# Health insurance premiums 2027 – Canton of Appenzell Innerrhoden: the cheapest insurers

> 2027 basic health insurance (KVG/LAMal) premiums in the canton of Appenzell Innerrhoden: cheapest adult premium from CHF 436.00 a month (ÖKK), children, young adults, 23 insurers, average rise +4.6%. Official FOPH data.

https://premimatch.ch/en/premiums/appenzell-innerrhoden/ · 2026-10-01 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/premiums/appenzell-innerrhoden.md

Home › Premiums by canton › Appenzell Innerrhoden

Premiums 2027 · Canton of Appenzell Innerrhoden

# Health insurance premiums 2027 in the canton of Appenzell Innerrhoden

In 2027, the cheapest monthly basic insurance premium for an adult (26 and over, with accident cover, CHF 300 deductible, standard model) in the canton of Appenzell Innerrhoden is **CHF 436.00** with ÖKK. With an alternative model and the CHF 2'500 deductible it drops to **CHF 248.40** (KPT – KPTwin.smart - Hausarzt mit App (telmed)). The dearest standard premium reaches CHF 567.50, that is **CHF 1'578 more a year** for the same care.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

- **436.00** cheapest adult premium a month (CHF), standard, CHF 300 deductible
- **248.40** cheapest across all models (CHF), CHF 2,500 deductible
- **23** health insurers active in the canton
- **+4.6%** average rise of the standard model vs 2026

**60 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## Every municipality of the canton

For an adult with accident cover, the cheapest standard offer in the canton of Appenzell Innerrhoden is **ÖKK at CHF 436.00 a month** (CHF 300 deductible), against CHF 422.00 in 2026. Across all models, the cheapest is KPT – KPTwin.smart - Hausarzt mit App (telmed) at CHF 376.70. With the CHF 2,500 deductible it falls to CHF 248.40 (KPT – KPTwin.smart - Hausarzt mit App (telmed)). The median standard premium is CHF 466.40. On average, standard-model premiums rise by +4.6% compared with 2026.

**Monthly premium in CHF, canton of Appenzell Innerrhoden, 2027, with accident cover**

| Profile | Standard, min. deductible | All models, min. deductible | All models, max. deductible | Dearest standard | Gap per year |
| --- | --- | --- | --- | --- | --- |
| Adults (26+) | CHF 436.00 | CHF 376.70 | CHF 248.40 | CHF 567.50 | CHF 1'578 |
| Young adults (19–25) | CHF 316.90 | CHF 282.90 | CHF 170.40 | CHF 429.20 | CHF 1'348 |
| Children (0–18) | CHF 98.60 | CHF 84.20 | CHF 54.60 | CHF 146.40 | CHF 574 |

Minimum deductible: CHF 300 for adults and young adults, CHF 0 for children. Maximum deductible: CHF 2,500 (adults, young adults) and CHF 600 (children). "Standard" = free choice of doctor. The gap per year compares the dearest and the cheapest standard premium at the minimum deductible.

### The cheapest offers

- **Adults (26 and over)**: ÖKK, CHF 436.00 (standard model, CHF 300 deductible) · all models: KPT – KPTwin.smart - Hausarzt mit App (telmed), CHF 376.70 · CHF 2'500 deductible: KPT – KPTwin.smart - Hausarzt mit App (telmed), CHF 248.40
- **Young adults (19 to 25)**: CSS, CHF 316.90 (standard model, CHF 300 deductible) · all models: Agrisano – AGRIsmart (telmed), CHF 282.90 · CHF 2'500 deductible: CSS – Gesundheitspraxisversicherung (family doctor), CHF 170.40
- **Children (0 to 18)**: Agrisano, CHF 98.60 (standard model, CHF 0 deductible) · all models: KPT – KPTwin.smart - Hausarzt mit App (telmed), CHF 84.20 · CHF 600 deductible: Assura – MediTel (telmed), CHF 54.60

For a child, the cheapest standard premium is CHF 98.60 a month (Agrisano, CHF 0 deductible) and CHF 54.60 with the CHF 600 deductible (Assura – MediTel (telmed)).

Municipalities (5): Schwende-Rüte, Schlatt-Haslen, Oberegg, Appenzell, Gonten. Type your postcode into the comparator to find your region.

## The 23 health insurers active in the canton of Appenzell Innerrhoden

[Agrisano](https://premimatch.ch/en/insurers/agrisano/), [Aquilana](https://premimatch.ch/en/insurers/aquilana/), [Assura](https://premimatch.ch/en/insurers/assura/), [Atupri](https://premimatch.ch/en/insurers/atupri/), [Avenir](https://premimatch.ch/en/insurers/avenir/), [Concordia](https://premimatch.ch/en/insurers/concordia/), [CSS](https://premimatch.ch/en/insurers/css/), [EGK](https://premimatch.ch/en/insurers/egk/), [Galenos](https://premimatch.ch/en/insurers/galenos/), [Helsana](https://premimatch.ch/en/insurers/helsana/), [KPT](https://premimatch.ch/en/insurers/kpt/), [Mutuel Assurance](https://premimatch.ch/en/insurers/mutuel-assurance/), [ÖKK](https://premimatch.ch/en/insurers/oekk/), [Philos](https://premimatch.ch/en/insurers/philos/), [rhenusana](https://premimatch.ch/en/insurers/rhenusana/), [sana24](https://premimatch.ch/en/insurers/sana24/), [Sanitas](https://premimatch.ch/en/insurers/sanitas/), [SLKK](https://premimatch.ch/en/insurers/slkk/), [Sumiswalder Krankenkasse](https://premimatch.ch/en/insurers/sumiswalder-krankenkasse/), [SWICA](https://premimatch.ch/en/insurers/swica/), [Sympany](https://premimatch.ch/en/insurers/sympany/), [Visana](https://premimatch.ch/en/insurers/visana/), [vita surselva](https://premimatch.ch/en/insurers/vita-surselva/).

All of them offer exactly the same benefits for basic insurance. None may turn you down. Each insurer has its own page: premiums by canton, rank, models.

## Frequently asked questions

### 1. Which health insurer is the cheapest in the canton of Appenzell Innerrhoden in 2027?

For an adult with accident cover, standard model and CHF 300 deductible, it is ÖKK at CHF 436.00 a month. By accepting an alternative model (family doctor, telemedicine) and the CHF 2,500 deductible, the lowest premium is CHF 248.40 with KPT – KPTwin.smart - Hausarzt mit App (telmed). The cheapest insurer depends on your age, deductible and model: the comparator gives the full ranking for your profile.

### 2. How much does basic insurance cost for a child in the canton of Appenzell Innerrhoden?

In 2027, the cheapest standard premium for a child (0 to 18, CHF 0 deductible) in the canton of Appenzell Innerrhoden is CHF 98.60 a month with Agrisano, and the dearest CHF 146.40. Children pay no more than CHF 350 of co-payment a year and no deductible is compulsory.

### 3. Are premiums rising in the canton of Appenzell Innerrhoden in 2027?

Yes: for adults on the standard model (CHF 300 deductible), premiums in the canton of Appenzell Innerrhoden rise by +4.6% on average between 2026 and 2027, against an average rise of +5.0% in Switzerland according to the FOPH. The rise differs from one insurer to the next, which often changes the ranking: compare every autumn.

### 4. Until when can you switch insurer in the canton of Appenzell Innerrhoden for 2027?

As everywhere in Switzerland, the cancellation letter must reach your current insurer by 30 November 2026 at the latest. The switch takes effect on 1 January 2027. See [switch insurer in 5 steps](https://premimatch.ch/en/changer/).

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## 2027 premiums in the other cantons

- [Aargau](https://premimatch.ch/en/premiums/aargau/)
- [Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/)
- [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/)
- [Basel-Stadt](https://premimatch.ch/en/premiums/basel-stadt/)
- [Bern](https://premimatch.ch/en/premiums/bern/)
- [Fribourg](https://premimatch.ch/en/premiums/fribourg/)
- [Geneva](https://premimatch.ch/en/premiums/geneva/)
- [Glarus](https://premimatch.ch/en/premiums/glarus/)
- [Graubünden](https://premimatch.ch/en/premiums/graubunden/)
- [Jura](https://premimatch.ch/en/premiums/jura/)
- [Lucerne](https://premimatch.ch/en/premiums/lucerne/)
- [Neuchâtel](https://premimatch.ch/en/premiums/neuchatel/)
- [Nidwalden](https://premimatch.ch/en/premiums/nidwalden/)
- [Obwalden](https://premimatch.ch/en/premiums/obwalden/)
- [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/)
- [Schwyz](https://premimatch.ch/en/premiums/schwyz/)
- [Solothurn](https://premimatch.ch/en/premiums/solothurn/)
- [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/)
- [Thurgau](https://premimatch.ch/en/premiums/thurgau/)
- [Ticino](https://premimatch.ch/en/premiums/ticino/)
- [Uri](https://premimatch.ch/en/premiums/uri/)
- [Valais](https://premimatch.ch/en/premiums/valais/)
- [Vaud](https://premimatch.ch/en/premiums/vaud/)
- [Zug](https://premimatch.ch/en/premiums/zug/)
- [Zurich](https://premimatch.ch/en/premiums/zurich/)

[Comparison of the 26 cantons](https://premimatch.ch/en/premiums/) · [All health insurers](https://premimatch.ch/en/insurers/) · [Understand Swiss health insurance](https://premimatch.ch/en/guide/) · [Switch insurer](https://premimatch.ch/en/changer/) · [About and method](https://premimatch.ch/en/about/)

[Compare my 2027 premiums](https://premimatch.ch/en/)