# Concordia: 2027 premiums by canton, rank and models

> Concordia's 2027 basic health insurance (KVG/LAMal) premiums: adult standard premium from CHF 408.90 (Zug) to CHF 751.30 (Ticino, region 1) a month, rank in every canton, models offered, average change +2.9%, and what you would save by switching. Official FOPH data.

https://premimatch.ch/en/insurers/concordia/ · 2026-10-01 · 2026-09-29 (OFSP/BAG) · https://premimatch.ch/en/insurers/concordia.md

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Health insurer · Premiums 2027

# Concordia's 2027 premiums in every canton

Concordia (CONCORDIA Schweiz. Kranken- und Unfallversicherung AG) offers basic insurance in all 26 cantons. In 2027, its standard monthly premium for an adult (26 and over, with accident cover, CHF 300 deductible) ranges from **CHF 408.90** (Zug) to **CHF 751.30** (Ticino, region 1). It is not the cheapest standard insurer in any of the 42 premium regions where it operates. Compared with 2026, its standard premiums change by +2.9% on average. Models offered: Free choice of doctor, Family doctor or HMO, Telemedicine.

Official 2027 FOPH premiums, published on 29.09.2026. Page updated on 01.10.2026.

- **408.90** cheapest adult standard premium (CHF/month)
- **751.30** dearest (CHF/month)
- **26** cantons covered
- **+2.9%** average change vs 2026

**60 days** left to switch insurer: your cancellation letter must arrive by 30 November 2026. [Switch insurer in 5 steps](https://premimatch.ch/en/changer/)

## 2027 premiums by canton and region

**Concordia, monthly premium in CHF 2027, adult with accident cover, standard model (free choice of doctor); rank among the standard offers of the region**

| Canton | Region | Standard, CHF 300 | Rank | Cheapest in the region | Gap per year | All models, CHF 2,500 | Child, standard | Vs 2026 |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| [Aargau](https://premimatch.ch/en/premiums/aargau/) | – | CHF 584.60 | 10/27 | Agrisano CHF 548.80 | CHF 430 | CHF 371.60 | CHF 138.30 | +4.0% |
| [Appenzell Innerrhoden](https://premimatch.ch/en/premiums/appenzell-innerrhoden/) | – | CHF 466.40 | 12/23 | ÖKK CHF 436.00 | CHF 365 | CHF 275.20 | CHF 115.60 | +8.0% |
| [Appenzell Ausserrhoden](https://premimatch.ch/en/premiums/appenzell-ausserrhoden/) | – | CHF 542.10 | 8/23 | Agrisano CHF 501.00 | CHF 493 | CHF 346.10 | CHF 133.50 | +4.0% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 1 | CHF 709.50 | 18/26 | Sanitas CHF 653.70 | CHF 670 | CHF 471.30 | CHF 161.80 | +1.5% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 2 | CHF 636.00 | 14/26 | ÖKK CHF 590.00 | CHF 552 | CHF 409.20 | CHF 145.10 | +1.5% |
| [Bern](https://premimatch.ch/en/premiums/bern/) | 3 | CHF 595.10 | 13/26 | Agrisano CHF 541.20 | CHF 647 | CHF 374.60 | CHF 135.70 | +1.5% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 1 | CHF 699.50 | 11/23 | ÖKK CHF 650.00 | CHF 594 | CHF 476.80 | CHF 167.90 | +2.0% |
| [Basel-Landschaft](https://premimatch.ch/en/premiums/basel-landschaft/) | 2 | CHF 654.70 | 11/23 | ÖKK CHF 606.00 | CHF 584 | CHF 438.10 | CHF 157.20 | +2.0% |
| [Basel-Stadt](https://premimatch.ch/en/premiums/basel-stadt/) | – | CHF 704.70 | 4/23 | SLKK CHF 690.40 | CHF 172 | CHF 470.70 | CHF 174.60 | +1.0% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 1 | CHF 602.60 | 4/23 | Atupri CHF 593.30 | CHF 112 | CHF 393.00 | CHF 143.30 | +1.5% |
| [Fribourg](https://premimatch.ch/en/premiums/fribourg/) | 2 | CHF 561.00 | 5/23 | ÖKK CHF 551.00 | CHF 120 | CHF 357.00 | CHF 133.40 | +0.5% |
| [Geneva](https://premimatch.ch/en/premiums/geneva/) | – | CHF 745.50 | 6/21 | Assura CHF 711.20 | CHF 412 | CHF 516.60 | CHF 190.00 | +2.0% |
| [Glarus](https://premimatch.ch/en/premiums/glarus/) | – | CHF 535.00 | 10/26 | Agrisano CHF 523.80 | CHF 134 | CHF 339.90 | CHF 130.50 | +3.5% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 1 | CHF 556.20 | 5/24 | Cassa da malsauns Lumneziana CHF 525.20 | CHF 372 | CHF 347.30 | CHF 134.50 | +3.0% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 2 | CHF 536.70 | 8/24 | Cassa da malsauns Lumneziana CHF 489.50 | CHF 566 | CHF 330.60 | CHF 129.80 | +3.0% |
| [Graubünden](https://premimatch.ch/en/premiums/graubunden/) | 3 | CHF 513.30 | 8/24 | Cassa da malsauns Lumneziana CHF 450.80 | CHF 750 | CHF 310.60 | CHF 124.20 | +3.0% |
| [Jura](https://premimatch.ch/en/premiums/jura/) | – | CHF 705.30 | 12/21 | Atupri CHF 655.80 | CHF 594 | CHF 492.40 | CHF 165.40 | +4.5% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 1 | CHF 569.20 | 6/25 | Krankenkasse Luzerner Hinterland CHF 527.65 | CHF 499 | CHF 358.40 | CHF 133.10 | +2.2% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 2 | CHF 536.10 | 6/25 | Krankenkasse Luzerner Hinterland CHF 489.65 | CHF 557 | CHF 330.10 | CHF 125.40 | +2.5% |
| [Lucerne](https://premimatch.ch/en/premiums/lucerne/) | 3 | CHF 521.60 | 7/25 | Krankenkasse Luzerner Hinterland CHF 468.65 | CHF 635 | CHF 317.70 | CHF 122.00 | +2.5% |
| [Neuchâtel](https://premimatch.ch/en/premiums/neuchatel/) | – | CHF 715.00 | 9/21 | Atupri CHF 675.60 | CHF 473 | CHF 486.60 | CHF 170.50 | +1.0% |
| [Nidwalden](https://premimatch.ch/en/premiums/nidwalden/) | – | CHF 514.60 | 15/26 | Agrisano CHF 461.50 | CHF 637 | CHF 319.50 | CHF 122.30 | +5.0% |
| [Obwalden](https://premimatch.ch/en/premiums/obwalden/) | – | CHF 491.10 | 2/26 | Agrisano CHF 474.00 | CHF 205 | CHF 299.00 | CHF 120.40 | +3.0% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 1 | CHF 586.20 | 7/25 | Agrisano CHF 560.50 | CHF 308 | CHF 373.00 | CHF 135.90 | +3.0% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 2 | CHF 546.60 | 7/25 | Agrisano CHF 509.90 | CHF 440 | CHF 339.10 | CHF 126.70 | +2.5% |
| [St. Gallen](https://premimatch.ch/en/premiums/st-gallen/) | 3 | CHF 528.60 | 10/25 | Agrisano CHF 488.00 | CHF 487 | CHF 323.70 | CHF 122.50 | +2.5% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 1 | CHF 600.30 | 7/23 | Agrisano CHF 568.30 | CHF 384 | CHF 394.00 | CHF 140.90 | +4.0% |
| [Schaffhausen](https://premimatch.ch/en/premiums/schaffhausen/) | 2 | CHF 561.20 | 8/23 | Agrisano CHF 514.50 | CHF 560 | CHF 360.00 | CHF 131.80 | +4.0% |
| [Solothurn](https://premimatch.ch/en/premiums/solothurn/) | – | CHF 624.10 | 12/25 | Agrisano CHF 582.40 | CHF 500 | CHF 399.10 | CHF 144.70 | +4.0% |
| [Schwyz](https://premimatch.ch/en/premiums/schwyz/) | – | CHF 519.80 | 7/28 | Einsiedler Krankenkasse CHF 454.70 | CHF 781 | CHF 316.20 | CHF 119.60 | +2.0% |
| [Thurgau](https://premimatch.ch/en/premiums/thurgau/) | – | CHF 550.50 | 7/23 | Agrisano CHF 524.60 | CHF 311 | CHF 339.70 | CHF 131.70 | +2.0% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 1 | CHF 751.30 | 7/21 | Agrisano CHF 713.00 | CHF 460 | CHF 506.60 | CHF 172.80 | +3.5% |
| [Ticino](https://premimatch.ch/en/premiums/ticino/) | 2 | CHF 700.10 | 8/21 | Agrisano CHF 658.00 | CHF 505 | CHF 463.30 | CHF 161.10 | +3.5% |
| [Uri](https://premimatch.ch/en/premiums/uri/) | – | CHF 520.50 | 18/26 | Atupri CHF 463.90 | CHF 679 | CHF 314.20 | CHF 123.30 | +5.0% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 1 | CHF 703.50 | 7/21 | Galenos CHF 661.40 | CHF 505 | CHF 480.30 | CHF 178.50 | +2.0% |
| [Vaud](https://premimatch.ch/en/premiums/vaud/) | 2 | CHF 667.80 | 8/21 | Galenos CHF 614.40 | CHF 641 | CHF 449.40 | CHF 169.40 | +2.0% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 1 | CHF 590.00 | 5/24 | Atupri CHF 574.20 | CHF 190 | CHF 382.10 | CHF 135.70 | +2.5% |
| [Valais](https://premimatch.ch/en/premiums/valais/) | 2 | CHF 532.70 | 11/26 | Krankenkasse Visperterminen CHF 494.45 | CHF 459 | CHF 332.50 | CHF 122.60 | +2.2% |
| [Zug](https://premimatch.ch/en/premiums/zug/) | – | CHF 408.90 | 2/27 | Agrisano CHF 405.30 | CHF 43 | CHF 227.50 | CHF 100.40 | +6.0% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 1 | CHF 652.10 | 7/27 | SLKK CHF 633.00 | CHF 229 | CHF 429.30 | CHF 160.80 | +2.5% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 2 | CHF 590.10 | 9/27 | Krankenkasse Wädenswil CHF 557.10 | CHF 396 | CHF 376.30 | CHF 145.50 | +2.5% |
| [Zurich](https://premimatch.ch/en/premiums/zurich/) | 3 | CHF 555.50 | 13/27 | Krankenkasse Wädenswil CHF 508.10 | CHF 569 | CHF 346.70 | CHF 137.00 | +3.0% |

Rank: position of the insurer's standard premium among all standard offers of the region (1 = the cheapest). Gap per year: what the insurer costs over 12 months beyond the cheapest standard offer of the region. "All models": the insurer's lowest premium with the CHF 2,500 deductible, across all models.

## Concordia's insurance models

For basic insurance, the benefits reimbursed are the same in every model. An alternative model restricts your first point of contact in exchange for a lower premium.

- **Free choice of doctor**
- **Family doctor or HMO**: MyDoc, HMO
- **Telemedicine**: smartDoc

## Frequently asked questions

### 1. Is Concordia cheaper in 2027?

In none of the 42 regions where it operates does Concordia have the cheapest standard offer. Its lowest standard premium for an adult is CHF 408.90 a month (Zug). The ranking depends on your region, age, deductible and model: type your postcode above to see Concordia against the other insurers and your possible saving.

### 2. How do I cancel Concordia?

By registered letter, which must reach Concordia by 30 November 2026 at the latest for a switch on 1 January 2027. Cancel basic insurance only, and only once the new insurer has made its offer. [The 5 steps and the letter template](https://premimatch.ch/en/changer/).

### 3. Which insurance models does Concordia offer?

Free choice of doctor, Family doctor or HMO, Telemedicine. Basic insurance benefits are identical in every model and with every insurer; only the price and the first point of contact change.

### 4. Can Concordia refuse to insure me?

No. For basic insurance (KVG/LAMal), every insurer must accept anyone living in a canton where it operates, whatever their age or health, with no medical questionnaire. This is not the case for supplementary insurance.

Source: Federal Office of Public Health (FOPH), approved 2027 premiums, [opendata.swiss](https://opendata.swiss/en/dataset/health-insurance-premiums) dataset of 29.09.2026, processed by PremiMatch on 01.10.2026. Figures with accident cover; employees working 8 hours a week or more pay slightly less without it. Always check your offer on [priminfo.admin.ch](https://www.priminfo.admin.ch/).

## The other health insurers in 2027

- [Agrisano](https://premimatch.ch/en/insurers/agrisano/)
- [Aquilana](https://premimatch.ch/en/insurers/aquilana/)
- [Assura](https://premimatch.ch/en/insurers/assura/)
- [Atupri](https://premimatch.ch/en/insurers/atupri/)
- [Avenir](https://premimatch.ch/en/insurers/avenir/)
- [Cassa da malsauns Lumneziana](https://premimatch.ch/en/insurers/cassa-da-malsauns-lumneziana/)
- [CSS](https://premimatch.ch/en/insurers/css/)
- [EGK](https://premimatch.ch/en/insurers/egk/)
- [Einsiedler Krankenkasse](https://premimatch.ch/en/insurers/einsiedler-krankenkasse/)
- [Galenos](https://premimatch.ch/en/insurers/galenos/)
- [Glarner Krankenversicherung](https://premimatch.ch/en/insurers/glarner-krankenversicherung/)
- [Helsana](https://premimatch.ch/en/insurers/helsana/)
- [KPT](https://premimatch.ch/en/insurers/kpt/)
- [Krankenkasse Birchmeier](https://premimatch.ch/en/insurers/krankenkasse-birchmeier/)
- [Krankenkasse Luzerner Hinterland](https://premimatch.ch/en/insurers/krankenkasse-luzerner-hinterland/)
- [Krankenkasse Steffisburg](https://premimatch.ch/en/insurers/krankenkasse-steffisburg/)
- [Krankenkasse Visperterminen](https://premimatch.ch/en/insurers/krankenkasse-visperterminen/)
- [Krankenkasse Wädenswil](https://premimatch.ch/en/insurers/krankenkasse-waedenswil/)
- [Mutuel Assurance](https://premimatch.ch/en/insurers/mutuel-assurance/)
- [ÖKK](https://premimatch.ch/en/insurers/oekk/)
- [Philos](https://premimatch.ch/en/insurers/philos/)
- [rhenusana](https://premimatch.ch/en/insurers/rhenusana/)
- [sana24](https://premimatch.ch/en/insurers/sana24/)
- [Sanitas](https://premimatch.ch/en/insurers/sanitas/)
- [SLKK](https://premimatch.ch/en/insurers/slkk/)
- [sodalis](https://premimatch.ch/en/insurers/sodalis/)
- [Sumiswalder Krankenkasse](https://premimatch.ch/en/insurers/sumiswalder-krankenkasse/)
- [SWICA](https://premimatch.ch/en/insurers/swica/)
- [Sympany](https://premimatch.ch/en/insurers/sympany/)
- [Visana](https://premimatch.ch/en/insurers/visana/)
- [vita surselva](https://premimatch.ch/en/insurers/vita-surselva/)

[Comparison of the 26 cantons](https://premimatch.ch/en/premiums/) · [Understand Swiss health insurance](https://premimatch.ch/en/guide/) · [Switch insurer](https://premimatch.ch/en/changer/) · [About and method](https://premimatch.ch/en/about/)

[Compare my 2027 premiums](https://premimatch.ch/en/)