), accident cover, 300.- deductible, standard model (free choice of doctor). Other models, deductibles and ages: the comparator works them out for your profile.

Luzern is in premium region 1 of the canton of Lucerne: the premiums are the same as in every municipality of that region.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 04.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other large municipalities of the canton of Lucerne

- [Willisau](https://premimatch.ch/en/premiums/lucerne/willisau/)
- [Hitzkirch](https://premimatch.ch/en/premiums/lucerne/hitzkirch/)
- [Ruswil](https://premimatch.ch/en/premiums/lucerne/ruswil/)
- [Entlebuch](https://premimatch.ch/en/premiums/lucerne/entlebuch/)
- [Escholzmatt-Marbach](https://premimatch.ch/en/premiums/lucerne/escholzmatt-marbach/)
- [Neuenkirch](https://premimatch.ch/en/premiums/lucerne/neuenkirch/)
- [Reiden](https://premimatch.ch/en/premiums/lucerne/reiden/)
- [Altishofen](https://premimatch.ch/en/premiums/lucerne/altishofen/)
- [Beromünster](https://premimatch.ch/en/premiums/lucerne/beromuenster/)
- [Dagmersellen](https://premimatch.ch/en/premiums/lucerne/dagmersellen/)
- [Hohenrain](https://premimatch.ch/en/premiums/lucerne/hohenrain/)

[Premiums across the canton of Lucerne](https://premimatch.ch/en/premiums/lucerne/)

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