# Health insurance premiums 2027 in Herisau: a gap of 2'056.- a year between the insurers

> 2027 basic health insurance (KVG/LAMal) premiums in Herisau: from 501.00.- to 672.30.- a month for an adult (standard model, 300.- deductible, with accident cover), a gap of 2'056.- a year between the cheapest and the most expensive insurer. Official FOPH data.

https://premimatch.ch/en/premiums/appenzell-ausserrhoden/herisau/ · 2026-10-04 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/premiums/appenzell-ausserrhoden/herisau.md

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Premiums 2027 · Canton of Appenzell Ausserrhoden

# Health insurance premiums 2027 in Herisau

In Herisau, for an adult, the gap between the most expensive and the cheapest insurer is **2'056.-** a year. The cheapest is Agrisano at 501.00.- a month, the most expensive Philos at 672.30.- (standard model, 300.- deductible, with accident cover).

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 04.10.2026.

**57 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## The 23 insurers of the canton, from the cheapest to the most expensive

**Monthly premium, standard model, in Herisau, 2027, adult with accident cover, 300.- deductible**

| # | Insurer | Premium a month | Gap per year to the cheapest |
| --- | --- | --- | --- |
| 1 | Agrisano | 501.00.- | – |
| 2 | rhenusana | 532.60.- | + 379.- |
| 3 | ÖKK | 533.00.- | + 384.- |
| 4 | Sanitas | 534.30.- | + 400.- |
| 5 | Sumiswalder Krankenkasse | 534.30.- | + 400.- |
| 6 | SWICA | 539.20.- | + 458.- |
| 7 | EGK | 540.70.- | + 476.- |
| 8 | Concordia | 542.10.- | + 493.- |
| 9 | vita surselva | 545.00.- | + 528.- |
| 10 | KPT | 546.40.- | + 545.- |
| 11 | Sympany | 549.00.- | + 576.- |
| 12 | Aquilana | 555.60.- | + 655.- |
| 13 | Helsana | 569.00.- | + 816.- |
| 14 | sana24 | 576.70.- | + 908.- |
| 15 | Assura | 579.60.- | + 943.- |
| 16 | CSS | 582.00.- | + 972.- |
| 17 | Galenos | 595.60.- | + 1'135.- |
| 18 | Visana | 605.90.- | + 1'259.- |
| 19 | Avenir | 625.90.- | + 1'499.- |
| 20 | SLKK | 634.10.- | + 1'597.- |
| 21 | Atupri | 658.70.- | + 1'892.- |
| 22 | Mutuel Assurance | 663.20.- | + 1'946.- |
| 23 | Philos | 672.30.- | + 2'056.- |

Adult (26 and over), accident cover, 300.- deductible, standard model (free choice of doctor). Other models, deductibles and ages: the comparator works them out for your profile.

In the canton of Appenzell Ausserrhoden, the premiums are the same in every municipality.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 04.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other large municipalities of the canton of Appenzell Ausserrhoden

- [Teufen](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/teufen/)
- [Heiden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/heiden/)
- [Gais](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/gais/)
- [Hundwil](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/hundwil/)
- [Schwellbrunn](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/schwellbrunn/)

[Premiums across the canton of Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/)

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