# ÖKK: 2027 premiums by canton, rank and models

> ÖKK's 2027 basic health insurance (KVG/LAMal) premiums: adult standard premium from CHF 436.00 (Appenzell Innerrhoden) to CHF 744.00 (Ticino, region 1) a month, rank in every canton, models offered, average change +2.9%, and what you would save by switching. Official FOPH data.

https://premimatch.ch/en/insurers/oekk/ · 2026-10-01 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/insurers/oekk.md

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Health insurer · Premiums 2027

# ÖKK's 2027 premiums in every canton

ÖKK (ÖKK Kranken- und Unfallversicherungen AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from **CHF 436.00** (Appenzell Innerrhoden) to **CHF 744.00** (Ticino, region 1). It is the cheapest standard insurer in 5 of 42 premium regions. Compared with 2026, its standard premiums change by +2.9% on average. Models offered: Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

- **436.00** cheapest adult standard premium (CHF/month)
- **744.00** dearest (CHF/month)
- **26** cantons covered
- **+2.9%** average change vs 2026

**60 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## 2027 premiums by canton and region

**ÖKK, monthly premium in CHF 2027, adult with accident cover, standard model (free choice of doctor); rank among the standard offers of the region**

| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Aargau](https://premimatch.ch/en/premiums/aargau/) | – | CHF 585.00 | 11/27 | Agrisano CHF 548.80 | CHF 434 | CHF 380.70 | CHF 146.30 | +1.7% |
| [Appenzell Innerrhoden](https://premimatch.ch/en/premiums/appenzell-innerrhoden/) | – | CHF 436.00 | **1/23** | the cheapest | – | CHF 251.10 | CHF 109.00 | +3.3% |
| [Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/) | – | CHF 533.00 | 3/23 | Agrisano CHF 501.00 | CHF 384 | CHF 335.50 | CHF 133.30 | +6.2% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 1 | CHF 687.00 | 8/26 | Sanitas CHF 653.70 | CHF 400 | CHF 484.60 | CHF 151.20 | +3.3% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 2 | CHF 590.00 | **1/26** | the cheapest | – | CHF 399.20 | CHF 129.80 | +3.1% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 3 | CHF 561.00 | 4/26 | Agrisano CHF 541.20 | CHF 238 | CHF 373.70 | CHF 123.50 | +3.5% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 1 | CHF 650.00 | **1/23** | the cheapest | – | CHF 456.70 | CHF 162.50 | +3.2% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 2 | CHF 606.00 | **1/23** | the cheapest | – | CHF 417.10 | CHF 151.50 | +3.6% |
| [Basel-Stadt](https://premimatch.ch/en/premiums/basel-stadt/) | – | CHF 704.00 | 2/23 | SLKK CHF 690.40 | CHF 163 | CHF 484.20 | CHF 176.00 | +0.3% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 1 | CHF 596.00 | 2/23 | Atupri CHF 593.30 | CHF 32 | CHF 408.10 | CHF 149.00 | +3.1% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 2 | CHF 551.00 | **1/23** | the cheapest | – | CHF 367.60 | CHF 137.80 | +3.8% |
| [Geneva](https://premimatch.ch/en/premiums/geneva/) | – | CHF 729.00 | 4/21 | Assura CHF 711.20 | CHF 214 | CHF 546.10 | CHF 182.30 | +2.7% |
| [Glarus](https://premimatch.ch/en/premiums/glarus/) | – | CHF 532.00 | 4/26 | Agrisano CHF 523.80 | CHF 98 | CHF 350.50 | CHF 133.00 | +0.4% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 1 | CHF 534.00 | 3/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 106 | CHF 352.30 | CHF 128.20 | +3.7% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 2 | CHF 510.00 | 4/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 246 | CHF 330.70 | CHF 122.40 | +5.4% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 3 | CHF 488.00 | 5/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 446 | CHF 310.90 | CHF 117.20 | +3.2% |
| [Jura](https://premimatch.ch/en/premiums/jura/) | – | CHF 668.00 | 2/21 | Atupri CHF 655.80 | CHF 146 | CHF 489.60 | CHF 167.00 | +2.8% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 1 | CHF 571.00 | 7/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 520 | CHF 374.20 | CHF 125.70 | +4.4% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 2 | CHF 540.00 | 8/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 604 | CHF 346.90 | CHF 118.80 | +3.6% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 3 | CHF 525.00 | 10/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 676 | CHF 333.70 | CHF 115.50 | +3.6% |
| [Neuchâtel](https://premimatch.ch/en/premiums/neuchatel/) | – | CHF 685.00 | 2/21 | Atupri CHF 675.60 | CHF 113 | CHF 488.20 | CHF 171.30 | +1.5% |
| [Nidwalden](https://premimatch.ch/en/premiums/nidwalden/) | – | CHF 497.00 | 7/26 | Agrisano CHF 461.50 | CHF 426 | CHF 304.10 | CHF 124.30 | +1.2% |
| [Obwalden](https://premimatch.ch/en/premiums/obwalden/) | – | CHF 495.00 | 4/26 | Agrisano CHF 474.00 | CHF 252 | CHF 302.40 | CHF 123.80 | +0.8% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 1 | CHF 562.00 | 3/25 | Agrisano CHF 560.50 | CHF 18 | CHF 374.60 | CHF 123.70 | +1.8% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 2 | CHF 527.00 | 3/25 | Agrisano CHF 509.90 | CHF 205 | CHF 343.80 | CHF 116.00 | +1.7% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 3 | CHF 517.00 | 6/25 | Agrisano CHF 488.00 | CHF 348 | CHF 335.00 | CHF 113.80 | +1.8% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 1 | CHF 579.00 | 2/23 | Agrisano CHF 568.30 | CHF 128 | CHF 383.80 | CHF 127.40 | +4.9% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 2 | CHF 539.00 | 3/23 | Agrisano CHF 514.50 | CHF 294 | CHF 349.00 | CHF 118.60 | +4.7% |
| [Solothurn](https://premimatch.ch/en/premiums/solothurn/) | – | CHF 597.00 | 3/25 | Agrisano CHF 582.40 | CHF 175 | CHF 403.10 | CHF 149.30 | +1.0% |
| [Schwyz](https://premimatch.ch/en/premiums/schwyz/) | – | CHF 516.00 | 5/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 736 | CHF 325.80 | CHF 129.00 | +2.8% |
| [Thurgau](https://premimatch.ch/en/premiums/thurgau/) | – | CHF 533.00 | 2/23 | Agrisano CHF 524.60 | CHF 101 | CHF 349.10 | CHF 117.30 | +0.9% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 1 | CHF 744.00 | 4/21 | Agrisano CHF 713.00 | CHF 372 | CHF 527.30 | CHF 186.00 | +1.5% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 2 | CHF 669.00 | 2/21 | Agrisano CHF 658.00 | CHF 132 | CHF 462.10 | CHF 167.30 | +1.4% |
| [Uri](https://premimatch.ch/en/premiums/uri/) | – | CHF 478.00 | 3/26 | Atupri CHF 463.90 | CHF 169 | CHF 287.60 | CHF 119.50 | +0.6% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 1 | CHF 678.00 | 3/21 | Galenos CHF 661.40 | CHF 199 | CHF 481.90 | CHF 169.50 | +2.7% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 2 | CHF 645.00 | 3/21 | Galenos CHF 614.40 | CHF 367 | CHF 452.20 | CHF 161.30 | +2.4% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 1 | CHF 578.00 | 2/24 | Atupri CHF 574.20 | CHF 46 | CHF 391.90 | CHF 144.50 | +4.1% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 2 | CHF 505.00 | 4/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 127 | CHF 326.20 | CHF 126.30 | +5.2% |
| [Zug](https://premimatch.ch/en/premiums/zug/) | – | CHF 447.00 | 16/27 | Agrisano CHF 405.30 | CHF 500 | CHF 268.90 | CHF 98.40 | +2.5% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 1 | CHF 672.00 | 12/27 | SLKK CHF 633.00 | CHF 468 | CHF 476.50 | CHF 147.90 | +7.5% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 2 | CHF 580.00 | 5/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 275 | CHF 393.70 | CHF 127.60 | +3.9% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 3 | CHF 528.00 | 4/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 239 | CHF 346.90 | CHF 116.20 | +3.7% |

Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.

## ÖKK's insurance models

For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.

- **Free choice of doctor**
- **Family doctor or HMO**: ÖKK CASAMED HAUSARZT, ÖKK CASAMED HMO
- **Combined model**: ÖKK CASAMED SELECT
- **Telemedicine**: ÖKK CASAMED 24

## Frequently asked questions

### 1. Is ÖKK cheaper in 2027?

ÖKK is the cheapest standard insurer in 5 of 42 regions. Its lowest standard premium for an adult is CHF 436.00 a month (Appenzell Innerrhoden). The ranking depends on your region, age, deductible and model: type your postcode above to see ÖKK against the other insurers and your possible saving.

### 2. How do I cancel ÖKK?

By registered letter, which must reach ÖKK by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. [The 5 steps and the letter template](https://premimatch.ch/en/changer/).

### 3. Which insurance models does ÖKK offer?

Free choice of doctor, Family doctor or HMO, Combined model, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.

### 4. Can ÖKK refuse to insure me?

No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other health insurers in 2027

- [Agrisano](https://premimatch.ch/en/insurers/agrisano/)
- [Aquilana](https://premimatch.ch/en/insurers/aquilana/)
- [Assura](https://premimatch.ch/en/insurers/assura/)
- [Atupri](https://premimatch.ch/en/insurers/atupri/)
- [Avenir](https://premimatch.ch/en/insurers/avenir/)
- [Cassa da malsauns Lumneziana](https://premimatch.ch/en/insurers/cassa-da-malsauns-lumneziana/)
- [Concordia](https://premimatch.ch/en/insurers/concordia/)
- [CSS](https://premimatch.ch/en/insurers/css/)
- [EGK](https://premimatch.ch/en/insurers/egk/)
- [Einsiedler Krankenkasse](https://premimatch.ch/en/insurers/einsiedler-krankenkasse/)
- [Galenos](https://premimatch.ch/en/insurers/galenos/)
- [Glarner Krankenversicherung](https://premimatch.ch/en/insurers/glarner-krankenversicherung/)
- [Helsana](https://premimatch.ch/en/insurers/helsana/)
- [KPT](https://premimatch.ch/en/insurers/kpt/)
- [Krankenkasse Birchmeier](https://premimatch.ch/en/insurers/krankenkasse-birchmeier/)
- [Krankenkasse Luzerner Hinterland](https://premimatch.ch/en/insurers/krankenkasse-luzerner-hinterland/)
- [Krankenkasse Steffisburg](https://premimatch.ch/en/insurers/krankenkasse-steffisburg/)
- [Krankenkasse Visperterminen](https://premimatch.ch/en/insurers/krankenkasse-visperterminen/)
- [Krankenkasse Wädenswil](https://premimatch.ch/en/insurers/krankenkasse-waedenswil/)
- [Mutuel Assurance](https://premimatch.ch/en/insurers/mutuel-assurance/)
- [Philos](https://premimatch.ch/en/insurers/philos/)
- [rhenusana](https://premimatch.ch/en/insurers/rhenusana/)
- [sana24](https://premimatch.ch/en/insurers/sana24/)
- [Sanitas](https://premimatch.ch/en/insurers/sanitas/)
- [SLKK](https://premimatch.ch/en/insurers/slkk/)
- [sodalis](https://premimatch.ch/en/insurers/sodalis/)
- [Sumiswalder Krankenkasse](https://premimatch.ch/en/insurers/sumiswalder-krankenkasse/)
- [SWICA](https://premimatch.ch/en/insurers/swica/)
- [Sympany](https://premimatch.ch/en/insurers/sympany/)
- [Visana](https://premimatch.ch/en/insurers/visana/)
- [vita surselva](https://premimatch.ch/en/insurers/vita-surselva/)

[Comparison of the 26 cantons](https://premimatch.ch/en/premiums/) · [Understand Swiss health insurance](https://premimatch.ch/en/guide/) · [Switch insurer](https://premimatch.ch/en/changer/) · [About and method](https://premimatch.ch/en/about/)

[Compare my 2027 premiums](https://premimatch.ch/en/)