# CSS: 2027 premiums by canton, rank and models

> CSS's 2027 basic health insurance (KVG/LAMal) premiums: adult standard premium from CHF 457.00 (Zug) to CHF 797.00 (Ticino, region 1) a month, rank in every canton, models offered, average change +7.1%, and what you would save by switching. Official FOPH data.

https://premimatch.ch/en/insurers/css/ · 2026-10-01 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/insurers/css.md

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Health insurer · Premiums 2027

# CSS's 2027 premiums in every canton

CSS (CSS Kranken-Versicherung AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from **CHF 457.00** (Zug) to **CHF 797.00** (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +7.1% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

- **457.00** cheapest adult standard premium (CHF/month)
- **797.00** dearest (CHF/month)
- **26** cantons covered
- **+7.1%** average change vs 2026

**60 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## 2027 premiums by canton and region

**CSS, monthly premium in CHF 2027, adult with accident cover, standard model (free choice of doctor); rank among the standard offers of the region**

| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Aargau](https://premimatch.ch/en/premiums/aargau/) | – | CHF 614.00 | 19/27 | Agrisano CHF 548.80 | CHF 782 | CHF 387.50 | CHF 135.10 | +9.1% |
| [Appenzell Innerrhoden](https://premimatch.ch/en/premiums/appenzell-innerrhoden/) | – | CHF 466.00 | 11/23 | ÖKK CHF 436.00 | CHF 360 | CHF 267.80 | CHF 102.50 | +7.1% |
| [Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/) | – | CHF 582.00 | 16/23 | Agrisano CHF 501.00 | CHF 972 | CHF 366.40 | CHF 128.00 | +4.1% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 1 | CHF 718.00 | 20/26 | Sanitas CHF 653.70 | CHF 772 | CHF 446.10 | CHF 158.00 | +5.1% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 2 | CHF 649.00 | 21/26 | ÖKK CHF 590.00 | CHF 708 | CHF 420.10 | CHF 142.80 | +6.7% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 3 | CHF 605.00 | 18/26 | Agrisano CHF 541.20 | CHF 766 | CHF 398.10 | CHF 133.10 | +6.1% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 1 | CHF 712.00 | 16/23 | ÖKK CHF 650.00 | CHF 744 | CHF 469.80 | CHF 156.60 | +7.2% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 2 | CHF 666.00 | 14/23 | ÖKK CHF 606.00 | CHF 720 | CHF 431.10 | CHF 146.50 | +7.2% |
| [Basel-Stadt](https://premimatch.ch/en/premiums/basel-stadt/) | – | CHF 733.00 | 11/23 | SLKK CHF 690.40 | CHF 511 | CHF 480.10 | CHF 161.30 | +7.2% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 1 | CHF 651.00 | 17/23 | Atupri CHF 593.30 | CHF 692 | CHF 431.60 | CHF 143.20 | +7.2% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 2 | CHF 590.00 | 13/23 | ÖKK CHF 551.00 | CHF 468 | CHF 385.00 | CHF 129.80 | +7.1% |
| [Geneva](https://premimatch.ch/en/premiums/geneva/) | – | CHF 791.00 | 15/21 | Assura CHF 711.20 | CHF 958 | CHF 512.40 | CHF 174.00 | +6.5% |
| [Glarus](https://premimatch.ch/en/premiums/glarus/) | – | CHF 583.00 | 20/26 | Agrisano CHF 523.80 | CHF 710 | CHF 390.60 | CHF 128.30 | +3.6% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 1 | CHF 586.00 | 12/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 730 | CHF 369.80 | CHF 128.90 | +6.4% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 2 | CHF 564.00 | 15/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 894 | CHF 337.00 | CHF 124.10 | +6.6% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 3 | CHF 535.00 | 12/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 1'010 | CHF 321.10 | CHF 117.70 | +6.4% |
| [Jura](https://premimatch.ch/en/premiums/jura/) | – | CHF 726.00 | 15/21 | Atupri CHF 655.80 | CHF 842 | CHF 474.30 | CHF 159.70 | +8.4% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 1 | CHF 602.00 | 18/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 892 | CHF 374.40 | CHF 132.40 | +6.7% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 2 | CHF 564.00 | 19/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 892 | CHF 342.60 | CHF 124.10 | +6.6% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 3 | CHF 547.00 | 18/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 940 | CHF 336.70 | CHF 120.30 | +7.9% |
| [Neuchâtel](https://premimatch.ch/en/premiums/neuchatel/) | – | CHF 741.00 | 13/21 | Atupri CHF 675.60 | CHF 785 | CHF 490.40 | CHF 163.00 | +6.0% |
| [Nidwalden](https://premimatch.ch/en/premiums/nidwalden/) | – | CHF 540.00 | 21/26 | Agrisano CHF 461.50 | CHF 942 | CHF 344.20 | CHF 118.80 | +6.5% |
| [Obwalden](https://premimatch.ch/en/premiums/obwalden/) | – | CHF 531.00 | 16/26 | Agrisano CHF 474.00 | CHF 684 | CHF 323.10 | CHF 116.80 | +7.1% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 1 | CHF 615.00 | 20/25 | Agrisano CHF 560.50 | CHF 654 | CHF 394.50 | CHF 135.30 | +7.5% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 2 | CHF 569.00 | 17/25 | Agrisano CHF 509.90 | CHF 709 | CHF 349.70 | CHF 125.20 | +7.6% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 3 | CHF 558.00 | 21/25 | Agrisano CHF 488.00 | CHF 840 | CHF 346.00 | CHF 122.80 | +8.1% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 1 | CHF 648.00 | 19/23 | Agrisano CHF 568.30 | CHF 956 | CHF 435.50 | CHF 142.60 | +5.4% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 2 | CHF 620.00 | 20/23 | Agrisano CHF 514.50 | CHF 1'266 | CHF 414.20 | CHF 136.40 | +5.4% |
| [Solothurn](https://premimatch.ch/en/premiums/solothurn/) | – | CHF 654.00 | 19/25 | Agrisano CHF 582.40 | CHF 859 | CHF 427.60 | CHF 143.90 | +7.9% |
| [Schwyz](https://premimatch.ch/en/premiums/schwyz/) | – | CHF 556.00 | 18/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 1'216 | CHF 352.60 | CHF 122.30 | +8.0% |
| [Thurgau](https://premimatch.ch/en/premiums/thurgau/) | – | CHF 573.00 | 14/23 | Agrisano CHF 524.60 | CHF 581 | CHF 358.80 | CHF 126.10 | +5.9% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 1 | CHF 797.00 | 14/21 | Agrisano CHF 713.00 | CHF 1'008 | CHF 525.20 | CHF 175.30 | +7.1% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 2 | CHF 754.00 | 14/21 | Agrisano CHF 658.00 | CHF 1'152 | CHF 478.70 | CHF 165.90 | +7.0% |
| [Uri](https://premimatch.ch/en/premiums/uri/) | – | CHF 516.00 | 14/26 | Atupri CHF 463.90 | CHF 625 | CHF 294.80 | CHF 113.50 | +7.5% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 1 | CHF 748.00 | 19/21 | Galenos CHF 661.40 | CHF 1'039 | CHF 481.30 | CHF 164.60 | +7.2% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 2 | CHF 710.00 | 20/21 | Galenos CHF 614.40 | CHF 1'147 | CHF 464.60 | CHF 156.20 | +7.6% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 1 | CHF 624.00 | 18/24 | Atupri CHF 574.20 | CHF 598 | CHF 408.30 | CHF 137.30 | +7.4% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 2 | CHF 558.00 | 17/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 763 | CHF 351.60 | CHF 122.80 | +7.3% |
| [Zug](https://premimatch.ch/en/premiums/zug/) | – | CHF 457.00 | 22/27 | Agrisano CHF 405.30 | CHF 620 | CHF 253.30 | CHF 100.50 | +6.8% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 1 | CHF 718.00 | 25/27 | SLKK CHF 633.00 | CHF 1'020 | CHF 442.50 | CHF 158.00 | +10.3% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 2 | CHF 652.00 | 24/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 1'139 | CHF 393.30 | CHF 143.40 | +10.3% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 3 | CHF 617.00 | 24/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 1'307 | CHF 359.10 | CHF 135.70 | +10.4% |

Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.

## CSS's insurance models

For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.

- **Family doctor or HMO**: Gesundheitspraxisversicherung, Hausarztversicherung Profit
- **Telemedicine**: Callmed
- **Combined model**: Multimed
- **Free choice of doctor**

## Frequently asked questions

### 1. Is CSS cheaper in 2027?

In none of the 42 regions where it operates does CSS have the cheapest standard offer. Its lowest standard premium for an adult is CHF 457.00 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see CSS against the other insurers and your possible saving.

### 2. How do I cancel CSS?

By registered letter, which must reach CSS by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. [The 5 steps and the letter template](https://premimatch.ch/en/changer/).

### 3. Which insurance models does CSS offer?

Free choice of doctor, Family doctor or HMO, Telemedicine, Combined model. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.

### 4. Can CSS refuse to insure me?

No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other health insurers in 2027

- [Agrisano](https://premimatch.ch/en/insurers/agrisano/)
- [Aquilana](https://premimatch.ch/en/insurers/aquilana/)
- [Assura](https://premimatch.ch/en/insurers/assura/)
- [Atupri](https://premimatch.ch/en/insurers/atupri/)
- [Avenir](https://premimatch.ch/en/insurers/avenir/)
- [Cassa da malsauns Lumneziana](https://premimatch.ch/en/insurers/cassa-da-malsauns-lumneziana/)
- [Concordia](https://premimatch.ch/en/insurers/concordia/)
- [EGK](https://premimatch.ch/en/insurers/egk/)
- [Einsiedler Krankenkasse](https://premimatch.ch/en/insurers/einsiedler-krankenkasse/)
- [Galenos](https://premimatch.ch/en/insurers/galenos/)
- [Glarner Krankenversicherung](https://premimatch.ch/en/insurers/glarner-krankenversicherung/)
- [Helsana](https://premimatch.ch/en/insurers/helsana/)
- [KPT](https://premimatch.ch/en/insurers/kpt/)
- [Krankenkasse Birchmeier](https://premimatch.ch/en/insurers/krankenkasse-birchmeier/)
- [Krankenkasse Luzerner Hinterland](https://premimatch.ch/en/insurers/krankenkasse-luzerner-hinterland/)
- [Krankenkasse Steffisburg](https://premimatch.ch/en/insurers/krankenkasse-steffisburg/)
- [Krankenkasse Visperterminen](https://premimatch.ch/en/insurers/krankenkasse-visperterminen/)
- [Krankenkasse Wädenswil](https://premimatch.ch/en/insurers/krankenkasse-waedenswil/)
- [Mutuel Assurance](https://premimatch.ch/en/insurers/mutuel-assurance/)
- [ÖKK](https://premimatch.ch/en/insurers/oekk/)
- [Philos](https://premimatch.ch/en/insurers/philos/)
- [rhenusana](https://premimatch.ch/en/insurers/rhenusana/)
- [sana24](https://premimatch.ch/en/insurers/sana24/)
- [Sanitas](https://premimatch.ch/en/insurers/sanitas/)
- [SLKK](https://premimatch.ch/en/insurers/slkk/)
- [sodalis](https://premimatch.ch/en/insurers/sodalis/)
- [Sumiswalder Krankenkasse](https://premimatch.ch/en/insurers/sumiswalder-krankenkasse/)
- [SWICA](https://premimatch.ch/en/insurers/swica/)
- [Sympany](https://premimatch.ch/en/insurers/sympany/)
- [Visana](https://premimatch.ch/en/insurers/visana/)
- [vita surselva](https://premimatch.ch/en/insurers/vita-surselva/)

[Comparison of the 26 cantons](https://premimatch.ch/en/premiums/) · [Understand Swiss health insurance](https://premimatch.ch/en/guide/) · [Switch insurer](https://premimatch.ch/en/changer/) · [About and method](https://premimatch.ch/en/about/)

[Compare my 2027 premiums](https://premimatch.ch/en/)